IndusInd Nexxt Credit Card

The IndusInd Nexxt Credit Card is the first credit card in India which comes with in-built LED light buttons. The card also allows you to earn reward points every time you swipe the credit card and enjoy benefits on dining, travel, and lifestyle. The joining fee of the card is Rs.10,000.

Key Highlights of the IndusInd Nexxt Credit Card

The highlights of the IndusInd Nexxt credit card are mentioned below:

  1. Free movies tickets while buying from BookMyShow.
  2. You get 1 reward points for every Rs.150 that you spend.
  3. When you buy one movie ticket, you get another one for free.
  4. You get a Luxe Gift Card - One Card, Several Indulgences.
  5. You get 1% waiver on the surcharge when you buy fuel using your IndusInd Nexxt Credit Card at any petrol station in India.

Features and Benefits of the IndusInd Nexxt Credit Card

The features and benefits of the IndusInd Nexxt credit cards are given below:

Welcome benefits:

  1. You get an EazyDiner Gift Voucher which is valid for a period of 6 months from the date of issuance
  2. You get an Oberoi Gift Voucher
  3. You receive a Montblanc gift voucher.
  4. You get a Luxe Gift Card - One Card, Several Indulgences.
  5. You also get a Postcard Hotel e-gift voucher.
  6. Offers discount vouchers of multiple brands, such as Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola under Vouchagram.
  7. Under Vouchagram Premium, the cardholders will get discount vouchers of brands, such as Raymond, Hush Puppies, Pantaloons, Bata, and more.

Reward points benefits:

  1. You get 1 reward point for every Rs.150 that you spend.
  2. Maximum reward points allowed for cash redemptions per year is capped at 2,500 which is effective from 1 September 2024.

Fuel benefits:

  1. You get 1% waiver on the surcharge when you buy fuel using your IndusInd Nexxt Credit Card at any petrol station in India. The surcharge waiver is applicable on fuel transactions between Rs.400 and Rs.4,000.

Entertainment benefits:

  1. When you buy one movie ticket, you get another one for free.
  2. You can get up to two free movie tickets in one month.
  3. Free tickets are capped at Rs.200.
  4. Offers free tickets while buying from BookMyShow and at Satyam cinemas.

Insurance benefits:

  1. Air accident cover: You get a personal air accident insurance cover of up to Rs.25 lakh.
  2. Total Protect: You get an insurance cover up to 48 hours before you report the loss of your credit card to IndusInd Bank Counterfeit Fraud.
  1. Travel Insurance:
  2. Lost baggage: Rs.1 lakh
  3. Delay in baggage: Rs.25,000
  4. Loss of passport: Rs.50,000
  5. Loss of ticket: Rs.25,000
  6. Missed connecting flight: Rs.25,000

Nexxt Payment Privilege:

  1. Allows payment via credit option,
  2. Enables users to make payment via Pay with Reward points on accumulating a minimum of 500 reward points.
  3. Allows making payment through EMI process for a tenure option of 6, 12, 18 and 24 months at an interest rate of 12%.

IndusInd Nexxt Credit Card Value Table

The IndusInd Nexxt credit card value given in the table below:

Nexxt Privileges

Savings on Market Value

Movie tickets at theatres 2 times a month

Rs.4,800

Savings on Fuel Surcharge

Rs.480

Annual value of Reward Points on an average spend of Rs.30,000 every month

Rs.1,800

Total Savings

Rs.7,080

Fees and Charges of the IndusInd Nexxt Credit Card

The fees and charges of the IndusInd Nexxt credit card are mentioned in the table below:

Type of Charge

Fee

Joining fee

Rs.10,000

Annual fee

NIL

Add-on credit card

NIL

Interest

3.83% per month (46% annually)

Cash advance fee

2.5% of the transaction amount, subject to a minimum of Rs.300

Overlimit charges

2.5% of overlimit amount, subject to a minimum of Rs.500

Late payment

  1. Up to Rs.100- NIL
  2. Rs.101 to Rs,500-Rs.100
  3. Rs.501 to Rs.1,000-Rs.350
  4. Rs.1,001 to Rs.10,000-Rs.550
  5. Rs.10,001 to Rs.25,000-Rs.800
  6. Rs.25,001 to Rs.50,000-Rs.1,100
  7. More than Rs.50,000- Rs.1,300

Returned cheque

Rs.250

Balance enquiry charge at ATMs of other banks

Rs.25

Foreign currency mark-up fee

3.5%

Reward redemption fee

Rs.100

Request for duplicate statement

Rs.100 per statement (over the last 3 months)

Cash payment of fee at Induslnd Bank branches

Rs.100

Charge-slip request

Rs.300

Re-issue or replacement of credit card

Rs.100

Charge slip request

Rs.300

FAQs on IndusInd Nexxt Credit Card

  • Are the entertainment benefits available at all theatres in India?

    You can enjoy the entertainment benefits at all theatres that are registered with BookMyShow in India.

  • Is there a cap on the price of the free movie ticket?

    The price of the free ticket is capped at Rs.200.

  • What is my total saving with this card?

    Your total savings with the card is are Rs.7,080.

  • Does Nexxt Credit card come with the contactless feature?

    Yes, Nexxt credit card offers contactless feature for safe, secure, and convinient purchases on a daily basis.

  • Can I use my Nexxt Credit Card for international transactions?

    Yes, you can use your IndusInd Bank Nexxt credit card for international purchases both via online and offline mode.

  • When can I redeem my Nexxt Credit Card reward points?

    Earn 1 reward point for every Rs.150 spent with no expiry. Redeem points anytime with partner merchants or use Points+Pay to pay statement bills using rewards and other payment methods.

  • How to use the interactive feature of the NEXXT Credit Card?

    Nexxt is India’s first interactive credit card with LED buttons, offering instant payment flexibility via EMI, Rewards, or Credit options directly at POS terminals.

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