IndusInd Bank Gold Credit Card

IndusInd Bank Gold Credit Card Rewards

For every spend on the below listed spend-categories with your IndusInd Bank Gold Credit Card, you can earn savings points that can be redeemed for airline miles or cash. 1 saving point equals Rs.0.5 or 0.5 Partner Mile. Rewards points can be redeemed via The MoreStore, airline miles on partner airlines or cash credit. Rewards points can be redeemed on The MoreStore for online purchases only. Earn 1000 rewards points and call 1860 267 7777 to redeem it for 50 Jet Privilege miles. You can pay the outstanding credit due with accumulated rewards points that can be redeemed for cash credit.

1. Shopping plan

1. Home plan

1. Travel plan

1. Party plan

Security feature

IndusInd Bank offers a unique security feature called Total Protect, an insurance program that offers cover for lost card liability and counterfeit card liability. Total Protect covers unauthorised transactions in the case of loss or theft of your credit card. The insurance cover is up to the credit limit on your credit card. This protective feature is applicable to supplementary cards as well. The cover is provided for up to 2 days prior to the report of the loss or theft of your card to the bank.

Online features

Keeping the convenience of its customers in mind, IndusInd Bank offers various online features such as:

1. Balance enquiry: Feed in your registered mobile number and credit card number on the bank website and get your balance details via SMS.
2. Mini-statement: The last 5 transaction will be sent to you via SMS on your registered mobile number.
3. Account statements: For the last 3 months account statements, fill in an online form with your card details and receive an email or physical copy of your statements.

IndusInd Bank Gold Credit Card Fees and Charges

Credit card Payment

Credit card bill payment can be made through multiple channels such as:

1. SWIFTPAY
2. NEFT, RTGS or IMPS
3. Visa money transfers

Documents Required

To apply for an IndusInd Bank Gold Credit Card, you must submit the following supporting documents along with the duly-filled application form:

1. PAN, address proof, and ID proof
2. 1 recent photograph
3. Salary slip or Form 16

Lost or stolen card liabilities

In the case of theft or loss of your credit card, immediately report the incident to the bank. To report the incident, call IndusInd customer service toll-free number at 1860 267 7777. You will not be held liable for any unauthorised transactions made using your card from the time of reporting. The report has to be filed along with a copy of the police complaint.

Terms and Conditions of insurance policy

IndusInd Bank offers insurance cover for lost card liability and counterfeit card liability. The terms and conditions of the insurance policy are as follows:

1. Lost card liability: Unauthorised transactions made 2 days prior to reporting and 7 days post reporting are covered. Claim has to be reported within 15 days from the date of loss of card. Insurance benefit is available only for active card users.
2. Counterfeit card liability: Your claim has to be reported within 15 days from the statement (containing disputed counterfeit transaction details) issue date.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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