Axis Bank Debit Card - Complete Information

Axis Bank offers various types of debit cards that cater to the specific needs of their diverse base of customers. The bank also provides a rewards program for its debit cardholders which allows customers to gain reward points with every purchase.

Updated On - 06 Sep 2025

Axis Bank is the third largest private sector bank in India with a network of 2402 branches and 12,922 ATMs spread across the country. The bank also has its presence in the international arena with offices in Singapore, Dubai, Hong Kong, Colombo and Shanghai.

With a wide spectrum of innovative banking products, Axis Bank provides an array of debit cards offering customers convenient cashless shopping, exciting discounts, rewards from the eDGE Loyalty program and personalized card designs.

Features and Benefits of Axis Bank Debit Card

  1. Customise and craft your own Axis Bank debit card with MyDesign!
  2. Higher withdrawal and purchase transaction limits on every Axis Bank debit card.
  3. Complimentary access to VIP airport lounges.
  4. Fuel surcharge waivers at petrol bunks across India.
  5. Enhanced insurance coverage for the primary debit card holder.
  1. Customers are entitled to world class offers, discounted prices, luxury indulgences and flexible banking options.
  1. Purchase transactions using your Axis Bank debit card are also secured and validated using your debit card PIN at all retail outlets.
  2. Online shopping is now safer with your Axis Bank debit card.

Types of Axis Bank Debit Cards

They are four types of Axis Bank debit card variants are available and as follows:

  1. Premium Cards
  2. Value Added Cards
  3. Basic Cards
  4. Commercial Debit Cards

1) Premium Cards

Burgundy World Debit Card

The Burgundy World Debit Card is a global card with lifestyle privileges tailor-made to meet the requirements of a Premium banking customer. Loaded with benefits, this card offers higher transaction limits, dining and travel benefits, rewards redemption, free ATM withdrawal options and insurance coverage to a Premium debit card holder.

Wealth Debit Card

Wealth Account holders can design their own version of the Axis Bank Wealth Debit Card available with unlimited privileges, complimentary access, no issuance and annual fee charges, fuel surcharge waivers and free ATM withdrawal options.

Priority Platinum Debit Card

Introduced mainly for Priority customers of Axis Bank, the Priority Platinum Debit Card offers 25% cashback on movie spends, fuel surcharge waivers, issuance and annual fee waivers and insurance coverage for the debit card holder.

Segmented Cards

Youth Debit Card

Targeted at the younger generation, the Youth debit card can be procured by Axis Bank customers aged between 18 and 25. The card offers withdrawal and transaction limits of Rs.40,000 per day, purchase protection, shopping and dining discounts, along with zero lost card liability options.

Ladies First Debit Card

Designed exclusively for homemakers, the Ladies First Debit Card helps them manage their household finances better with a monthly spends tracker, interest on savings, spa and lifestyle privileges, rewards on grocery and apparel purchases, convenient transaction options and an instant debit card procurement process.

Power Salute Debit Card

The Power Salute debit card is generally issued to defense personnel with a load of benefits like insurance coverage, issuance and annual fees waivers and free ATM withdrawals across India.

NRI Domestic Titanium Debit Card

The NRI Domestic Titanium debit card comes with insurance benefits, purchase protection, zero lost card liability, 24/7 customer support mainly issued for NRO accounts.

2) Value Added Cards

Axis Bank Value Added Card come with enhanced security features and types as follows:

Titanium Rewards Debit Card

As a rewards debit card holder, customers can be part of the Axis Bank eDGE rewards program enjoying privileges on shopping and dining and get other benefits like airport lounge access, 5% cashback on movie spends, higher transaction and withdrawal limits, fuel surcharge waivers and design their own Titanium Rewards Debit Card.

MyDesign - Image Debit Card

Let your Axis Bank debit card be a reflection of 'You'. Choose or create an image of your choice to be printed on your debit card along with the variant of the card that you need. Depending on the type of card, Axis Bank will charge a nominal designing fee for every MyDesign debit card created.

Secure+ Debit Card

Leave behind all worries of debit card misuse or fraud with the Secure+ Debit Card from Axis Bank. Available as a contactless debit card as well, the Secure+ offers a wide range of benefits such as high purchase limits of Rs.75,000 and cash withdrawal limit of Rs.50,000, Personal Accident insurance cover worth Rs.5 lakh for your and your family's safety, emergency hotel/travel assistance up to Rs.80,000 when you're travelling abroad or within India and emergency cash assistance worth Rs.5,000 when you're travelling within India.

E-debit card

Individuals who create savings accounts with Axis Bank digitally using Video KYC are issued an E-Debit Card with variety of features on online purchases, movie tickets, and more.

