How to Activate New ICICI ATM Card Online (New Users)

ICICI Bank provides a wide range of debit cards to their users which can be activated by the users through various online modes. A new card user must activate their debit or ATM card before use by generating a PIN.

To Activate Online Transactions via iMobile App

The following are the steps to activate online transactions via iMobile application:

  1. Step 1: Log in to your account on the iMobile app.
  2. Step 2: Launch the iMobile app on your mobile device and login to your ICICI bank account by entering your User ID and password.
  3. Step 3: Once you have successfully logged in, you will see a menu bar at the bottom of the screen. Tap on the ‘Debit Card’ option.
  4. Step 4: Select and enable ‘Online’ transactions. On the next screen, you will see a list of options related to your debit card.
  5. Step 5: Tap on the ‘Online’ option and select ‘Enable’ to activate online transactions for your ICICI debit card.
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To Enable Online Transactions via Internet Banking

The following are the steps to enable online transactions via internet banking:

  1. Step 1: Log in to your ICICI net banking account. Visit the ICICI bank website on your computer or mobile browser and login to your ICICI net banking account by entering your User ID and password.
  1. Step 2: Select the ‘Card and Loans’ option. Once you have successfully logged in, click on the ‘Card and Loans’ option from the main menu.
  2. Step 3: Click on the ‘Debit/ATM Card’ icon. On the next page, click on the ‘Debit/ATM Card’ icon to manage your ICICI debit card settings.
  3. Step 4: Choose the ‘Manage Card Limit’ option and select your debit card. Under the ‘Debit Card’ section, select the ‘Manage Card Limit’ option to set your card limit. Choose your ICICI debit card from the list of cards.
  4. Step 5: Enable the ‘E-commerce’ transaction limit. To enable online transactions on your ICICI debit card, click on the ‘E-commerce’ option and select ‘Enable’. You can also set your transaction limit for online purchases on this page.

Activate ICICI Debit card for International Transactions

To activate your ICICI debit card for international transactions, you can follow these simple steps.

iMobile App

Below are the detailed steps to enable international transactions for your ICICI debit card using the iMobile app:

  1. Step 1: Open the iMobile app on your mobile device and log in to your account by entering your login credentials.
  2. Step 2: Once you are logged in, navigate to the ‘Debit Card’ option in the menu bar.
  1. Step 3: In the Debit Card menu, choose the ‘International transactions’ option and select ‘Enable’ to activate online transactions for your ICICI debit card. This will enable you to make international transactions using your ICICI debit card.

Internet Banking

Here is a detailed explanation of how to enable international transactions for your ICICI debit card using net banking:

  1. Step 1: Log in to your ICICI net banking account on your computer or mobile browser.
  2. Step 2: From the main menu, select the ‘Card and Loans’ option.
  1. Step 3: Click on the ‘Debit/ATM Card’ icon.
  2. Step 4: Under the ‘Debit Card’ section, select the ‘Manage Card Limit’ option and choose your ICICI debit card.
  3. Step 5: Click on the ‘E-commerce’ option and select ‘Enable for international transactions’ to activate your ICICI debit card for international transactions.
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How to Activate ICICI Debit Card Tap and Pay

The following are two ways to activate ICICI debit card Tap and Pay:

iMobile Pay App:  

  1. Enter your account details, to login to the iMobile Pay app
  1. Select ‘Debit Card’
  1. Enable ‘Tap and Pay’ transactions, by selecting ‘Transaction Settings’ option

Internet Banking:

  1. Enter internet banking details, to login to the net banking account
  1. Select the ‘Card and Loans'
  1. Click on the ‘Debit or ATM Card’
  1. Select your debit card by choosing the ‘Manage Card Limit’ option
  1. Enable the transaction limit for ‘contactless payments’

Activate ICICI Debit card for Contactless Payments

ICICI Bank provides its customers with the convenience of contactless payments through the ‘Tap and Pay’ feature of their debit cards. With this feature, users can make payments of up to Rs.5,000 without entering their card PIN, making the transaction process faster and more convenient. To activate contactless transactions on your ICICI card, you can follow these simple steps.

