AU Zenith+ Credit Card

1. Contactless Payments: Make quick and secure payments by simply tapping your card on contactless-enabled terminals, providing a hassle-free shopping experience.
2. EMI Facilities: Convert large purchases into manageable monthly installments with the EMI facility, allowing you to spread payments over time.
3. Bill Payment Options: Easily pay your utility bills, insurance premiums, and more with the convenience of online bill payment services.
4. Enhanced Security: The card comes with robust security features, including SMS alerts, enabling you to monitor your card's usage and stay informed about any transactions.
5. Loan on credit card: Cardholders can avail of a loan against their credit card limit, providing a quick and convenient financial solution when needed.

Benefits of AU Bank Zenith+ Credit Card

The Zenith+ Metal credit card offers a host of benefits that enhance the cardholder's experience. Here are some of the key advantages of this card:

1. Welcome Benefit: Cardholders can choose from luxury brand vouchers or reward points worth Rs.5,000 upon card activation.
2. Reward Points: Cardholders earn 2 Reward Points for every Rs.100 spent on travel, dining, and international transactions, and 1 Reward Point per Rs.100 on retail spends. Each Reward Point is valued at Rs.1.
3. Monthly Milestone Benefit: Cardholders receive 1,000 Reward Points on a minimum retail spend of Rs.75,000 per statement cycle.

1. Taj Epicure Membership: Complimentary Taj Epicure Membership is offered on a minimum net retail spend of Rs.12 lakh in a card anniversary year. This membership includes various discounts and benefits at Taj hotels.
2. Lower International Mark-Up Fees: The card offers a low cross-currency foreign mark-up fee of 0.99% on all international transactions.
3. Meet & Assist: Cardholders are eligible for 4 complimentary airport Meet & Assist Concierge services in India per calendar year.
4. International Airport Lounge Access: Cardholders have access to 16 International Airport Lounges using Priority Pass, with a maximum of 4 complimentary lounge visits per calendar quarter.
5. Domestic Airport Lounge Access: Cardholders can access 16 complimentary Domestic Airport Lounges within India.

1. BookMyShow Offer: Cardholders can enjoy 16 complimentary (Buy 1 Get 1) movie and event tickets, with a maximum discount of Rs.500 per ticket. This offer can be availed up to 4 times in a calendar quarter.
2. Complimentary Golf Games/Lessons: Cardholders can enjoy up to 8 complimentary golf rounds/lessons per calendar year.
3. Additional Benefits: These include dedicated concierge services, bonus Reward Points on card renewal, fuel surcharge waiver, priority customer service, comprehensive protection cover, and a Device Protection Plan with an extended warranty.
4. Annual Membership Fee: The annual membership fee for the card is Rs.4,999, but it can be waived from the 2nd year onwards if cardholders spend Rs.8 lakhs in net retail spends in the previous card anniversary year. 
5. Additional Insurance Coverage: Benefit from comprehensive protection coverage, including Air Accident Cover, Card Liability Cover, Credit Shield, and Purchase Protection.

Other Benefit Perks for AU Bank Zenith+ Credit Card

Eligibility of AU Bank Zenith+ Credit Card

The eligibility criteria for the Zenith+ Metal credit card are as follows:

1. Monthly Net Income: A minimum monthly net income of Rs.2.5 Lakhs is required to be eligible for the card.
2. Primary Cardholder Age: The primary cardholder should be between the age of 21 years and 60 years.
3. Add-On Cardholder Age: Add-on cardholders should be over 18 years of age.

1. Resident Indian: The applicant must be a resident Indian to be eligible for the Zenith+ Metal credit card.

Please note that these criteria are indicative, and AU Small Finance Bank reserves the right to approve or decline credit card applications based on their assessment. Meeting these criteria is a good starting point, but other factors, such as credit history and financial stability, may also be considered during the application process.

Fees and Charges of AU Bank Zenith+ Credit Card

Here is a table summarizing the fees and charges associated with the Zenith+ Metal credit card:

How to Apply for the AU Bank Zenith+ Metal Credit Card

To start your Zenith+ Metal credit card application, please follow these steps:

1. Step 1: Go to the official AU SMALL FINANCE BANK website or visit the dedicated credit card application page or you can directly click on this link
2. Step 2: Look for ‘Apply now’ and click on it.

1. Step 3: You will be prompted to enter your mobile number. Please make sure to enter a valid 10-digit mobile number.
2. Step 4: After entering your mobile number, you may need to agree to the ‘Terms and Conditions’ of the credit card application. Be sure to carefully read and understand the terms before proceeding.
3. Step 5: Once you have entered your mobile number and agreed to the terms, you should receive an OTP (One-Time Password) on your mobile number. This OTP is typically sent via SMS.
4. Step 6: Enter the OTP in the provided space to verify your mobile number.
5. Step 7: Follow the subsequent steps to complete your Zenith+ Metal credit card application. This may involve providing personal and financial information, as required.

1. Step 8: After completing the application, your credit card request will be processed, and you will be notified of the status of your application.

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