IndusInd Bank ATM Pin Generation

IndusInd Bank provides a range of debit cards to customers, offering various offers, benefits, and services. To enhance security and protect users' sensitive banking information, the bank enables cardholders to operate their debit cards using a Personal Identification Number (PIN).

Updated On - 06 Sep 2025
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Additionally, the bank offers convenient Instant PIN generation procedures through internet banking services, ATM machines, and phone banking facilities, requiring no document submission. Below are further details regarding the PIN generation process for IndusInd Bank debit cards.

IndusInd Bank Debit Card Pin Generation

What are the Methods of Generating IndusInd Bank Debit Card PIN?

Activating a debit card can be done through three convenient methods: at an ATM machine, through net banking, or through phone banking. Each approach involves straightforward steps to ensure hassle-free activation. 

Here's a breakdown of the three easy methods to activate a debit card, each explained in a step-by-step manner.

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Activation Via ATM Machine

Follow these steps to activate a new debit card at an ATM Machine:

  1. Step 1: Open the sealed envelope to retrieve the four-digit PIN provided by the bank.
  2. Step 2: Insert the debit card into the slot of the ATM machine.
  3. Step 3: Type the debit card number and the ATM pin provided by the bank.
  4. Step 4: Generate a new ATM pin of your choice, ensuring it's easily memorable.
  5. Step 5:  Enter the OTP received n registered mobile number.
  6. Step 6: Follow the on-screen prompts to enter the new ATM PIN. Your card is now activated.

Activation via Net Banking

Activate your debit card online with these steps:

  1. Step 1: Log in to the IndusInd Bank internet banking portal.
  2. Step 2: Navigate to the 'Debit Card' section.
  3. Step 3: Select the option for 'generate PIN' or similar.
  4. Step 4: Enter all the essential details
  5. Step 5: Click on ‘Generate OTP’
  6. Step 6: Enter the six-digit OTP received on the registered mobile number
  7. Step 7: Generate new debit card PIN by entering and re-entering the PIN for confirmation
  8. Step 8: Follow the portal's instructions for debit card activation.
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Activation via Phone Banking

Activate your debit card via phone banking by following these steps:

  1. Step 1: Call the phone banking number provided by your bank.
  2. Step 2: Speak to a customer service representative about card activation.
  3. Step 3: Follow the provided instructions to activate your debit card over the call.

Note: As an additional security measure, many banks send a One-time Password (OTP) to the user's registered mobile number to verify and then activate their new debit card. It's essential to have access to the registered mobile number during the activation process.

Customer Care

The following are the steps to generate IndusInd Bank debit card PIN through customer care service:

  1. Dial this number 1860-267-7777, to contact the customer care
  2. Code will be provided via SMS
  1. PIN can be generated using this code
  2. You can also visit the nearest IndusInd Bank branch to obtain a default PIN to generate new PIN using mobile number via SMS

What Information is Required to Generate IndusInd Bank Debit Card through Net Banking?

The following is the set of required details that should be provided by the debit card user while generating IndusInd Bank debit card PIN through internet banking service:

  1. Debit card number
  2. Expiry date
  1. CVV (Card Verification Value) number
  2. Captcha

Activating IndusInd Bank Debit Card

In today's modern world, a debit card is an essential tool, offering instant access to funds and facilitating various transactions, from paying bills to making purchases. IndusInd Bank's debit card comes with additional benefits such as reward points for every purchase, cashback offers, and robust security features, enhancing your overall banking experience while ensuring convenience and peace of mind.

Activating your IndusInd Bank Debit Card is a straightforward process that needs just a few simple steps. Here's how to do it:

  1. Step 1: Download the IndusMobile App and open it.
  2. Step 2: On the home screen, scroll to the bottom and select 'Service Request.'
  3. Step 3: Choose the 'Set PIN' option.
  1. Step 4: Enter your debit card details, including the CVV, card expiry date, PAN number, and Date of Birth.
  2. Step 5: Create a new PIN and confirm it.
  3. Step 6: Proceed by clicking 'Yes.'
  4. Step 7: Your new PIN will be activated within approximately four hours.
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What are the Points to Consider While Generating IndusInd Bank Debit Card PIN?

The following are the vitals points that should be considered while generating IndusInd Bank debit card PIN:

  1. Avoid sharing PIN to eliminate the risk of fraud
  1. To memorise the PIN, set the PIN hard
  2. For safety reasons, change the ATM PIN after every two to three months
  3. Report the customer care service or the bank, if you notice any fraudulent activities against your card
  4. Do not write your PIN randomly anywhere to avoid your PIN to be misused
  5. Do not allow anyone inside the ATM while using your debit card.

What documents do we need for generating an IndusInd Bank debit card PIN?

  1. Generating an IndusInd Bank debit card PIN does not require any documents to be submitted, if PIN is generated through ATM machines or internet banking services.
  2. But documents may be needed if the PIN generation process is done through a bank branch, as the bank executives may ask for identification proof, bank account details, and other details.

FAQs on IndusInd Bank ATM Pin Generation

  • When can I set the PIN, and when will the new PIN be ready for use?

    The service is accessible 24/7. Customers can set their PIN at any time, and it becomes immediately usable for transactions.

  • What will happen to my earlier PIN?

    Once the new PIN is set, the previous PIN becomes invalid.

  • Can the PIN be used for online transactions or ECOM transactions?

    The four-digit PIN set through the online portal can be utilised exclusively for ATM and Point of Sale transactions.

  • When will the PIN expire?

    The PIN remains valid until the card's expiration date unless changed before that time.

  • What will be the limit of transactions that can be done after setting the PIN?

    After setting the PIN, the transaction limit for your Debit Card will be Rs. 20,000 for a duration of two hours.

  • Is the functionality of PIN available for all customers?

    This PIN service is presently unavailable for Current Account customers who were issued Debit Cards prior to April 2019.

  • How can I contact the bank if I encounter any issues while setting up the PIN?

    If you face any difficulties while setting up the PIN, you can call on the IndusInd Bank helpline at 1860 267 7777.

  • Can I generate a new PIN for my IndusInd Bank Debit Card if my debit card is lost?

    No, PIN cannot be generated without debit card in case it is lost. Report the issue immediately to the bank and request a new card.

  • Can I generate a new PIN for an IndusInd Bank debit card after changing my mobile number?

    Yes, you can generate PIN for an IndusInd Bank debit card even after changing your mobile number. Visit the bank branch and update your mobile number against your bank account.

  • Can I generate the IndusInd Debit Card PIN on phone calls?

    Yes, you can generate IndusInd Bank debit card through phone calls. Contact the customer care service to get assistance for generating IndusInd Bank debit card PIN.

  • Is it safe to generate a PIN for an IndusInd Bank Debit Card through the internet banking platform?

    Yes, it is absolutely safe to generate IndusInd Bank debit card PIN through internet banking services. The bank offers a secured interface that supports PIN generation effortlessly without risking the sensitive information of the user.

  • How much does it take to generate a new IndusInd Bank debit card PIN?

    It does not take long for IndusInd Bank debit card PIN generation, which depends on the procedure opted for PIN geneartion. OTP-based PIN generation takes few minutes, while the process takes longer if you reach out the bank compared to ATM or internet banking service.

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