YES Bank Debit Card

Types of YES Bank Debit Cards

YES Premia World Debit Card

1. Get Rs. 200 off on booking movie tickets on BookMyShow
2. Avail access for One Complimentary Lounge quarterly
3. Enjoy by getting access to premium golf courses in India
4. Get insurance coverage on personal accident  and fraudulent transactions

YES Prosperity Platinum Debit Card  

The YES Prosperity Platinum debit card offers a host of reward points, discounts, lifestyle benefits, etc. Enjoy daily ATM withdrawal limits of Rs.1 lakh and a daily purchase limit of Rs.2 lakh. You get access to domestic airport lounges once every quarter. Enjoy Personal Accidental Insurance worth up to Rs.5 lakh and Purchase Protection Insurance worth up to Rs.25,000.  

You are entitled to Lost Liability Protection worth up to Rs.2 lakh. This debit card offers a discount of up to Rs.200 for booking movie tickets at the BookMyShow website/app. You can access 2 lakh ATMs in India and 15 lakh ATMs across the world. 

Fees and Charges YES Prosperity Platinum Debit Card

EMV YES FIRST World Debit Card

Enjoy daily ATM withdrawal limits of Rs.1 lakh and daily domestic purchase limit of Rs.5 lakh. Save up to 2.5% every time you refuel your car at any petrol pump across India. You are entitled to Personal Accident Insurance worth up to Rs.10 lakh and Purchase Protection Insurance worth up to Rs.25,000. The Lost Card Liability Protection feature of this card covers up to Rs.5 lakh in case of loss or theft of the card.

The EMV chip enhances the security of the card and protects you from all fraudulent activities. Avail free and unlimited ATM withdrawals at all Mastercard-accepting ATMs in India and throughout the world. Avail complimentary access to airport lounges and golf clubs using your MasterCard.

Fees and Charges of EMV YES FIRST World Debit Card

EMV Business Gold Debit Card

You are entitled to a daily domestic purchase limit of Rs.2 lakh and daily ATM withdrawal limits of Rs.1 lakh. Save up to 2.5% at any petrol pump every time you refuel your car. Get free worldwide access to over 1.5 million ATMs and 30 million merchant establishments. YES Bank offers Personal Accident Insurance worth up to Rs.5 lakh and Purchase Protection Insurance worth up to Rs.25,000.

Lost Card Liability Protection feature of this YES Bank debit card ensures your security in case of theft or loss of the card. Get free SMS alerts for every transaction that you make and track all your expenditures.

Fees and Charges of EMV Business Gold Debit Card

EMV YES FIRST Business World Debit Card

Gain complimentary access to airport lounges and golf clubs. Enjoy 2.5% savings on fuel purchase at any petrol pump across India. You are entitled to a daily domestic purchase limit of up to Rs.5 lakh and daily ATM withdrawal limits of up to Rs.1 lakh. The debit card enables you to make online transactions such as shopping, travel, utility payments etc. Enjoy free and unlimited ATM withdrawals at all Mastercard-accepting ATMs in India and throughout the world.

Avail Purchase Protection Insurance worth up to Rs.25,000 and Personal Accident Insurance worth up to Rs.10 lakh. Receive SMS alerts for all your transactions and track your expenditures. This YES Bank debit card is protected by an embedded chip and PIN which enhances the security of this card.

Fees and Charges of EMV YES FIRST Business World Debit Card

YES Bank Gold and Silver Debit Cards

Boasting of a line of full-fledged offerings, the YES Bank Gold and Silver debit cards are designed to make your life simpler. From access to thousands of ATMs to cashless payments across millions of retail outlets around the planet, from 0% surcharge on purchasing petrol at any fuel station to daily withdrawal limits of Rs.75,000 for Gold and Rs.25,000 on silver debit cards, these YES Bank cards offer seamless convenience and features that are the best in its class.

Alongside these basics, options such as 'Lost Card Liability Protection' and 'Purchase Protection Insurance' ensures that you are treated to uncompromised security whilst using the Gold and Silver Debit Cards from YES Bank. The fact that these cards operate per the global platform offered by MasterCard, allows you to enjoy special offers on fine dining, lifestyle and travel across the world. As the saying goes, 'Dynamites come in small packages', an axiom that is suitably justified by these compact yet versatile debit cards from YES Bank.

YES Prosperity Titanium Debit Card

The YES Prosperity Titanium Debit Card offers the customer a wide range of privileges across the categories of travel, dining, shopping, and many more. The card offers a daily domestic and International ATM withdrawal limit of Rs.50,000. The daily purchase limit available with the card is Rs.1.5 lakh.

The YES Prosperity Titanium Debit Card can be used at all online portals, merchant outlets, and ATMs that accept MasterCard. The card has a Lost Card Liability Insurance Cover of Rs.1.5 lakh and a Personal Accident Insurance Cover of Rs.2 lakh. Additionally, the card offers Purchase Protection worth Rs.25,000 for salaried customers.

Customers can earn YES REWARDZ Points when they use the card for various financial transactions. The accrued points can be utilised to redeem awards from an extensive range of services and products.