Axis Bank Prestige Debit Card:

Axis Bank Prestige Debit Card is a contactless ATM card designed for customers who are frequent shoppers, fuel spending and travellers.

Axis Bank Delight Debit Card:

Axis Bank Delight Debit Card comes with enhanced security features for purchase transactions and the customers also gain reward points for every purchase.

3) Basic Cards

Titanium Prime Debit Card

Prime Axis savings account holders can enjoy rewards program benefits, zero issuance charge, insurance coverage and higher purchase limits with their Titanium Prime Debit Cards.

Visa Classic Debit Card

As an international debit card, the Visa Classic debit card offers enhanced protection to users as a chip or PIN enabled debit card along with unlimited shopping, dining, and travel benefits.

4) Commercial Debit Cards

MasterCard Business Debit Card

The MasterCard Business Debit Card is a commercial card packed with attractive benefits, safety features and high transaction limits mainly for self-employed entrepreneurs, helping them manage their business expenses efficiently.

Business Platinum Debit Card

Your Axis bank debit card can be your business identity with your business name and logo printed on your card! Business banking customers can benefit immensely from the Business Platinum debit card with specially designed programs like Business Savings Plan and other value-added benefits helping them to efficiently manage their businesses. The card also offers other privileges like fuel surcharge waivers, insurance coverage, rewards program and airport lounge access.

Business Titanium Rewards Debit Card

Offering the best rewards program to its business banking customers, Axis Bank presents the Business Titanium Rewards debit card with enhanced insurance coverage and high transaction limits.

Fees and Charges of Axis Bank Debit Card

Type of Charges

 Fees and Charges

Annual/ Renewal Fee

Depends on the type of card you have selected

Daily Withdrawal Limit

Max up toRs. 3 lakh (differs from card to card)

Daily Limit on Purchases

Up to Rs. 6 lakh (differs from card to card)

Replacement Charges

Up to Rs. 200 (differs from card to card)

How to Block Axis Bank Debit Card?

You can block your card immediately when it is stolen/By following the simple steps:

  1. By Sending SMS in the form of SMS ‘BLOCKCARD' to 5676782 or +919717000002 from your registered mobile number.
  2. By Contacting Customer care number at +91-22-67987700.
  3. Using Mobile App, Goto Banking-> Services->Debit Cards Section-> Axis Block or Replace the Card (Select the option which is suitable for you)

Axis Bank Debit Card Offers

Now a days, Almost all  the banks providing amazing offers on all cards. The following are the few Axis Bank Debit Card Offers

  1. The eDGE Loyalty program from Axis Bank gives you an opportunity to earn and redeem your accrued reward points from over 500 attractive reward options comprising of electronics, travel tickets, retail merchandise and dining offers.
  2. Shop at various online retail merchants and travel sites using your Axis debit cards and pay back your purchases with easy monthly instalments within a period of 3 or 6 months.
  3. Enjoy a minimum of 15% discount on dining at over 1400 restaurants using your Axis Bank debit card.

Quick Tips to use your Axis Bank Debit Card

  1. Ensure completion of a debit card transaction at merchant outlets and ATMs to avoid fraudulent activity on your card.
  2. Axis Bank customers are advised to take necessary precautions to safeguard their PIN details and not disclose it unnecessarily. Customers can reset their ATM debit card PIN either through their internet banking account, ATM an many more ways.
  3. While using your Axis Bank debit card at PoS terminals customers should make sure that the merchant establishment has subscribed to Visa or Visa Electron services.
  4. Customers should mandatorily sign at the back of their debit cards for merchants to validate their signatures at the time of purchases.

FAQs on Axis Bank Debit Cards

  • Do I have to enter my Axis Bank debit card PIN during purchase transactions?

    Yes, customers have to enter their debit card PINs for all domestic purchase transactions. In the cases of international transactions, the PIN feature has been implemented only in a couple of countries other than India. In all other countries customers do not have to enter their PINs to authenticate purchase transactions.

  • What happens when a customer enters an invalid PIN during transactions?

    During purchase transactions, if the wrong PIN is entered then the transaction will be declined by the bank. While withdrawing cash from ATMs, the debit card will be temporarily blocked by the bank after three invalid attempts.

  • What does the Card Protection Plan from Axis Bank offer?

    The Card Protection Plan from Axis Bank offers fraud protection, free replacement of cards, emergency cash advance facility, emergency travel and hotel assistance and valuable documents registration.

  • What are the options available to an Axis Bank customer for generating an ATM PIN?

    Axis Bank debit card users can generate their PINs easily at the nearest Axis Bank ATM or by using the phone banking facility.

  • How are online transactions secured by Axis Bank?

    Axis Bank allows users to transact safely using their debit cards on Verified by Visa (VbV) and MasterCard SecureCode platforms.

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