Bank of India Credit Card Bill Payment

1. Pay BOI Credit Card Bill Through Boi Net Banking: Existing BOI current/saving account holders having access to internet banking can use the same platform to pay their BOI credit card bill online. If you're one, follow the steps provided here to make the payment through your internet banking account. Your BOI savings account will get debited with the bill amount instantly. Once the same gets credited to your BOI credit card, you will receive a notification on your registered mobile or e-mail ID.
2. Pay BOI Credit Card Bill Through Other Bank Net Banking Account: Non-BOI account holders can use their own savings or current account to pay BOI credit card bill online using NEFT funds transfer option. However, you need to have net banking access for your account to make the payment. Here are the steps that would help you make the bill payment through other bank net banking account. Funds transfer to the BOI credit card account will then be initiated and your payment would reflect within 2 working days.
   1. Login to your savings or current net banking account
   2. Click on the 'Funds Transfer' > 'Third Party funds transfer'
   3. Select 'Add Payee/Beneficiary'
   4. Use the following details to add BOI credit card as beneficiary
3. Pay BOI Credit Card Bill Through Bill Desk: Bill Desk is another online platform that allows you to make your BOI credit card bill payment using other bank net banking accounts. If you have net banking access to your savings or current account, you can make your bill payment through Bill Desk by following these instructions. You will be redirected to the respective bank's net banking interface, where you need to enter your login details and other information to process the payment.
   1. Visit BOI credit card bill desk page at https://www.billdesk.com/pgidsk/pgmerc/boicard/BOI_card.jsp
   2. Enter your BOI credit card number
   3. Re-enter the same number to confirm
   4. Enter your e-mail ID
   5. Enter the payment amount - only to the extent of outstanding on your BOI card
   6. Select your bank account from the list
   7. Click on 'Pay'
4. Pay BOI Credit Card Bill Through Boi Mobile Banking: Existing Bank of India customers with a savings or current bank account can download BOI mobile banking app - 'BOI Mobile' and pay their credit card bill.
   1. Login to the BOI Mobile banking app using your mobile number, user ID or customer ID and login PIN
   2. Click on the 'Funds Transfer' option
   3. Add your BOI credit card as beneficiary using the above mentioned details
   4. Once the details are added, you can initiate funds transfer to your BOI credit card account.
5. Pay BOI Credit Card Bill Through Upi App: If you're using BHIM/UPI app and have your savings account linked to the app, you can pay your BOI credit card bill using the app.Follow the steps provided here to pay your BOI card bill through UPI app.The payment will be made within the stipulated time.
   1. Login to the UPI app
   2. Under 'Transfer Money' option, click on 'Send'
   3. Select 'A/C IFSC'
   4. Select 'Bank of India' from the list of banks
   5. Enter IFSC code - BKID0000101 for BOI Credit Card Payments
   6. Enter your name under 'Beneficiary Name'
   7. In the 'Account Number' column, enter your 16-digit BOI credit card number
   8. Re-enter the card number and click on 'Send'
6. Pay BOI Credit Card Bill Through Paytm App: Paytm app users can pay BOI credit card bill either through their existing Paytm balance, or net banking account of your savings account.All Visa, MasterCard, Amex and Diners credit cards issued by all major banks India are currently accepted by Paytm for payment.To make your BOI credit card bill payment -
   1. Login to your Paytm app
   2. Click on 'Credit Card' option
   3. Enter BOI Credit Card number
   4. Select 'Bank of India' from the list of banks
   5. Enter the bill amount
   6. Click on 'Proceed'
   7. Choose the payment mode - 'Paytm Balance', 'Saved Cards', 'BHIM UPI' or 'Net Banking'
   8. You will be redirected to the respective payment interface to continue your payment
   9. Enter the required information to process the payment

Methods To Pay Bank Of India Credit Card Bill Offline

1. Pay BOI Credit Card Bill Through Cash: You can also make payments in cash towards your BOI credit card outstanding at any of the BOI branches within your city. Visit any one of your nearest BOI branches, fill the cash deposit slip with the required details such as credit card number, bill amount, personal details, etc. Hand it over at the counter along with the cash and make sure to take the acknowledgement slip.The cash payments done towards credit card bills may attract nominal processing fee.
2. Pay BOI Credit Card Bill Through Cheque: You can also deposit a cheque at any of the drop boxes available at BOI ATMs and bank branches to pay your BOI credit card bill. Draw a cheque in favour of BOI credit card account and drop it at any nearest Bank of India branch or BOI ATM drop box. To know more about this facility or to know if this facility is offered for your credit card type, do enquire with the Bank of India before making a credit card payment.

Bank of India Credit Card Statement

The Bank of India credit card statement helps you to keep track of your transactions. Any a time a fraudulent transaction comes up, you can let the ban know.

Benefits of the Bank of India Credit Card Statement

1. Your credit card statement can be availed paying any fee.
2. The statement allows you to easily go through all your transactions.
3. Bank of India credit card statements has information on new products and services.

Get Your Bank of India Credit Card Statement

You can always request the bank to send an online credit card statements via the net banking portal. After the request has been sent, you will no longer get hard copies, and will your statement via email.

Resolving Errors in Your Bank of India Credit Card Statement

When you find any error in your Bank of India credit card statement, make sure to let the bank know immediately. Keep in mind that you can avoid going through the bank and also contact the merchant for the same, asking them to look into the transaction. You need to report the transactions to the bank within 60 days of having received your Bank of India credit card statement.

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