ICICI Net Banking

ICICI Bank, India’s one of the leading private sector lenders, that offers a range of financial products to its customers. To ensure convenient access to banking services from any part of the world, the bank offers net banking services.

Updated On - 06 Sep 2025
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This facilitates over 350 services through their online banking portal, ensuring secured and regular updates on all banking transactions. Here are more details on ICICI net banking services. 

About ICICI Internet Banking:

ICICI net banking provides real-time access to your account and allows you to perform any banking activity from anywhere. The seamless user interface makes viewing and tracking your account effortless. Users can also transfer funds, open recurring and fixed deposits, and even track your liabilities, assets, credit cards, loans, and other investments.

ICICI Net Banking Registration:

The step-by-step procedure to activate ICICI Bank’s net banking portal is mentioned below:

  1. Visit the official website of ICICI Bank (https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page).
  2. Click on ‘Login Now’.
  3. Click on ‘Get User ID’.
  4. Click on ‘Click here to proceed’  
  5. Enter the bank account number and the registered mobile number.
  6. Click on ‘Go’.
  1. The screen will display the newly generated User ID 
  2. Click on ‘Get Password’ on the next page 
  3. Click on ‘Click Here to Proceed’ 
  4. Enter the user ID and click on ‘Go’ 
  5. Enter the registered mobile number 
  1. Enter the OTP received on the registered mobile number 

After completion of the process, the system will generate the password which can be used to log in. 

Process for ICICI Net Banking Login:

The step-by-step procedure to log in is mentioned below:

  1. Visit ICICI Bank’s net banking website.
  2. Enter your User ID and Password
  3. Click on ‘Login’.

How to Transfer Funds on the ICICI Net Banking Portal?

ICICI Bank customers can transfer funds within and outside the bank after adding the beneficiary. Here are the steps to transfer funds on the ICICI Net Banking portal: 

  1. Enter user ID and password to log in to the net banking portal 
  2. Under ‘Payment & Transfer’ option select ‘Fund Transfer’ option 
  3. Select from the various transfer types 
  4. Select the payee 
  1. Enter the amount to be transferred 
  2. Select the payment type (NEFT, RTGS, or IMPS
  3. Click on ‘Proceed To Pay’ 
  4. Enter the OTP received on the registered mobile number 
  5. The page will display the transfer details, click on ‘Submit’ to complete the transaction 

After successful completion of fund transfer, the page will display the reference ID. 

Check Account Balance on the ICICI Net Banking Portal:

After registering to the net banking services, ICICI Bank customers can log in with their credentials to check the account balance. The dashboard displays the account balance, and the users can also check recent transactions and download account statements.

Steps to Reset the ICICI Net Banking Forgot Password:

The step-by-step procedure to reset the forgot password is mentioned below:

  1. Visit the login page of ICICI’s net banking portal.
  2. Click on ‘Get Password’.
  3. Enter the User ID and mobile number.
  4. Click on ‘Go’.
  5. Enter the new password twice and click on ‘Go’.
  6. A success message will be displayed on the screen. You will be able to login with the User ID and new password.

Charges under the ICICI Net Banking Portal:

The charges under the net banking portal are mentioned in the table below:

Transaction Charges

IMPS

RTGS

NEFT

Up to Rs.10,000

Rs.5 plus GST

Not applicable

Rs.2.25 plus GST

Above Rs.10,000 but below Rs.1 lakh

Rs.5 plus GST

Not applicable

Rs.4.75 plus GST

Above Rs.1 lakh but below Rs.2 lakh

Rs.15 plus GST

Not applicable

Rs.14.75 plus GST

Above Rs.2 lakh but below Rs.5 lakh

Rs.15 plus GST

Rs.20 plus GST

Rs.24.75 plus GST

Above Rs.5 lakh but below Rs.10 lakh

Not applicable

Rs.45 plus GST

Rs.24.75 plus GST

Transaction Limits:

The Transaction Limits under the net banking portal are mentioned in the table below:

Mode of transfer

Minimum amount

Maximum amount

IMPS (IFSC and Account Number)

Re.1

Rs.5 lakh

IMPS (MMID and Mobile Number)

Re.1

Rs.10,000

RTGS

Rs.2 lakh

Rs.10 lakh

NEFT

Re.1

Rs.2 lakh – Rs.10 lakh (depending upon timing)

ICICI Credit Card Bill Payment:

ICICI Bank customers can easily pay their credit card bills on the net banking portal. However, the credit card must be linked with their net banking account. The step-by-step procedure to pay the credit card bill is mentioned below:

  1. Login to your net banking portal.
  2. Click on the ‘Manage Biller’ option which can be found under the ‘Payment & Transfer’ tab.
  3. In case the card has not been registered, you can register the card by clicking on ‘Register Now’.
  4. Once the card is registered, you can select the card and make the bill payment.

