AU Bank offers various credit cards based on spending habits and lifestyle. From the plethora of AU Bank credit cards, you can choose the one that is best suited for you. Here is the list of all AU Bank credit cards and their main features.
We found 1 AU Small Finance Bank Credit Card
Fee Details
Joining Perks
Rewards
What you'll love
Customisable card with choice of features and pricing
Switch features on/off as required
No joining or annual fee
1% fuel-surcharge waiver at petrol bunks on transactions between ₹400 - ₹5,000
Milestone cashback: Up to 5% cashback on retail spends in addition to reward points*
5% cashback 3 times over 90-day period on min. retail spend of ₹10,000 (max. cashback of ₹500 over a 30-day period)*
2% cashback 3 times over 90-day period on min. retail spend of ₹15,000 (max. cashback of ₹1,000 over a 30-day period)*
Category cashback: 5% cashback on grocery & apparel spends (max. ₹500 in each 30 days' period)
Up to 2 complimentary domestic airport lounge visits per 90 days
Select features priced from ₹49 to ₹499 to earn rewards, cashback & other varied benefits
All features, activated by cardholders, are applicable for 90 days with auto renewal enabled by default
Fuel-surcharge waiver capped at ₹1,500 in a 90-day period on opting for the fuel-surcharge waiver feature
Earn up to 10,000 reward points in a statement cycle
Earn up to 100 reward points per transaction on insurance & utilities
3-month ZEE5, Amazon Prime subscription**
Think about
Fuel, rent, cash withdrawal, education & government services transactions will not accrue reward points
Insurance and utilities transactions not eligible for accelerated rewards
*Milestone cashback earned by spending min ₹10,000 in 30 days (Max cashback of ₹500 for 30 days)
*Fuel, rent, cash withdrawal, EMI & BBPS transactions not considered
**Spend min ₹5,000 in 90 days after activating ZEE5 membership to avoid ₹50 penalty
**Spend min ₹10,000 in 90 days after activating Amazon Prime membership to avoid ₹299 penalty
Type of card | Annual fee | Joining Fee |
Nil | Nil | |
Rs.7,999 | Nil | |
Rs.2,999 | Nil | |
Rs.499 | Nil | |
Rs.199 | Nil | |
Rs.4,999 | Nil | |
Rs.999 | Nil | |
Nil | Rs.199 | |
Rs.299 | Rs.299 | |
Nil | Nil | |
Nil | Rs.49 + GST Monthly | |
Nil | Nil | |
Nil | Nil | |
Rs.999 | Rs.999 |
Annual fee: Nil
Key Highlights of the AU Bank LIT Credit Card:
Annual fee: Rs.7,999.
Key Highlights of the AU Bank Zenith Credit Card:
Annual fee: Rs.2,999
Key Highlights of the AU Bank Vetta Credit Card:
Annual fee: Rs.499
Key Highlights of the AU Bank Altura Plus Credit Card:
Annual fee: Rs.199
Key Highlights of the AU Bank Altura Credit Card:
Type of charge | Fee |
Outstanding amount | Late payment fee |
Fee for an add-on card | NIL |
Revolving credit charge |
|
Cash advance fee | 2.5% of amount withdrawn, subject to a minimum of Rs.100 |
Limit for cash advance |
|
Minimum repayment amount | 5% or minimum Rs.100 |
Overlimit charges | 2.5% of overlimit amount, subject to a minimum of Rs.500 |
Fee for redeeming reward points | NIL |
Cash processing fee | NIL |
Fee for processing an outstation cheque | Rs. 25 |
Processing fee for balance transfer |
|
Credit card validation fee at lounges | Rs.2 |
EMI conversion fee |
|
Charge for Priority Pass Lounge | $27 plus taxes per person for every visit |
Foreign currency mark-up fee |
|
Fee for duplicate physical statement request | Rs.100 |
Fee for reissue of lost/damaged/stolen credit card | Rs.100 |
Goods and Services Tax (GST) | 18% |
Late Payment Charges | Outstanding amount and Fee: Less than Rs.100: NIL Rs.100 to Rs.500: Rs.100 Rs.501 to Rs.5,000: Rs.400 Rs.5,001 to Rs.20,000: Rs.500 More than Rs.20,000: Rs.700 |
You can redeem the reward points earned on the AU Bank credit cards for:
You can contact the AU Bank credit card customer care number and/or send a letter of written communication and ask the bank to close your credit card.
You can reach the AU Bank concierge desk by calling the toll-free number, 18002100298. You can also call 022-42320298 to reach the concierge desk.
Altura, Altura Plus - 3.49%, Vetta - 2.99%, Zenith - 1.99%, and LIT - 3.49%
The add-on cardholder has to be more than 18 years old.
You can write to creditcard.priority@aubank.in and clarify your doubts on the AU Bank credit cards.
18% GST will be levied on fees and other charges on an AU Altara Plus Credit Card.
There is no joining fee for AU Bank Zenith Credit Card.
On AU credit cards, there is no set limit. It is determined by the applicant's income and CIBIL score. Individuals with a high income and a high CIBIL Score are more likely to be given a large credit limit. To secure fast approval for the AU Bank Credit Cards, the applicant must have a CIBIL Score of 750 or higher.
To avail an AU Bank Credit Card, the applicant should be under the age limit between 21 years to 60 years.
To apply for a credit card from AU Bank, you have to submit several documents like Permanent Account Number (PAN) card, Aadhar card, passport, driving licence, Voter ID, electricity bill, last six months' salary slips, Income Tax Returns (ITR) of last two years, and birth certificate.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
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