Union Bank of India Credit Card Payment

Union Bank Credit Card Bill Payment Offline

1. Cash
2. Cheque

Ways To Pay Your Card Bill Online

You can now clear your Union Bank credit card bill whenever and wherever you want with the various online payment modes. Let's see how you can use these channels:

1. Union BillPay - OnlinePay: To use Union BillPay, you will first have to register for the service by filling an application form. You can complete this process online or offline. Here's what you have to do:Online Registration:With OnlinePay, you can authorise a single payment to your credit card. You'll have to log in to Union Bank internet banking, select the biller the amount has to get debited to, and approve the transaction. You will also receive a unique Transaction ID to confirm your payment.
   1. Visit Union Bank of India's official website.
   2. Under 'Personal Banking', select 'Accounts & Deposits'.
   3. You will have to then select Union BillPay for the registration link.
   4. Fill in all your personal details, contact information, and set a user name and password.
   5. Enter details of your bank account (MCR code) and the type of account you hold.
   6. You will receive a pre-filled registration form and an authorisation letter from the bank. This also includes a welcome kit with all the details about Union BillPay.
   7. Once you've received this form, you will have to sign it and sign the payment authorisation form as well.
   8. Attach a copy of your cheque or a blank cancelled cheque.
2. Union BillPay - AutoPay: You can provide standing instructions to Union Bank of India for your bill payments every month. Just follow the aforementioned registration process to get started.To use AutoPay, you're required to mention certain details like:You can set upper limits to control the transaction amount. In case your bill is higher than the limit you've set, you will be informed via email. The payment will be successful only once you schedule it.
   1. Payment amount
   2. Payment date
   3. Bank account to be debited from
3. UnionRewardz: Another way you can pay your credit card bills is through UnionRewardz, which is Union Bank of India's loyalty programme.
   1. Visit the UnionRewardz website.
   2. Sign in with your username and password.
   3. Select 'Credit Card Payment'.
   4. Enter your 16-digit credit card number.
   5. Mention the amount you wish to pay.
   6. You will receive a transaction acknowledgement prompt.
   7. Confirm the details to process the payment.
   8. Once you're done, you will receive a transaction receipt and an acknowledgment via email or SMS.

Ways To Pay Your Card Bill Offline

If you prefer clearing your Union Bank card dues offline, here are some channels you can consider:

1. Cash: All you have to do is visit any one of the Union Bank of India branches and inform them that you'd like to pay your credit card bill in cash. You will be asked to furnish information to verify your account and then you can hand over the money. If you're unsure of the process, you can always call the Credit Card Call Centre on 1800 223 222.
2. Cheque: Similarly, you can also pay your bills by submitting a cheque at any one of the nearest branches. You will have to address the cheque to your credit card account. For more clarification, you can contact the Credit Card Call Centre on 1800 223 222.

Payment Processing Time for the Various Methods

The payment processing time for the various methods of bill payment for Union Bank credit cards are as follows:

Union Bank Credit Card Statement

Your Union Bank credit card statement will provide the following information:

1. Minimum amount due
2. Total outstanding amount due
3. Due date for the payment
4. Billing start date and end date
5. Interest charges levied, if any
6. Accumulated reward points
7. List of transactions done on your credit card, both debits and credits, along with the merchant's name
8. Transaction amount
9. Transaction date

The credit card statement will be sent every month to your registered email address or postal address, depending on which mode of communication you have opted for.

It is important to go through the credit card statement in detail and report to the bank if there are any fraudulent transactions or discrepancies in the statement in order to correct or resolve the issue.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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