You will also be able to pay the credit card bill without the registration process. The process to pay the bill without completing the registration process is mentioned below:

  1. You must log in to the net banking portal.
  2. Under the ‘Payment & Transfer’ section, click on ‘Quick Pay’.
  3. On the next page, you will be able to add the credit card details and make the payment.

Features and Benefits of ICICI Net Banking:

The main features and benefits of the net banking portal offered by ICICI Bank are mentioned below:

  1. Offers customised view of account by the new drag and drop feature of the dashboard 
  2. Easy and secure transaction 
  3. User-friendly interface that provides effortless navigation 
  1. Account statement can be viewed 
  2. Funds can be transferred easily 
  3. Payment of utility bills, DTH and mobile recharge  
  1. Direct and Indirect Taxes can be paid 
  2. Tracking of deliverable and online order of cheque books 
  3. Fixed and recurring deposits can be opened
  4. Allows online purchase of general insurance and applying for various Government schemes
  1. Access to the Demat Account 
  1. Investments can be made online 
  2. Credit cards and loan account can be managed online 
  3. Many more non-financial and financial services can be accessed 

Services Offered Under ICICI Internet Banking:

ICICI online banking allows you to perform variety of functions with ease. Some of the transactions which you can make using ICICI online banking are as follows:

Fund Transfers

Funds can be transferred instantly within and outside ICICI Bank for 24 hours a day all seven days of the week with IMPS. Funds can be donated; money orders can be sent to beneficiaries across India, and even receive money from non-ICICI bank via online banking services. 

Bill Payments

Provides Quick Pay option for making bill payments faster without registering billers. ICICI Net Banking services also offers Quick Shopping for buying movie tickets and utility bill payment. This online banking system allows customers to pay credit card bills, ICICI loan payments, and make payment to any visa card. 

Investments & Insurance: 

ICICI Net Banking services help make investment easier and makes purchasing insurance effortless. From iWish Recurring Deposit, ICICI insurance policies, and online pension calculator to tax payments, mutual fund and gold investment, and 3-in-1 benefits, the net banking service offers multiple investment options. 

Additional Services: 

ICICI Net Banking service offers the best discounts, deals, and helps manage expenses through ‘My Money’ option. The online banking system of ICICI Bank also provides an e-locker facility along with the chance to earn PAYBACK points. Customers can also access the online banking website through smartphone. 

ICICI Net Banking Customer Care Numbers:

The following are the customer care numbers for ICICI Net Banking services: 

Personal Banking numbers (toll-free) 

  1. Domestic customers: 1860 120 7777 
  1. Domestic customers travelling abroad: +91 40 7140 3333

For locations: 

  1. Delhi: 011 33667777 
  1. Mumbai: 022 33667777
  1. Chennai: 044 33667777 
  1. Kolkata: 033 33667777 

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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FAQs on ICICI Net Banking

  • I did not receive / have forgotten my online banking User ID & Password. How can I get it again?

    In case you may not have received or have forgotten your online banking User ID and Password, you can call the Customer Care number of your city to obtain the same. While speaking to the customer care representative, you will be asked to identify yourself to ask for your User ID. You may request for a new password in case you have forgotten your existing one or have not received it. The same will be couriered to your registered mailing address.

  • Is there only one password for internet banking?

    Yes, you will only be provided with a single password for your online banking account.

  • Can I subscribe for any account related alerts?

    Yes, you can sign up for a number of account related alerts like your account being debited or credited, cheque getting bounced, credit of salary, etc.

  • Can I make banking related requests via my online banking account?

    Yes, you can choose from a variety of banking related requests that can be made through the website itself.

  • How do I keep track of the payments made from my account?

    You can easily keep track of all your payments from your online banking account. All you need to do is login using your User ID and Password and you can view all the payments which you’ve made from your account.

  • How do I recover my ICICI net banking password after it is disabled?

    ICICI net banking user ID and password gets disabled after three consecutive unsuccessful logins. You need to call the ICICI Net Banking customer care to place a request for re-activating the user ID, only after that you will be able to log in. 

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