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iMobile Pay App

  1. Step 1: Download and install the iMobile Pay app on your smartphone. Log in to the app by entering your account details such as user ID and password.
  2. Step 2: Once you are logged in, select the ‘Debit Card’ option from the app's home screen.
  3. Step 3: From the list of available options, select ‘Transaction Settings’ and enable the ‘Tap and Pay’ option. You may need to enter your debit card details and authenticate the transaction to complete the process. Once enabled, you can use your smartphone to make contactless payments at supported merchants.

By following these steps, ICICI debit card users can easily activate contactless transactions on their cards and enjoy the benefits of hassle-free payments for small transactions.

Net banking

Here's a detailed explanation of the steps to activate contactless transactions on your ICICI debit card via Internet banking:

  1. Step 1: To begin, open your preferred web browser and navigate to the ICICI net banking website. Enter your login credentials, including your user ID and password, and click on the ‘Login’ button to access your account.
  2. Step 2: From the main menu, select the ‘Card and Loans’ option. This will take you to a new page where you can manage your ICICI debit card.
  3. Step 3: On the new page, click on the ‘Debit/ATM Card’ icon. This will display all the debit cards linked to your ICICI bank account.
  1. Step 4: Under the ‘Debit Card’ section, select the ‘Manage Card Limit’ option and choose your ICICI debit card. You will then be prompted to select the type of limit you want to manage.
  2. Step 5: Once you have selected your card, click on the ‘E-commerce’ option and enable ‘Contactless Transactions’. This will activate the contactless payment feature on your ICICI debit card.

Activate ICICI Debit Card for New Users

ICICI Bank offers several ways for its new debit or credit card users to activate their cards and start using them for online and offline transactions. The activation process can be completed without visiting the ICICI bank ATMs. One of the ways to activate the card is by generating a debit card PIN, and this can be done using various methods, as outlined below.

Internet Banking

  1. Step 1: To generate your debit card PIN using Internet banking, you first need to log in to your ICICI Bank account by entering your User ID and password.
  2. Step 2: Once you are logged in, you should click on ‘Cards and Loans’ and select the ‘Debit/ATM Card’ option from the menu.
  3. Step 3: After selecting the ‘Debit/ATM Card’ option, you need to click on ‘Generate PIN’ and select the desired debit card number from the list of cards linked to your account.
  4. Step 4: After you have selected the correct card, you need to enter the 3-digit CVV number printed on the back of your card.
  5. Step 5: Next, you need to enter the grid values mentioned on the card’s backside. This is a security measure to ensure that you are the authorized cardholder.
  1. Step 6: After entering the grid values, you should type in the One Time Password (OTP) that is sent to your registered mobile number and submit.
  2. Step 7: Once you have completed the above steps, you will be prompted to create the new ATM/Debit card PIN. Enter any 4-digit PIN of your choice and confirm it.
  3. Step 8: Once the confirmation is done, your new PIN will be successfully generated and activated.

ICICI Customer Care

Follow the steps described below for generating a debit card PIN by calling customer care

  1. Step 1: Dial the ICICI customer care number using your registered mobile number. Once you connect to the customer care representative, select the ‘Banking Account’ option to proceed.
  2. Step 2: From the list of available options, select ‘Generate debit card PIN’ to start the process.
  3. Step 3: Enter your 16-digit debit card number when prompted and confirm it.
  4. Step 4: Next, you'll be asked to enter the expiry date of the card, CVV number, and date of birth of the primary account holder. These details are essential for authentication and to verify that you're the rightful owner of the card.
  5. Step 5: After verifying the details you've entered; the customer care representative will ask you to create a new 4-digit PIN of your choice. Enter the desired PIN, confirm it, and submit it for approval.
  1. Step 6: Once the new PIN is successfully submitted, you'll be prompted to select the ‘Generate PIN’ option. Follow the instructions provided by the customer care representative and enter the details asked to generate your debit card PIN.

Overall, generating a debit card PIN via ICICI customer care is a quick and straightforward process that can be completed within a few minutes. In case of any doubts or issues, the customer care representative will guide you through the process and provide the necessary assistance.