Fees and Charges of YES Prosperity Titanium Debit Card

YES Prosperity RuPay Platinum Debit Card

The YES Prosperity Titanium Plus Debit Card offers customers a bouquet of benefits that are enhanced by a highly rewarding experience. The daily domestic and International ATM withdrawal limit on the card is Rs.50,000. The daily domestic and international purchase limit is Rs.1.5 lakh. The YES Prosperity Titanium Plus Debit Card can be used at all ATMs, online stores, and merchant locations that accept MasterCard.

The card offers a Personal Accident Insurance cover of Rs.2 lakh and a Lost Card Liability insurance cover of Rs.1.5 lakh. For salaried customers, the card also offers Purchase protection worth Rs.25,000. Another benefit that the card provides is an unlimited fuel surcharge waiver.

Customers can earn YES REWARDZ Points on all transactions made using the card. These points can be used to redeem awards from an extensive catalogue of products and services.

Fees and Charges of YES Prosperity Titanium Plus Debit Card

Steps to Activate YES Bank Debit Card

When customers open an account with YES Bank, they receive a welcome kit that includes a debit card, ATM PIN, internet banking details, and mobile banking information. When a customer receives their debit card, they are required to activate it before they can begin using it.

The following are the steps to activate a YES Bank debit card:Step 1: Visit a YES Bank ATM. It is essential that the ATM machine is one that belongs to YES Bank when using a debit card for the first time.

Step 2: Insert the card in the machine and enter the PIN provided by the bank.

Step 3: Select the option for activating the debit card.

Step 4: Check for activation of the card by inserting it in the machine again to make a cash withdrawal.

Step 5: If the transaction is successful, it means the debit card has been activated.

If the transaction is unsuccessful, visit the nearest YES Bank branch and seek assistance. Calling the YES Bank toll-free customer care number can also help with the activation of the debit card.

YES Bank Debit Card Eligibility

All individuals who are residents of India are eligible to apply for YES Bank debit cards. The debit cards are also suitable for credit-averse customers.

YES Bank Debit Card Offers

1. Avail exclusive discounts for shopping at askmebazaar.com and Himalaya optics
2. Enjoy up to 65% discount on eyewear purchases from lenskart.com
3. Get 30% discount for shopping at stylista.com and jabong.com
4. Enjoy special offers on movie ticket purchases and travel
5. Avail 15% discount on purchases at infibeam.com
6. With the YES Bank Silver Debit Card, you can enjoy zero balance requirement.

Features and Benefits of YES Bank Debit Card

YES Bank debit cards come with the following features and benefits: 

1. YES Bank debit card is a one-stop solution which offers several attractive benefits.
2. You can avail complimentary access to golf clubs and airport lounges across India.
3. Enjoy special offers on dining, travel, shopping, utility bill payments and many more.
4. Get 2.5% fuel surcharge waiver and save more every time you refuel your car at any fuel station across India.
5. Enjoy higher daily ATM withdrawal limits and daily purchase limits.
6. Receive SMS alerts for every transaction that you make using your YES Bank debit card and track all your expenditures.
7. Customers have an added security measure for purchase protection and loss of the debit card. 
8. EMV chip and PIN cards enhance the security level to a great extent and protect you from cyber attacks.

1. Customers also get Personal Accident Insurance and Air Accident Death Insurance.  

1. YES Bank also has debit cards suited for specific purposes. For instance, the YES Bank RuPay Kisan Card is specifically for those in the agricultural sector and it can be used to purchase farming equipment, seeds, and fertilizers. 

Quick Tips

1. In case of loss or theft of card, inform the YES Bank customer care department immediately
2. Do not disclose your PIN to any individual
3. Do not close a browser during an ongoing transaction
4. Complete your transactions at ATMs
5. Sign on the backside of the card which would help you while shopping at retail outlets

How to Block YES Bank Debit/ ATM Card

All the debit cards offered by YES Bank come with some form of security in case of loss or theft of a debit card. In any of these instances, the first step is to block the debit card before obtaining a replacement.

The following are the methods and steps through which a debit card can be blocked.

Customer Care Helpline

In cases where a customer wants to block their debit card, they can do so by contacting the bank's toll-free customer care number. The customer care executive will block the debit card after obtaining the customer's details.

Email

YES Bank customers can also send an email to the customer support desk and make a written request to block their debit card.

Visiting the Bank Branch

Customers can also block their debit card by visiting the bank branch where their account is held.

Internet Banking

YES Bank customers can also use their internet banking facilities to block their debit card. In all instances, the customer will have to verify certain personal details against the bank's records. These details could include the account number, date of birth, and most recent transaction details. Once verified, the card will be blocked instantly. Debit cards can also be unblocked through the same channel. However, the request for unblocking a card takes 1-3 days to process.

YES Bank's goal is to provide its customers with the finest banking services. As a result, the bank makes sure that the services are efficient and customer-centric. Security is also an important point of focus for the bank and they make sure to resolve any grievances that customers might have.

A good credit score can help you secure lower interest rates on loans and credit cards.

Get Free Credit Score