AU Bank Altura Credit Card

Welcome benefits:

1. Get additional Rs.50 cashback when you spend Rs.10,000 in every statement cycle.

Cashback benefits:

1. Get 2% cashback on grocery and departmental stores.
2. Get 2% cashback on utility bills payments. (Maximum cashback is Rs.50 per statement cycle)
3. You get 1% cashback on other spends.

Fuel benefits:

1. Get 1% waiver on the fuel surcharge when you use the AU Bank Altura Credit Card to buy fuel at any fuel station in India.
2. The transaction amount has to be between Rs.400 and Rs.5,000.

Milestone benefits:

1. Get additional Rs.50 cashback when you spend Rs.10,000 in every statement cycle.

Railway lounge benefits:

1. Get 2 free railway lounge visits every calendar quarter at railway stations
2. Add-on cardholders can also enjoy these Railway lounge benefits within the mentioned complimentary number of visits.

Equated Monthly Instalment (EMI) benefits:

1. Easily convert transactions of Rs.2,000 or more into EMIs.
2. You can book an XpressEMI, by calling the bank's customer care number at 1800 1200 1500.

Insurance benefits:

1. Card Liability Cover:
   1. Incur Zero liability if your lost credit card has been used to make fraudulent transactions, after you have reported the loss of the card.
   2. Get protection against credit card skimming, online frauds, and card counterfeit.

Contactless Card Usage:

For transactions up to Rs.5000, use your AU Credit Card to make simple, safe, and rapid payments at participating merchants by simply tapping the card. No credit card PIN is required.

Add-On Cards:

The other members of your family can share the benefits of your Altura Credit Card. You can get your Add-on card free forever as offered by the bank.

How to Apply for an AU Bank Altura Credit Card?

Given below are the steps to apply for an AU Bank Altura Credit Card online:

1. Click on the link
2. Click on the ‘Apply Now’ button.
3. Enter your mobile number, following which a One-Time Password (OTP) will be sent to your mobile number. Enter the OTP.
4. Follow the steps thereafter by providing the details as asked for by the bank.
5. Once you have filled in the application form, you can submit it.
6. The bank will get in touch with you and assist you further with the application process.

Offline

You can visit the bank’s nearest branch along with all the relevant documents to apply for an Altura Credit Card. Fill in the application form and submit it along with all the documents. They will be verified and if they are found to be in order, your credit card application will be approved.

Eligibility Criteria to Apply for the AU Bank Altura Credit Card

1. The add-on cardholder has to be more than 18 years old.
2. As the primary cardholder, your age has to be between 21 years and 60 years.
3. You have to be a resident of India to apply for the credit card.

Fees and Charges of the AU Bank Altura Credit Card

Credit cards make payments easy for all expenses online and offline while offering various benefits

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