Karnataka Gramin Bank Debit Card

1. The Bank offers 24/7 banking transactions facilities by providing a debit card to its customers.
2. Easy to make online transactions for shopping, bill payments e.t.c
3. Customers can withdraw money from any ATM across India.
4. You can make transactions through POS Machines at any offline store.
5. Offer Accidental Insurance coverage up to Rs. 2 lakh.
6. All ATM Cards come with an EMV chip.

Types of Karnataka Gramin Bank Debit Cards

The bank has now partnered with National Payments Corporation of India (NPCI) with an aim to issue RuPay cards to its customers. Given below are various types of debit cards issued by Karnataka Gramin Bank:

1. Classic debit cards
2. Platinum cards
3. Junior debit cards
4. PMJDY debit cards

Classic Debit Cards

Classic debit cards are issued by Karnataka Gramin Bank to all its savings bank account holders, Kisan Credit Card (KCC), and MUDRA account holders.

Platinum Debit Cards

Karnataka Gramin Bank issues platinum debit cards to its high value customers. These debit cards are personalized as per the preferences of its customers which also comes with RuPay Accident Insurance scheme of up to Rs.2 lakh.

Given below are the additional features of the platinum debit cards:

1. Platinum debit card holders can access customer lounge in domestic airports in India.

1. Offers cashbacks.
2. It has RuPay Accidental coverage of up to Rs.2 lakhs.

Junior Cards

1. Karnataka Gramin Bank has introduced this debit card for the students to inculcate their habit of savings at young age.
2. The bank issues this debit card to the student who are above 12 years of age.

PMJDY Debit Cards

1. PMJDY debit cards are issued to the ones who have PMDY accounts.
2. These cards also covered under RuPay Accident Insurance.
3. So, all the debit cards issued by Karnataka Gramin Bank are used to withdraw cash from all Automated Teller Machines (ATMs) across India, to make online. transactions, and to make payments through Point of Sale (PoS) machines.

How to Apply for Karnataka Gramin Bank Debit Card?

1. In order to apply for a Karnataka Gramin Bank debit card, you need to visit your branch and register your mobile number.
2. New card holders will have access to both the GREEN PIN function and paper copy PIN mailers at Branches.

Fees and Charges of Karnataka Gramin Bank Debit Card

Charges For Debit Card Transactions are as follows:-

1. Three free transactions in Metros and five free transactions in all other centers.
2. KGB Cards are allowed for unlimited free transactions in KGB and Canara Bank ATMs.
3. Rs.20 for Financial transaction and Rs.10 for non-financial transaction over and above the permitted free transactions on other Bank ATMs.

Issuance of ATM Debit Card

How To Block Karnataka Gramin Bank Debit Card?

If you find that the credentials of your debit card has been hacked, you can block the card instantly by sending SMS to 8082892974 HOTLIST last four digits of your bank account number.

 eg: HOTLIST 4321 send to 8082892974

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