ICICI Bank, India’s one of the leading private sector lenders, that offers a range of financial products to its customers. To ensure convenient access to banking services from any part of the world, the bank offers net banking services.
This facilitates over 350 services through their online banking portal, ensuring secured and regular updates on all banking transactions. Here are more details on ICICI net banking services.
ICICI net banking provides real-time access to your account and allows you to perform any banking activity from anywhere. The seamless user interface makes viewing and tracking your account effortless. Users can also transfer funds, open recurring and fixed deposits, and even track your liabilities, assets, credit cards, loans, and other investments.
The step-by-step procedure to activate ICICI Bank’s net banking portal is mentioned below:
After completion of the process, the system will generate the password which can be used to log in.
The step-by-step procedure to log in is mentioned below:
ICICI Bank customers can transfer funds within and outside the bank after adding the beneficiary. Here are the steps to transfer funds on the ICICI Net Banking portal:
After successful completion of fund transfer, the page will display the reference ID.
After registering to the net banking services, ICICI Bank customers can log in with their credentials to check the account balance. The dashboard displays the account balance, and the users can also check recent transactions and download account statements.
The step-by-step procedure to reset the forgot password is mentioned below:
The charges under the net banking portal are mentioned in the table below:
Transaction Charges | IMPS | RTGS | NEFT |
Up to Rs.10,000 | Rs.5 plus GST | Not applicable | Rs.2.25 plus GST |
Above Rs.10,000 but below Rs.1 lakh | Rs.5 plus GST | Not applicable | Rs.4.75 plus GST |
Above Rs.1 lakh but below Rs.2 lakh | Rs.15 plus GST | Not applicable | Rs.14.75 plus GST |
Above Rs.2 lakh but below Rs.5 lakh | Rs.15 plus GST | Rs.20 plus GST | Rs.24.75 plus GST |
Above Rs.5 lakh but below Rs.10 lakh | Not applicable | Rs.45 plus GST | Rs.24.75 plus GST |
The Transaction Limits under the net banking portal are mentioned in the table below:
Mode of transfer | Minimum amount | Maximum amount |
IMPS (IFSC and Account Number) | Re.1 | Rs.5 lakh |
IMPS (MMID and Mobile Number) | Re.1 | Rs.10,000 |
RTGS | Rs.2 lakh | Rs.10 lakh |
NEFT | Re.1 | Rs.2 lakh – Rs.10 lakh (depending upon timing) |
ICICI Bank customers can easily pay their credit card bills on the net banking portal. However, the credit card must be linked with their net banking account. The step-by-step procedure to pay the credit card bill is mentioned below:
You will also be able to pay the credit card bill without the registration process. The process to pay the bill without completing the registration process is mentioned below:
The main features and benefits of the net banking portal offered by ICICI Bank are mentioned below:
ICICI online banking allows you to perform variety of functions with ease. Some of the transactions which you can make using ICICI online banking are as follows:
Funds can be transferred instantly within and outside ICICI Bank for 24 hours a day all seven days of the week with IMPS. Funds can be donated; money orders can be sent to beneficiaries across India, and even receive money from non-ICICI bank via online banking services.
Provides Quick Pay option for making bill payments faster without registering billers. ICICI Net Banking services also offers Quick Shopping for buying movie tickets and utility bill payment. This online banking system allows customers to pay credit card bills, ICICI loan payments, and make payment to any visa card.
ICICI Net Banking services help make investment easier and makes purchasing insurance effortless. From iWish Recurring Deposit, ICICI insurance policies, and online pension calculator to tax payments, mutual fund and gold investment, and 3-in-1 benefits, the net banking service offers multiple investment options.
ICICI Net Banking service offers the best discounts, deals, and helps manage expenses through ‘My Money’ option. The online banking system of ICICI Bank also provides an e-locker facility along with the chance to earn PAYBACK points. Customers can also access the online banking website through smartphone.
The following are the customer care numbers for ICICI Net Banking services:
Personal Banking numbers (toll-free)
For locations:
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
In case you may not have received or have forgotten your online banking User ID and Password, you can call the Customer Care number of your city to obtain the same. While speaking to the customer care representative, you will be asked to identify yourself to ask for your User ID. You may request for a new password in case you have forgotten your existing one or have not received it. The same will be couriered to your registered mailing address.
Yes, you will only be provided with a single password for your online banking account.
Yes, you can sign up for a number of account related alerts like your account being debited or credited, cheque getting bounced, credit of salary, etc.
Yes, you can choose from a variety of banking related requests that can be made through the website itself.
You can easily keep track of all your payments from your online banking account. All you need to do is login using your User ID and Password and you can view all the payments which you’ve made from your account.
ICICI net banking user ID and password gets disabled after three consecutive unsuccessful logins. You need to call the ICICI Net Banking customer care to place a request for re-activating the user ID, only after that you will be able to log in.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
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