Bank of Baroda RuPay Debit Card

1. Bank of Baroda RuPay Select DI Debit Card

1. Bank of Baroda RuPay Platinum DI Debit Card

1. Bank of Baroda RuPay Qsparc NCMC Debit Card

Features of Bank of Baroda RuPay Debit Cards

Bank of Baroda World Agniveer Debit Card

1. Complimentary domestic airport lounge access: Two free domestic airport lounge visits per quarter.
2. Daily cash withdrawal limit of Rs. 50,000.
3. Daily limit for POS/E-commerce transactions is Rs. 1,00,000.
4. Contactless transactions up to Rs. 5,000 can be done without a PIN at POS.
5. Personal accident and total disability cover of Rs. 10 lakhs.
6. Available in both domestic and international variants.
7. Issuance and annual fees are nil.
8. Unlimited free ATM usage at all bank ATMs.

Specifically for defense personnel recruited through the Agnipath scheme, maintaining a salary account with Bank of Baroda under scheme code SB-186 with constitution code AGNVE and mode of operation as "Self," "Either or Survivor," or "Anyone or Survivor."

Bank of Baroda RuPay Classic Debit Card

The Bank of Baroda RuPay Classic DI Debit Card was launched in partnership with NPCI, offers versatile usage at ATMs, POS terminals, e-commerce platforms. It includes an offline payment feature. What sets this card apart is its enhanced security with PIN-based authorisation and reduced risk of misuse if lost or stolen. The RuPay Classic DI Debit Card is available to all customers eligible for debit card issuance.

1. Experience convenient shopping and dining at any outlet that accepts RuPay in India.
2. Access to more than 6,900 BOB ATMs and 1.18 lakh other ATMs in the NFS circle.

1. POS Limit: Rs.50,000 per day 

1. Withdrawal Limit: Rs.25,000 per day
2. Great offers on famous brands like AJIO, meesho, EaseMyTrip, Firstcry and many more.

Bank of Baroda RuPay Select DI Debit Card

The Bank of Baroda RuPay Select DI Debit Card offers unparalleled features such as high daily transaction limits, comprehensive insurance coverage, and access to exclusive complimentary services, making it a unique and customer-centric choice for your banking needs.

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1. Daily cash withdrawal Limit: Rs.1,50,000
2. Contactless transactions: up to Rs.5000
3. POS Limit: up to Rs.5,00,000 per day 
4. Insurance Coverage for Personal accident and total disability is Rs.10 Lakhs
5. Complementary Airport Lounge Access Available

Bank of Baroda RuPay Platinum DI Debit Card

The Bank of Baroda RuPay Platinum DI Debit Card offers unique benefits like free domestic airport lounge access, high daily transaction limits, and accidental insurance coverage, making it an ideal choice for frequent travellers. The card includes a versatile prepaid wallet, and you can secure online transactions with a secured PIN and CVD2.

1. It Offers Free domestic airport lounge access
2. Easy for shopping and dining at any outlet where Rupay cards are accepted in India.
3. Provides Accidental Insurance up to Rs.2 Lakhs
4. Daily cash withdrawal Limit: Rs.50,000 per day
5. POS/e-commerce Limit: up to Rs.1 Lakh per day
6. Contactless transactions: up to Rs.5000

The RuPay Platinum DI Debit Card offers a prepaid wallet with a maximum add money limit of Rs.500 per transaction and Rs.2,000 daily. It supports up to 4 add transactions daily and a maximum balance of Rs.2,000. For purchases, the card allows up to Rs.200 per transaction for retail and Rs.2,000 for transit, with a daily limit of 20 offline transaction.

Bank of Baroda RuPay Qsparc NCMC Debit Card

The RuPay Qsparc NCMC Debit Card is also known as the ‘One Nation One Card. It is a versatile debit cum prepaid card developed in affiliation with the RuPay Card Network of NPCI. It supports both offline and online transactions, making it an ideal choice for a wide range of payment applications.

1. RuPay NCMC (National Common Mobility Card) is also known as 'One Nation One Card' and affiliated with NCMC Rupay Network.
2. It works as both contact (online) and contactless (offline) transactions
3. Contactless transactions: up to Rs.5000  
4. POS/e-commerce Limit: up to Rs.1 Lakh per day
5. Daily cash withdrawal Limit: Rs.50,000 per day

The card has a maximum per transaction limit of Rs. 200 for retail purchases and Rs. 2,000 for transit payments. The prepaid wallet has a maximum per transaction limit of Rs.500 for adding money, a daily add money limit of Rs.2,000. The prepaid wallet supports up to 4 money add transactions per day. The maximum balance on the card is Rs.2,000, with a daily limit of 20 offline purchase transactions.

How to Apply for BOB RuPay Debit Card

The RuPay Debit Card is available to all customers who hold a savings or current account with Bank of Baroda. To apply for a savings account and a RuPay Debit Card, you can follow the process given below:

Step 1: Visit the nearest BOB branch and request Forms to apply Bank of Baroda Debit card

Step 2: Fill all the required details in the form, opt to receive the Rupay Debit Card.

Step 3: You need to enter the name in which you would like the debit card to be issued.

Step 4: Submit the duly-filled form along with the required KYC Documents

Step 5: Bank will open an account (If your new customer) for you and your debit card and PIN will be issued.

Documents Required for Bank of Baroda RuPay Debit Cards

Bank of Baroda requires a passport photograph along with KYC documents as follows:

Any one of the following as ID proof

1. PAN card
2. Government ID card
3. Voter’s ID
4. Driving Licence
5. Passport (Mandatory for NRI)
6. Identity Card or confirmation from employer
7. Any other document with photograph acceptable to the Bank of Baroda

Any one of the following as Address proof

1. Passport
2. Voters ID
3. Ration card
4. Bank account statement
5. Driving licence
6. Letter from employer
7. Telephone bill or electricity bill
8. Income or Wealth Tax assessment order
9. Married women can submit address proof in the name of their husband

Eligibility Criteria to Apply RuPay Debit Cards

All customers who are eligible for debit card issuance at Bank of Baroda can avail this card.

What are The Services Offered at Bank of Baroda ATMs?

At any Bank of Baroda ATM, the following services are available to debit card users:

1. Cash withdrawal
2. Balance enquiry
3. PIN change
4. NEFT
5. Card to Card transfer
6. Print Mini Statement

Steps to Activate your BOB Rupay Debit Card

If you are using your debit card for the first time, you need to activate it at any ATM. A PIN will be sent in a sealed envelope to your registered address.

Step 1: Visit any nearest ATM to activate your debit card.

Step 2: Insert your card into the designated slot.

Step 3: Enter the PIN received from the bank.

Step 4: Choose “Change PIN”.

Step 5: Enter the new PIN you would like to set for your debit card and confirm.

Step 6: Your ATM card will be activated with the new PIN.

Step 7: You can then use it at any ATM, POS terminal or online.

Fees and Charges for BOB RuPay Debit Card

Listed below are the fees and charges associated with Bank of Baroda debit cards. The fees applicable on the Bank of Baroda RuPay Debit Card may vary.

*Fees and charges are subject to amendments from time to time as per the bank’s regulations. GST as per the tax laws will be applicable.