Axis Bank Value Plus Debit Card

Axis Bank has more than 2402 branches and 12,922 ATMs spread around, making it one of the largest private sector banks in the country. The bank offers a wide array of products and one of them is debit cards.

Updated On - 06 Sep 2025
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Axis Bank debit cards come with enhanced security features for purchase transactions and the customers also gain reward points for every purchase.

Axis Bank Value Plus Debit Card

Axis Value Debit Card

The Axis Bank Value+ debit card offers various benefits on dining and entertainment along with special Edge reward points on activating early. The debit card also provides the holder with a personal accident insurance cover of Rs. 5 lakh.

Features and Benefits of Axis Bank Value plus Debit Card

The Axis Bank Value+ debit card comes with the below listed benefits:

  1. Activation Benefit: Get an EDGE REWARD worth Rs.600 on completing three transactions during the initial 60 days.
  2. Cashback: Avail 5% cashback per month on grocery shopping.
  3. Dining Offers: Get a discount of 15% up to Rs.500 at EazyDiner on a minimum order amount of Rs.1,500. 
  4. High Transaction Limit: Get a withdrawal limit of up to Rs.1 lakh and purchase limit of Rs.5 lakh every day.
  5. Insurance: Get an air accident cover of Rs.1 crore and personal accident insurance cover of Rs.5 lakh.
  1. Complimentary Movie Ticket: Buy one and get one movie ticket free on BookMyShow.
  2. Reward Points: Get 1 EDGE REWARD point for every Rs.200 you spend using your Axis Bank Value+ debit card.
  3. International Usage: The Axis Bank Value+ debit card is accepted all over the world.
  4. Contactless Payments: This is a contactless debit card and allows zero-contact payment up to Rs.5,000.
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Eligibility Criteria for Axis Bank Value+ Debit Card

  1. You need to be an Axis bank savings account or salary account customer.
  2. NRI customers cannot apply for this debit card.
  3. Priority, burgundy, no-frills and basic saving account customers cannot apply for this debit card.

Fees and Charges for Axis Bank Value+ Debit Card

The fees and charges for Axis Bank Value+ debit card are as follows:

Particulars

Fees

Annual fees

Rs.750

Card replacement fee

Rs.200

Card issuance fee

Rs.750

Personal accident insurance cover

Rs.5 lakh

ATM withdrawal limit every day

Rs.1 lakh

Purchase limit every day

Rs.5 lakh

Cross currency mark-up

3.5%

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FAQs on Axis Bank Value plus Debit Card

  • Does the Axis Bank Value+ debit card offer access to airport lounges?

    No, the Axis Bank Value+ debit card does not offer access to airport lounges.

  • What is the annual fee for the Axis Bank Value+ debit card?

    The annual fee for the Axis Bank Value+ debit card is Rs.750.

  • What is the daily ATM withdrawal limit offered on the Axis Bank Value+ debit card?

    A daily ATM withdrawal limit of Rs.1 lakh is offered on the Axis Bank Value+ debit card.

  • Will I get personal accident insurance coverage with my Axis Bank Value+ debit card?

    Yes, the Axis Bank Value+ debit card offers personal accident insurance coverage worth Rs.5 lakh.

  • Can I apply for the Axis Bank Value+ debit card online?

    Yes, you can apply for the Axis Bank Value+ debit card online as well as offline.  

  • Are Axis bank contactless debit cards safe to use?

    Yes, the Axis Bank contactless debit cards are safe to use. These debit cards are upgraded with secure encryption making them completely safe for use.

  • What should I do if my transaction amount exceeds Rs.5000? Can I pay using Axis Bank Value+ debit card?

    You can still pay using Axis Bank Value+ debit card is your transaction amount exceeds Rs.5000. However, you will have to swipe the card to make the payment.

  • What are the eligibility criteria for Axis Bank Value+ debit card?

    You need to be an Axis Bank salary or savings account holder to get an Axis Bank Value+ debit card.

  • Up to what limit can I make contactless payment using Axis Bank Value+ debit card?

    You can make contactless payment up to Rs.5000 using Axis Bank Value+ debit card.

  • Is Rs.5000 contactless payment limit applicable only in India or abroad as well?

    The Rs.5000 transaction limit is applicable only in India. Each country has its own rules for contactless cards.

About the Author

author

Kankana Mukherjee

Kankana Mukherjee is an engineer and has over 4.5 of experience in content writing. Combining the expertise in financial content writing achieved in her 2 years association with BankBazaar, and a knack for clear and engaging content, Kankana simplifies complex financial concepts and offers practical insights to help readers make informed decisions and achieve financial success.

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