IndusInd Bank Signature Legend Credit Card

Offering some of the best in class offers on dining, shopping and travelling, the Signature Legend credit card is a premium credit card offered by IndusInd Bank. The joining fee of the card is Rs.5,000.

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IndusInd Bank Signature Legend Credit Card Key Highlights

  1. Earn 1 reward point for every Rs.100 spent on your card on weekdays.
  2. Earn 2 reward points on every Rs.100 spent on weekends.
  3. Enjoy a waiver of 1% on fuel surcharge at any fuel station in the country.
  4. Earn 4,000 special bonus reward points on spending Rs.6 lakh or above within one year from the date the card was issued.

IndusInd Bank Signature Legend Credit Card Travel Benefits

Get Priority Pass Membership and enjoy access to over 600 airport lounges across the world.

Programme

Travel Insurance

Lounge Usage

Enrolment Fee

Annual Saving

Travel Plus

Yes

Maximum of 8 lounge usage/year of value $27

Rs.5,000 per annum

Rs.12,960 approximately

Get travel insurance cover that protects you against loss of baggage, delayed baggage, loss of ticket missed connection, and loss of passport.

Insurance Coverage

Sum assured (up to)

Lost baggage

Rs 1,00,000

Delayed baggage

Rs 25,000

Loss of passport

Rs 50,000

Lost ticket

Rs 25,000

Missed connection

Rs 25,000

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IndusInd Bank Signature Legend Credit Card Features and Benefits

  1. Year-end summary of accounts: Your card gives you a year-end summary of accounts which will give you an overview of all the purchases made on your card for a financial year.
  2. Golf privileges: Enjoy one golf game and one golf lesson every month.
  3. 24-hour Signature concierge services: You can get in touch with a team of global experts who can help you with pre-trip assistance, hotel reservations, flight bookings, sports and entertainment bookings, gift delivery, and more.
  4. Legend auto-assist: Get on-road assistance in case of emergencies such as roadside repair, emergency fuel supply, flat tyre services, towing assistance, or medical assistance.
  5. Entertainment benefit: Get 3 Bookmyshow movie tickets worth Rs.200 every month on first-come-first-serve and buy-one-get-one-free-basis.
  6. Total Protect: IndusInd Bank under the Total Protect Program provides complete protection against any unauthorised transactions that happen in case of loss or stolen card. The insurance covers up to 48 hours prior to loss reporting.
  7. Personal air accident insurance: Cardholders will get complimentary personal air accident cover worth Rs.25 lakh.

Fees and Charges on the IndusInd Bank Signature Legend Credit Card

Fees

Amount

Joining fees

Rs.5,000

Annual fee

Nil

Add-on card fee

Nil

Finance charges

3.83% monthly

46% per annum

Late payment fees

  1. Outstanding balance up to Rs.100- Nil
  2. For Rs.101 to Rs.500 - Rs.100
  3. From Rs.501 to Rs.1,000- Rs.350
  4. From Rs.1,001 to Rs.10,000- Rs.550
  5. From Rs.10,001 to Rs.25,000- Rs.800
  6. From Rs.25,001 to Rs.50,000- Rs.1,100
  7. Above Rs.50,000- Rs.1,300

Over limit charges

2.5% of Over Limit Amount subject to a minimum of Rs.500

Returned cheque

Rs.250

Cash advance charges

2.5% of the advance amount subject to a minimum of Rs.300 (waived off for PIONEER Heritage, PIONEER Legacy and Legend Credit Card)

Balance Enquiry Charges on Non-IndusInd Bank ATMs

Rs.25

Machine Surcharge at ATMs

Passed at applicable rates to customer

Outstation Cheque Processing Fee

Please note that the outstation cheques only from IndusInd Bank locations can be accepted

Foreign Currency Mark-up

1.8%

Cash Payment Fee at IndusInd Bank Branch

Rs.100

Duplicate Statement Request

Rs.100

Re-issue/Replacement

Rs.100

Charge-slip Request

Rs.300

Eligibility to Apply for an IndusInd Signature Legend Credit Card

To apply for an IndusInd Bank Signature Legend Credit Card, you should meet the below eligibility criteria:

  1. You must be a minimum of 21 years of age.
  2. You must be within 65 years of age.
  3. The income criteria differ from time to time and will be communicated when you apply for the card.
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Documents Required for IndusInd Bank Signature Legend Credit Card

Proof of Residence

  1. Telephone bill
  2. Electricity bill
  3. Passport
  4. Ration card
  5. Rental agreement
  6. Aadhaar card

Identity Proof

  1. Passport
  2. PAN Card
  3. Ration Card
  4. Aadhaar card
  5. Voter's ID card
  6. Driving Licence

Income proof (For salaried)

  1. Salary certificate
  2. Recent salary slip/s
  3. Employment letter

Income proof (For self-employed)

  1. Certified financials
  2. Recent ITR (Income Tax Returns)
  3. Audited profit and loss statement or balance sheet

The above list is for reference only. From time to time, IndusInd Bank will ask you for additional documents if the need arises. However, these are the general documents you will have to keep ready before you start filling the credit card application form.

How to Apply for an IndusInd Bank Signature Legend Credit Card?

You can visit the IndusInd Bank official website and apply for the Signature Legend Credit Card online. However, if you wish to apply for it through BankBazaar, the process is as follows:

  1. Visit the official website of BankBazaar
  2. In the menu, choose Credit Cards' under the 'Cards' option
  3. Choose IndusInd Bank to filter your results
  4. IndusInd Bank Signature Legend Credit Card will be listed
  5. Click on 'Check Eligibility' option
  6. If you meet the eligibility criteria, you will be asked to fill an online application form
  7. Enter all the information required in the online application form
  8. Uploaded the KYC documents and submit the form
  9. You will get an 'Application ID' make a note of it and use it for further communication

Once you have successfully submitted the application form, you will receive a confirmation message with the 'Application ID'. You can use this ID to check the status of your credit card application form using the 'Track Application' feature on the website.

FAQs on IndusInd Bank Signature Legend Credit Card

  • How do I avail the concierge services provided by IndusInd Bank?

    Call 1860 267 7777 to reach the IndusInd Bank concierge desk.

  • Is there a fee I need to pay for the Travel Plus Program?

    IndusInd Bank charges a one-time fee of Rs.5,000 for the Travel Plus Program.

  • What is the cash value of the reward points accumulated on my IndusInd Bank Signature Legend Credit Card?

    1 reward point is equal to Rs.1. If you choose to redeem it as airline miles on partner airlines, each reward point is 1 airline mile.

  • Can I get an IndusInd Bank Signature Legend Credit Card add-on credit card for business expenses?

    Yes. You can get an add-on card for your business expenses and your card will show these expenses separately.

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