AU Bank ABC Nxt Credit Card

Aditya Birla Finance Limited and AU Small Finance Bank have recently introduced a range of co-branded credit cards. The ABC credit card range has multiple cards and AU Bank ABC Nxt credit card is one of them. This is a lifetime free credit card that comes with a host of features and exclusive benefits including low forex charges, memberships, lounge access and many more. Here are more details about AU Bank ABC Nxt credit card, its application procedure, fees and charges, and many others.

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Features and Benefits of AU Bank ABC Nxt Credit Card

The features and benefits of AU Bank ABC Nxt credit card:

  1. Offers curated membership to the cardholders
  2. On selected categories, the card offers cashback of up to 5.00%
  3. On achieving spends milestone every quarter, the card offers cashback
  4. The cardholders can avail themselves of airport lounge access as required
  5. Offers up to 30% discount with dining partners
  6. Offers two railway lounge access every quarter
  7. Allows cardholders to convert spends above Rs.2000 into EMI
  8. Provides multiple offers on Swiggy, Ola, Zomato and others
  9. For fuel transactions between Rs.400 and Rs.5000, the card offers fuel surcharge waiver of 1.00%
  10. These cards also provide offers on ABC insurance, loans and other investment products
AU Bank ABC Nxt Credit Card

Eligibility Criteria to Apply for AU Bank ABC Nxt Credit Card

The following is the list of eligibility criteria to apply for AU Bank ABC Nxt credit card:

  1. Applicant should be Indian resident
  2. Age of the cardholder should be between 21 and 60 years
  3. Age of add-on cardholders should be more than 18 years
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Rewards and Milestones of AU Bank ABC Nxt Credit Card

AU Bank ABC Nxt credit card offers various rewards and milestones on card transactions:

  1. On online and offline spends, the card offers 4x and 2x reward points
  2. On select categories such as, utilities, education, grocery and departmental stores the card offers 6x reward points
  3. On first transaction within 30 days of the Card Setup, the card offers 500 reward points
  4. On spends greater than Rs.50,000 in a quarter, the cardholders can avail themselves of Quarterly Milestone Benefit of double reward points

Fees and Charges of AU Bank ABC Nxt Credit Card

Here are the details about fees and charges applicable on AU Bank ABC Nxt credit cards:

Fees and charges

Details of fees and charges

Joining and annual fee

Zero

Forex Markup fee

3.50%

Interest free period

Up to 48 days (not applicable for cash withdrawal)

Cash Advance Limit

20% of the card limit

Cash Advance Charges

2.50% of amount withdrawn (minimum of Rs.500)

Overlimit Charges

2.5% of overlimit amount (minimum of Rs.500)

Cash Processing Fee

Nil

Reward Points Redemption Fee

Rs.99 plus GST (Goods and Services Tax)

Payment Return Charges

2.00% of total amount due or Rs.500, whichever is higher

Late Payment Charges

0 to Rs.1,300, depending on the statement balance

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How to Apply for AU Bank ABC Nxt Credit Card

The following are the steps to apply for AU Bank ABC Nxt credit card via online mode:

  1. To apply for credit card online visit the official website of ABC finance
  2. Navigate to the credit card section and click on ‘Apply Now’ option at the top of the page
  3. A new page will be redirected where you need to fill in the required details, such as:
    1. Mobile number
    2. Name
    3. PAN number
    4. Date of birth
    5. Email ID
    6. PIN code
  4. Click on the box at the bottom of the page to agree with the terms and conditions of Aditya Birla Finance Limited
  5. Click on ‘See all Cards’ and select the AU Bank ABC Nxt Credit Card
  6. Click on ‘Apply Now’
  7. The bank will verify all the documents along the application form, the credit card will be approved to the applicant

To apply for AU Bank ABC Nxt credit card through offline mode, follow the below steps:

  1. Visit the nearest branch of AU Small Finance Bank or Aditya Birla Financial Limited
  2. Fill in the application form and submit it along with necessary documents
  3. After verification, the bank will issue the ABC Nxt credit card which will be delivered to your communication address

How to Track my Credit Card Application Status

Here are the steps to track your credit card application status:

  1. To track the credit card application status, visit the official website of Aditya Birla Capital finance
  2. Navigate to the Personal Finance page
  3. Click on ‘Click here’ beside ‘Track your application’
  4. The page will be redirected to another page
  5. Enter the Lead ID and PAN number
  6. Click on ‘Search’
  7. After clicking on ‘Search’, you will be able to view the application status of your credit card

Contact Details

Here are the contact details for AU Bank ABC Nxt credit cards for any card-related queries:

  1. AU Bank Customer Care number: 180012001500
  2. Email
    1. creditcard.support@aubank.in
    2. abc.cards@adityabirlacapital.com

FAQs on AU Bank ABC Nxt Credit Card

  • How can I manage my Aditya Birla Co-branded Credit Card?

    To manage your Aditya Birla Co-branded Credit Card, such as AU Bank ABC Nxt credit card, download the Aditya Birla Finance app from Play Store or App Store for PIN generation, Transaction controls, Blocking of card, etc.

  • How much time does it take to get approval for my credit card application?

    After submission of the application, it takes seven to ten days to get your credit card application approved.

  • Where will my Aditya Birla Co-branded Credit Card be delivered?

    Your Aditya Birla Co-branded Credit Card, such as AU Bank ABC Nxt credit card, will be delivered to your card delivery address or communication address as mentioned in the application form by you.

  • Do I need to pay any joining or annual fee for AU Bank ABC Nxt credit card?

    No, you need not pay any joining or annual fee for AU Bank ABC Nxt credit card, as this is a lifetime free card.

  • Can I avail myself of airport and railway lounge access using AU Bank ABC Nxt credit card?

    Yes, you can avail yourself of airport lounge access and two railway lounge access using your AU Bank ABC Nxt credit card.

  • Can I convert a transaction amount of Rs.4,500 using AU Bank ABC Nxt credit card into EMI?

    Yes, you can convert your transaction of Rs.4,500 using the card into EMI as the card allows EMI conversion for transaction for any amount above Rs.2000.

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