Best Student Debit Cards for 2025
The leading banks in India offer debit cards for students, loaded with a wide array of attractive features and benefits to keep the youngsters happy while taking care of their financial needs.
5 Best Student Debit Cards for 2025
Below is a compiled list of the banks which offer debit card for students:
- Axis BankYouth Debit Card
- ICICI Bank@Campus
- HDFC Bank DigiSave Youth Account
- Union Bank SBZER Classic card
- IDBI Bank Being Me Debit Card
Know the Features Eligibility, Charges and Limits for the above listed cards:
Axis Bank Youth Debit Card
Features:
- Axis Bank Youth Debit Card offers 20% OFF on Dining Delights at selected partner restaurants.
- Instant card blocking access in emergency cases.
- Zero Lost Card Liability and High Transactional Limits.
- This card brings along incredible discounts and awesome deals which are very useful to youngsters.
Eligibility Criteria:
- Youth Debit Card is offered to people between the age of 18 years to 25 years.
- Age, Identity, and Address related any government proofs like Aadhar Card or Voter Id is compulsory to get the card.
Fees and Charges for Youth Debit Card:
Issuance Fees: Rs. 400
Annual Fees: Rs. 400
ATM Cash Withdrawal Limit: Rs. 40,000 per day
POS Limit: Rs. 2,00,000 per day
ICICI Bank@Campus
Features and Benefits:
- Parents can tranfer their funds to children's account with out any charges.
- Students can have access to free internet banking.
- It provides Free ICICI Bank Ncash Debit Card.
Eligibility Criteria:
- Age of the student should be above 18 Years.
- He/She must be Student who is pursuing the Education.
What are the other things that I get apart from my Bank@Campus Ncash debit card?
You get the following things absolutely free of cost:
- Phone banking facility
- Personalised cheque book
- Supplementary credit card. Please note that the issuance of this is at the discretion of the bank, and if you have a credit card.
- Yearly statement of your account
HDFC Bank DigiSave Youth Account
Features:
- This card provides Insurance coverage of up to Rs.1.14 Crore on different accepts like Free Personal Accidental Death Cover, International Air coverage and Zero Liability.
- Get 5% CashBack on shopping via SmartBuy and PayZapp
- Get 1% CashBack (Max -Rs. 250 per month) on every Rs. 100 spent on Fuel, Insurance, Grocery and Apparels.
Eligibility Criteria:
- It is offered to people between the age of 18 years to 25 years.
- Offering as sole or joint account
- Age, Identity, and Address related any government proofs like Aadhar Card or Voter Id is compulsory to get the card.
Fees and Charges for HDFC Digisava Youth Debit Card:
Issuance Fees: Free
Annual Fees: Starts from Rs.150
Reissuance Charges: Rs. 200 +taxes
Daily Domestic Shopping Limit: Rs. 3 lakhs
ATM Cash Withdrawal Limit: Rs. 25,000 per day
Union Bank Student Debit Card - SBZER Classic
Features:
- Get Free Personal Accident Insurance of Rs. 2 Lakhs with ths Union Bank Debit Card.
- Get 5 Free transactions per month on both financial + non-financial.
Eligibility:
Students should be in between 10 years and up to 25 years of age
Fees and Charges for SBZER Debit Card:
Issue charge: Free
Annual Fee: As per applicable charges
ATM Cash Withdrawal Limit: Rs. 25,000 per day
POS Limit: Rs. 50,000 per day
IDBI Bank Being Me Debit Card
This card has been especially designed for students pursuing professional courses, and also for working professionals. The target age group of this card is 18 years to 25 years. It is a Visa debit card valid across the world.
Fees and Charges for IDBI Bank Being Me Debit Card:
Issue charge: Free
Annual Fee: As per applicable charges
ATM Cash Withdrawal and POS Limit: Rs. 25,000 per day
HDFC Bank Kids Debit Card
- HDFC Bank offers this type of account and ATM/international debit card along with it to kids aged between 7-18 years old.
- As this is quintessential years of being a student, it is important to learn managing money and understanding the dynamics of a bank account and debit card.
FAQs on Debit Cards For Students
- Can I use this IDBI card to shop for products online?
Yes, not only can use your card for shopping online, but also to pay online bills, book railway tickets and flight tickets.
- What is the daily purchase and cash withdrawal limit for this IDBI card?
Cash from an ATM can be withdrawn to a maximum of Rs. 25,000, in a single day, and purchases up to Rs.25,000 (online and offline combined) can be made in one day.
- Does the Youth Debit Card have any tie up with merchant outlets, restaurants, and such like?
Yes, often the card has tie ups with popular restaurants, shopping outlets, resorts, hotels, and many more.
- Do I get any benefits and discounts on the above places?
Yes, you can enjoy discounts and offers at all the merchants with which the youth debit card has tied up. To avail these, you have to charge all your purchases to your Youth Debit Card.
- Is there any app or technology with which I can manage my funds in the account?
You get a mobile app with the help of which you can manage the money in your account. This helps you in making your monthly budget, and prevents you from being broke.
- I want to generate the PIN for my Youth Debit Card. Can I do that?
Yes, you can generate your own PIN. For this you have to visit an Axis Bank branch or get in touch with the bank officials. This is done to ensure security.
- What is the ‘OMG’ feature of this account?
This feature helps you to get money from your parent’s account whenever you need it. Also, anybody can transfer money into your account by just knowing you mobile number. You can also use the YOUth app to recharge their prepaid mobile phone.
- What is the limit on ATM withdrawal per day on this Axis debit card?
A maximum of Rs. 40,000 per day, and POS limit per day is Rs. 40,000, too.
- Can I design or customise my Youth Debit Card according to my taste?
Yes, you can use the design your card feature. Cardholders can choose from the pictures given in the gallery or from their uploaded images on Facebook. You can use the bank’s mobile app for the same.
- What is goods insurance feature and benefit on this AXIS card?
Consumer goods, which you have been purchased through this debit card, are provided with insurance from fire, natural calamity, burglary and such like. This feature is valid only up to 90 days from the date of purchasing the article.
- As a parent can I monitor my child’s account?
Yes, of course. You can get email alerts for transactions made through the account, and account statement quarterly.
Devarthi Gattuwar is a Finance Content Writer who has experience writing about Credit Cards, Debit Cards, Tax, and other BFSI products. Other than that, she also writes about non-financial utility products like Aadhar Card, Voter ID, Government Certificates, etc. She has a special interest in Social Media Marketing and its nuances. She likes to read and learn new things. She's a mental health advocate, LGBTQIA+ ally and a dog mom.
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