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ATM

Generating a debit card PIN using an ATM involves a few simple steps. Follow the instructions given below:

  1. Step 1: First, visit the nearest ICICI Bank ATM.
  1. Step 2: Insert your debit card into the card slot provided.
  2. Step 3: Select the ‘Generate ATM PIN’ option from the main menu.
  3. Step 4: On the next screen, click on the “Generate OTP’ button.
  4. Step 5: Enter your registered mobile number when prompted and click on ‘Yes’.
  5. Step 6: Next, enter your date of birth using the keypad provided and select the ‘Yes’ option.
  1. Step 7: On the next screen, choose the ‘Already have an OTP’ option and enter the OTP that was sent to your registered mobile number.
  2. Step 8: Now, select the desired 4-digit debit card PIN and enter it using the keypad.
  3. Step 9: Confirm the new PIN by entering it again and pressing ‘Submit’.
  4. Step 10: Once your new PIN is generated, you will receive a message on the ATM screen confirming the same. It is important to remember your new debit card PIN and keep it secure. Also, ensure that you do not share your PIN with anyone else.

iMobile App

Here's a detailed explanation of the steps to generate a debit card PIN using the iMobile app

  1. Step 1: Log in to your ICICI Bank account using the iMobile app.
  2. Step 2: Once you're logged in, go to the 'Services' section. You can find this by clicking on the three horizontal bars in the top left corner of the app
  3. Step 3: Under the 'Services' section, select 'Card PIN Services'. This will take you to the page where you can generate your debit card PIN.
  4. Step 4: Choose the option to 'Generate Debit Card PIN'. You will be asked to select the account and the debit card number for which you want to generate the PIN.
  1. Step 5: Enter the CVV number of your card. You can find this on the back of your card.
  2. Step 6: Enter a 4-digit debit card PIN of your choice. Make sure that you choose a strong PIN that is easy for you to remember but difficult for others to guess.
  3. Step 7: Confirm the new PIN by re-entering it.
  4. Step 8: Once you have confirmed the new PIN, click on 'Submit'. Your new debit card PIN will now be generated, and you can start using your card with the new PIN.

Steps to Generate ICICI Bank ATM/Debit Card PIN

First- time users of ICICI debit cards can follow the steps mentioned below to generate an ATM/debit card PIN:

  1. Login to your ICICI net banking account using your username and password.
  2. Click on "My card PIN".
  3. Choose the 4-digit PIN for your debit card, enter it and click on "generate now".
  4. Select the debit card you wish to generate the PIN from your list of debit cards.
  1. Enter the 3-digit CVV number. For those who do not know, the CVV number is placed on the back of your debit card, near the signature panel.
  2. Enter the grid values at the back of your card.
  3. Once this is done, a one-time password (OTP) will be sent to your registered mobile number.
  4. Enter the OTP and click on "submit".
  5. After this is done, confirm your new ATM/Debit card PIN.

How to Generate ICICI Bank Debit Card 3D Secure PIN

The 3D Secure PIN is a 6-digit numeric PIN that enhances the customer's security when shopping online at merchant establishments. The 3D PIN is chosen by the customer and at no point should be shared with anyone. For first-time users, follow the steps mentioned below to generate a 3D Secure PIN.

  1. Visit the merchant establishment you wish to make a purchase from and select the products you wish to buy.
  2. Next, proceed to checkout.
  1. Enter your ICICI Bank debit card details and click on "submit".
  2. Since this is your first time making an online transaction, you will be automatically redirected to the 3D Secure registration page.
  3. Choose either the OTP or ATM PIN option to reset your 3D Secure PIN.
  4. If you have chosen OTP, follow the steps mentioned below:
    1. Select mobile number and click on "submit".
    2. Enter the OTP and enter the 3D Secure PIN of your choice.
    3. Re-enter the 3D Secure PIN to confirm the PIN.
    4. Click on "submit".
    5. Once you have done this, your 3D Secure PIN will be set, and you can carry on shopping online.
  1. If you have chosen an ATM PIN, follow the steps mentioned below:
    1. Enter your debit card number, the date from when the debit card is valid, your date of birth and the ATM PIN.
    2.  Click on "Register".
    3. Next, enter the 3D Secure PIN of your choice.
    4. Re-enter the 3D Secure PIN to confirm the PIN.
    5. Click on "Submit" to confirm.
    6.  Once this is done, your 3D Secure PIN will be set, and you can carry on making the purchase on the online merchant establishment.

