5 Best IDBI Bank Debit Cards in India 2024

IDBI RuPay Platinum Debit Card – Features & Apply

Key Features of the IDBI Bank RuPay Platinum Debit Card are given below:

1. Customers will be awarded 2 loyalty points for every Rs.100 spent.
2. Personal concierge assistance with referrals and reservation support
3. 2 complimentary visits every calendar quarter at Indian airport lounges that are participating
4. Annual Fee: Rs.400 plus taxes
5. Daily cash withdrawal limit – Rs.1 lakh
6. Daily shopping limit – Rs.1 lakh

Apply for IDBI RuPay Classic Debit Card Online

Key Features of the IDBI Bank RuPay Classic Debit Card are mentioned below:

1. Customers will be awarded 1 loyalty point for every Rs.100 spent.

1. Can be used domestically and abroad.
2. Customers get exclusive discounts at selected merchants.
3. Annual Fee: Rs.220 plus taxes
4. Daily cash withdrawal limit – Rs.25,000
5. Daily shopping limit – Rs.25,000

IDBI VISA Signature Debit Card – Benefits & Application

Key Features of the IDBI Bank VISA Signature PayWave Debit Card are given below:

1. Customers will be awarded 3 loyalty points for every Rs.100 spent.
2. Customers get an insurance cover of Rs.5 lakh.
3. India airport lounges with participation offer four free visits each quarter.
4. Annual Fee: Rs.799 plus taxes
5. Daily cash withdrawal limit – Rs.3 lakh
6. Daily shopping limit – Rs.5 lakh

Apply for IDBI VISA Being Me Debit Card

Key Features of the IDBI Bank VISA Being Me PayWave Debit Card are:

1. Customers will be awarded 1 loyalty point for every Rs.100 spent.
2. Can be used domestically and abroad.
3. Contactless transaction allowed up to Rs.5,000.
4. Annual Fee: Rs.220 plus taxes
5. Daily cash withdrawal limit – Rs.40,000

1. Daily shopping limit – Rs.40,000

IDBI VISA Platinum PayWave Card – Features & Apply

Key Features of the IDBI Bank VISA Platinum PayWave Debit Card are:

1. Customers will be awarded 2 loyalty points for every Rs.100 spent.
2. 2 complimentary visits every calendar quarter at Indian airport lounges that are participating
3. Customers get an insurance cover of Rs.5 lakh.
4. Annual Fee: Rs.400 plus taxes
5. Daily cash withdrawal limit – Rs.1 lakh
6. Daily shopping limit – Rs.2 lakh

How to Apply for IDBI Contactless Debit Card

IDBI has launched their own contactless debit cards, utilising cutting-edge technology to improve user convenience. Customers no longer need to queue to make a purchase; all they have to do is wave their card in front of a Near Field Communication (NFC) terminal, and the transaction is completed without them having to input their PIN.

How IDBI Contactless Debit Cards Work

Every contactless debit card comes with a sensor built in the contactless Visa PayWave logo. The contactless debit card allows customers to swipe a maximum of Rs.2,000 every day. 

To make a payment, simply wave at the POS terminal, which uses Near Field Communication (NFC) technology to make radio communications more efficient. When leaving the store, the bill amount will be displayed on the POS terminal, and the amount will be paid simply by waving your card parallel to the POS machine, without the client having to enter his or her PIN code. The POS terminal's green light signifies that your bill has been settled.

IDBI Bank Debit Card Eligibility

The eligibility criteria to apply for IDBI Bank debit card are mentioned below -

1. The applicant should be a resident of India

1. Applicant must have a current or savings account with IDBI bank

How to Apply for IDBI Bank Debit Card

One can apply for IDBI debit card through phone banking, by visiting the branch or just by emailing the bank. The procedure for all three are mentioned below:

Through Phone Banking

You can call the toll-free number, 1800-22-1070 or 1800-209-4324, to apply for any of the bank's debit cards. When you tell the agent that you wish to apply for a debit card, they will ask you for some information and handle your request. Your eligibility will determine how you receive the debit card.

At the branch

Ask a manager to walk you through the process of applying for a debit card when you visit any of the bank's nearby branches. Simply complete an application form and send it together with the necessary documentation (If required). Depending on your eligibility, a debit card will be delivered to the specified address.

Through email

You can send an email to IDBI Bank notifying them of your desire to obtain a debit card in addition to calling IDBI Bank customer service. You must submit an email to customercare@idbi.co.in with all the necessary information, including the name of the debit card, account information, and more. After checking your information, the bank will issue a debit card if you meet the requirements.

Activating an IDBI Bank ATM Card

IDBI Bank offers their customers a number of services and one of its services is a debit card. When a customer opens an account with IDBI Bank, they receive a welcome kit that includes a debit card and the ATM PIN. An IDBI Bank customer can activate their debit card by following the process given below.

Step 1: Visit an IDBI Bank ATM. The first transaction with the debit card should be carried out at an ATM owned by the bank.

Step 2: Insert the debit card and enter the PIN provided by the bank.

Step 3: Follow the instructions provided on the screen.

Step4: Confirm activation by withdrawing some amount from the ATM.

Step 5: If the transaction is successful and cash has been dispensed, it implies successful activation of the card.

Step 6: If the transaction is unsuccessful, visit the nearest bank branch to have the issue rectified.

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