Aditya Birla Finance Limited and AU Small Finance Bank have recently introduced a range of co-branded credit cards. The ABC credit card range has multiple cards and AU Bank ABC Nxt credit card is one of them. This is a lifetime free credit card that comes with a host of features and exclusive benefits including low forex charges, memberships, lounge access and many more. Here are more details about AU Bank ABC Nxt credit card, its application procedure, fees and charges, and many others.
The features and benefits of AU Bank ABC Nxt credit card:
The following is the list of eligibility criteria to apply for AU Bank ABC Nxt credit card:
AU Bank ABC Nxt credit card offers various rewards and milestones on card transactions:
Here are the details about fees and charges applicable on AU Bank ABC Nxt credit cards:
Fees and charges | Details of fees and charges |
Joining and annual fee | Zero |
Forex Markup fee | 3.50% |
Interest free period | Up to 48 days (not applicable for cash withdrawal) |
Cash Advance Limit | 20% of the card limit |
Cash Advance Charges | 2.50% of amount withdrawn (minimum of Rs.500) |
Overlimit Charges | 2.5% of overlimit amount (minimum of Rs.500) |
Cash Processing Fee | Nil |
Reward Points Redemption Fee | Rs.99 plus GST (Goods and Services Tax) |
Payment Return Charges | 2.00% of total amount due or Rs.500, whichever is higher |
Late Payment Charges | 0 to Rs.1,300, depending on the statement balance |
The following are the steps to apply for AU Bank ABC Nxt credit card via online mode:
To apply for AU Bank ABC Nxt credit card through offline mode, follow the below steps:
Here are the steps to track your credit card application status:
Here are the contact details for AU Bank ABC Nxt credit cards for any card-related queries:
To manage your Aditya Birla Co-branded Credit Card, such as AU Bank ABC Nxt credit card, download the Aditya Birla Finance app from Play Store or App Store for PIN generation, Transaction controls, Blocking of card, etc.
After submission of the application, it takes seven to ten days to get your credit card application approved.
Your Aditya Birla Co-branded Credit Card, such as AU Bank ABC Nxt credit card, will be delivered to your card delivery address or communication address as mentioned in the application form by you.
No, you need not pay any joining or annual fee for AU Bank ABC Nxt credit card, as this is a lifetime free card.
Yes, you can avail yourself of airport lounge access and two railway lounge access using your AU Bank ABC Nxt credit card.
Yes, you can convert your transaction of Rs.4,500 using the card into EMI as the card allows EMI conversion for transaction for any amount above Rs.2000.
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