PNB Debit Card - Check Eligibility, Charges & Pin Generation

1. PNB Net Banking allows users to set withdrawal and shopping limits for PoS and online transactions.

1. Adjustments can be made online without visiting the bank.

Eligibility Criteria for PNB Debit Card

The following categories of customers are eligible to apply for PNB Debit Cards:

1. All KYC-compliant Current or Savings Account holders who maintain the minimum balance in their accounts.
2. New customers opening an account with PNB.
3. Customers with an Overdraft facility, such as a personal loan.
4. Joint account holders operating under the "Either or Survivor" or "Former or Survivor" mandate.

How to Apply for PNB Debit Cards?

To apply for a PNB Debit Card, follow these steps:

1. When you open a savings or current account with PNB, a debit card will automatically be issued to you.
2. If you do not already have a debit card, you can apply by visiting your nearest PNB branch.
3. Alternatively, you can apply via SMS by sending the following message from your registered mobile number: SMS DEBCARD <16-DIGIT ACCOUNT NUMBER> to 5607040.
   1. For example: DEBCARD xxxx xxxx xxxx xx232 to 5607040.

Latest PNB Debit Card Cash Withdrawal Limits

Fees and Charges of PNB Debit Card

Types of PNB Debit Cards

PNB bank is offering six types of debit cards and the list as follows:

• PNB RuPay Select Debit Card
• PNB RuPay NCMC Platinum Debit Card
• PNB VISA Signature Debit Card
• PNB VISA Gold Debit Card
• PNB RuPay NCMC Classic Debit Card
• PNB Virtual Debit Card Through PNB ONE 

RuPay Select Debit Card

RuPay Select Debit Card has been launched by the PNB for Ultra High Networth Individuals (HNI) customers. The debit card provides exclusive offers based around FITNESS theme which you can find useful for customers who reside in metro and urban cities.

Key Features of RuPay Select Debit Card

1. Cardholders can withdraw money up to Rs.5,000 without PIN at NFC based POS terminals.
2. One Complimentary Spa Session every year from O2 Spa, Kairali, Aroma Thai, and Four Fountains. 

1. Per Day ATM Limit: Rs. 1,50,000
   
2. Validity of the card: Seven years
3. Per Day POS: Rs.5,00,000
4. Issuance Fees: Rs.500 + taxes
5. Accidental Death Cover: Rs.10,00,000
6. Lounge Access: Domestic- Two per quarter and International- two  per Year

PNB VISA Signature Debit Card

With VISA Signature, you may enhance your lifestyle with remarkable purchasing power, a high level of rewards, priority customer care, and special benefits. It is especially designed to cater to the needs of wealthy customers who value having more spending capacity as well as time-saving and life-simplifying features. This particular clientele also demands emergency assistance and extra features tailored to their particular requirements.  

Key Features of PNB VISA Signature Debit Card

1. VISA Signature debit card is accepted across the world. 
2. Reliable emergency travel services, such as 24-hour card replacement, quick card blocking, and emergency cash, in case that a card is stolen. 
3. It provides access to domestic and international airport lounges. 
4. Your valued customers will get special recognition they expect and deserve everywhere they use their VISA Signature card. 

VISA Gold Debit Card

PNB VISA Gold debit card can be used on ATM, POS, and e-commerce channels. The card provides special offers at retail, dining, travel and entertainment establishments. 

Benefits of VISA Gold debit card:

1. The card is accepted at 19 lakh ATMs in over 200 countries.
2. The cardholders will get medical, legal and travel assistance.
3. General inquiries and assistance from every corners of the world.

RuPay NCMC Classic Debit Card 

PNB RuPay NCMC Classic card contains a RuPay logo at the front side. The card works best when it comes to making purchases online or offline.

Here’s the benefits of PNB RuPay NCMC Classic Debit Card:

1. Usage: Domestic usage

1. Withdrawal ATM Limit: Rs.25,000
2. Maximum Cash Withdrawal Limit (per transaction):  
   1. At PNB ATM: Rs.15,000
   2. At other bank ATM: Rs.10,000
      
3. Per Day POS: Rs.60,000
4. Validity of the card: Seven years

Virtual Debit Card Through PNB ONE

Through the usage of Two Factor Authentication, Bank has introduced a Virtual Debit Card that may be used for E-Commerce transactions at any Merchant sites (OTP). Virtual Debit Cards are available to all qualified consumers; no further setup, installation, or registration is needed.

Here’s the benefits of this card:

1. The card can be used for e-commerce transactions only.
2. The debit card will be activated instantly.
3. Non issuance and annual maintenance charges will be levied.
4. The per day transaction limit is Rs.60,000

How to Generate PNB Debit Card PIN

PNB's Green PIN allows customers to regenerate ATM PINs via SMS, ATMs, or internet banking. Send an SMS or use PNB's net banking to receive an OTP, which can be used to set a new PIN at any PNB ATM. The process is quick, paperless, and convenient.

How Does PNB Debit Card Work?

You can use the PNB debit card online as offline. You can use the debit card offline by swiping it at a card machine and entering the PIN. The amount that was deducted from your bank account will be notified to you by the bank following a successful transaction. To use your PNB debit card for an online transaction, enter the 16-digit debit card number, the date of expiry, and the three-digit CVV.

After submitting all the information, you will receive an OTP on your registered mobile number. Complete the transaction by entering the OTP on the merchant's website.

Blocking a PNB Debit Card

In case of loss or theft of a debit card, PNB customers should block the card to prevent any misuse. Customers can follow the simple steps to block PNB debit card using the following methods:

Calling the PNB toll free number

The quickest way to get a PNB debit card blocked is by calling the bank's toll-free customer care number.

SMS

Customers can also block their debit card by sending an SMS from their registered mobile number to 5607040.

Internet Banking

Customers can block their debit card using PNB's internet banking services. The steps to block a debit card are as follows:

Visiting a bank branch

If the above-mentioned methods are not successful, the customer can visit a PNB branch are have the debit card blocked.

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