Steps to Make a Transaction at Retail Outlets using Your ICICI Debit Card

First-time users can follow the steps mentioned below to make transactions using their ICICI debit card at retail outlets.

  1. As soon as you have billed the products at the retail outlet, the executive will swipe your debit card to make the payment for the products.
  2. Verify the amount entered before entering your 4-digit PIN.
  1. Once that is done, enter your ATM PIN.
  2. If the PIN entered is correct, the transaction will be approved.
  3. Collect the charge slip as proof of the transaction - just in case.
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Steps to Make Online Transactions using Your ICICI Debit Card

  1. Visit the merchant establishment and select the products you wish to purchase.
  1. Once the selected products are in your cart, click on "proceed to checkout".
  2. On the payment gateway page, enter your debit card number, CVV and the expiry date of your ICICI debit card.
  3. Now, you can either choose to make the payment using your ATM PIN or 3D Secure PIN.
  4. If you have chosen ATM PIN, enter the 4-digit PIN.
  5. If you have selected the 3D Secure PIN to make the payment, enter the 6-digit numeric PIN.
  1. Lastly, click on "submit" to confirm and make the payment for the purchase.
  2. As soon as this is done, you will receive an SMS alert that the transaction has taken place and the amount debited from your account. The balance in your account will also be displayed. Contact the bank if you have not made the transaction.

FAQs on ICICI Bank Debit Card Activation

  • Will I be charged a fee for every transaction that I make either at a retail store or online using my ICICI Bank debit card?

    No, you will not be charged a fee for transactions made at retail outlets or on online merchant establishments using your ICICI Bank debit card.

  • Can I use my ICICI Bank debit card to make International transactions or withdrawals?

    All chip cards issued can be used for international transactions without having to call the ICICI Bank customer care. However, customers can activate their debit card for international transactions just by calling the ICICI customer care from their registered mobile number.

  • Will I be charged if I request for a replacement of my ICICI Bank debit card?

    You will be charged a fee of Rs.199 (Plus service tax) for a replacement ICICI Bank debit card.

  • What should I do if my card is blocked for entering the wrong PIN?

    If you have entered the wrong PIN thrice, as a security measure your card will be blocked by the bank. The card will be active automatically within 24 hours.

  • What and where is this CVV number on ICICI Debit Card?

    CVV (Card Verification Value) number is the 3-digit number at the back of your debit card near the signature panel. The CVV number is typically used as an additional security measure to verify that the person making a transaction is in possession of the card.

  • Can ICICI Bank customers activate their debit cards for online transactions using the iMobile app?

    Yes, ICICI Bank customers can activate their debit cards for online transactions using the iMobile app. 

  • Can ICICI Bank customers activate their debit cards for international transactions using net banking?

    Yes, ICICI Bank customers can activate their debit cards for international transactions using net banking. 

  • How can ICICI Bank customers enable the E-commerce transaction limit for their debit cards using net banking?

    ICICI Bank customers can enable the E-commerce transaction limit for their debit cards using net banking by selecting the 'Manage Card Limit' option, choosing their ICICI debit card, and selecting the 'E-commerce' option to enable and setting their transaction limit for online purchases. 

  • What should I do if I face any issues while activating my ICICI debit card?

    If you face any issues while activating your ICICI debit card, you can contact ICICI Bank customer care for assistance. You can call their customer care number, visit the nearest ICICI Bank branch, or reach out to them through their website or mobile app.

  • Can I activate my ICICI debit card for ATM transactions online?

    No, you cannot activate your ICICI debit card for ATM transactions online. You need to visit any ICICI Bank ATM to activate your card for ATM transactions. After entering your card into the ATM, you can generate your ATM PIN and activate your card for ATM transactions. 

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