Bank of India Debit Card

1. MasterCard Debit Cards
2. Visa Debit Cards
3. RuPay Debit Cards

MasterCard Debit Cards

1. Mastercard Titanium: This Bank of India debit card can be used for both domestic and international transactions at any ATM or merchant outlet. Enjoy a daily withdrawal limit of Rs.15,000 and a daily purchase limit of Rs.50,000.
2. Mastercard Platinum: The Mastercard Platinum debit card can be used for both domestic and international transactions. Card holders can enjoy a daily withdrawal limit of Rs.50,000 and a daily purchase limit of Rs.1 lakh.
3. Mastercard Business: The Mastercard Business debit card is designed for current account holders and is valid for both domestic and international transactions. Enjoy a daily withdrawal limit of Rs.1 lakh and a daily purchase limit of Rs.2.5 lakh.
4. Mastercard Bingo: The Mastercard Bingo debit card is specially designed for students aged between 15 years and 25 years. Students can enjoy a daily withdrawal limit of Rs.15,000 and a TOD (Temporary Overdraft) facility up to Rs.2,500.
   

Visa Debit Cards

1. Visa Signature Debit Card: The Visa Signature Debit Card can be used for domestic as well as international purposes. Enjoy a daily withdrawal limit of Rs.1 lakh and a daily purchase limit of Rs.5 lakh. Customers who have an Average Quarterly Balance of Rs.10 lakh and more in their savings/current accounts are eligible for this card.
2. Visa Classic Debit Card: This Bank of India debit card is valid for both domestic and international usage. Enjoy a daily withdrawal limit of Rs.15,000 and a daily purchase limit of Rs.50,000.
3. Visa Platinum Contactless Debit Card: The Visa Platinum Contactless Debit Card can be used worldwide at retail stores, restaurants, grocery stores, convenience stores, pharmacies, taxicabs, etc. Diamond customers with an Average Quarterly Balance of Rs.1 lakh are eligible for this card. Enjoy a daily withdrawal limit of Rs.50,000 and a daily purchase limit of Rs.1 lakh.
4. VISA Business cards: VISA Business cards can be used for both domestic and international transactions. Enjoy a daily withdrawal limit of Rs.1 lakh and a daily purchase limit of Rs.2.5 lakh.

RuPay Debit Cards

1. Dhan Aadhaar card: The Dhan Aadhaar card is designed for domestic usage. Enjoy a daily ATM withdrawal limit of Rs.15,000 and a daily purchase limit of Rs.25,000.
2. RuPay Kisan Card: This Bank of India debit card is devised only for farmers and can be used only at RuPay enabled ATMs and merchant outlets. Card holders can enjoy daily ATM withdrawal limits of Rs.15,000 and purchase limits of Rs.25,000.
3. Sangini Debit Card: This Rupay debit card is specially designed for women aged 18 years and above. Enjoy a daily withdrawal limit of Rs.15,000 and a daily purchase limit of Rs.25,000.
4. NCMC Debit Card: The RuPay National Common Mobility Card can be used for all transactions at grocery stores, transport, toll, and transit. It comes with an offline wallet feature. Enjoy a daily withdrawal limit of Rs.15,000 and a daily purchase limit of Rs.50,000.
5. RuPay Platinum Debit Card: The RuPay Platinum Debit Card is valid for domestic as well as international transactions. Enjoy a daily withdrawal limit of Rs.50,000 and a daily purchase limit of Rs.1 lakh. Customers get access to selected domestic airport lounges is provided for free (two times per quarter).
6. RuPay Mudra Card: The RuPay Mudra Card can be used for domestic transactions. Enjoy a daily withdrawal limit of Rs.15,000 and a daily purchase limit of Rs.25,000.
7. RuPay Punjab Arthia Card: The RuPay Punjab Arthia card is exclusively valid for the Punjab food procurement. Arthias (Commission Agents) with a unique code provided by the competent authority are issued these cards. Enjoy a daily withdrawal limit of Rs.15,000 and a daily purchase limit of Rs.25,000.
8. RuPay -PMJDY: Individuals with JAN DHAN accounts will be provided with this debit card. Card holders can enjoy a daily withdrawal limit of Rs.15,000 and a daily purchase limit of Rs.25,000.
9. RuPay Select Debit Card: This RuPay Debit Card comes with several benefits such as access to lounge programs, complimentary health check-ups, fitness sessions, free gym membership, etc. Enjoy a daily withdrawal limit of Rs.50,000 and a daily purchase limit of Rs.2 lakh.

Benefits of Holding a Bank of India Debit Card

1. Bank of India debit cards offer enhanced security in the form of an embedded EMV chip and PIN number.
2. Customers are also entitled to the avail of special offers on travel, dining and movies.
3. Bank of India debit card users can enjoy higher daily ATM withdrawal limits and purchase limits.
4. Students can avail of a lot of additional benefits and can also withdraw money from ATMs inside their institute campus.

Eligibility for Bank of India Debit Cards

People having savings accounts, joint accounts, current accounts and overdraft accounts are eligible for BOI debit cards.

Bank of India Debit Card Offers

1. Bank of India debit cards offer a daily withdrawal limit up to Rs.25,000 and a daily purchase limit up to Rs.25,000.
2. Enjoy special offers on dining, travel, entertainment and other lifestyle activities.
3. Bank of India debit cards are protected by chip and PIN, providing maximum security against cyberattacks.

Quick Tips of Using Bank of India  Debit Cards

1. Always sign on the magnetic strip at the back of your card as soon as you receive it.
2. Do not disclose your PIN to any individual.
3. In case of loss or theft of card, inform the Bank of India customer care department immediately.
4. Register your mobile number with the bank to receive free SMS alerts on all transactions.
5. Always complete your transactions at ATMs.
6. Do not close a browser during an ongoing transaction.

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