IndusInd Bank Legend Credit Card

The Legend Credit Card by IndusInd Bank is among the top premium contactless credit cards offered by the bank. It is curated for customers to provide them with best-in-class luxury features and benefits across various categories such as lifestyle, dining, rewards, and travel.

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1st Year Fee

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Buy 1 Get 1 Offer On Book My Show

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INDUSIND BANK LEGEND CARD - APPLY ONLINE
  • IndusInd Bank Legend Card

    1st year fee

    :  

    ₹ 0

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Updated On - 06 Sep 2025
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Key Highlights of the IndusInd Bank Legend Credit Card

Below, you'll find the key features of the IndusInd Bank Legend Credit Card.

  1. Accelerated reward points on spending on weekend and weekdays as well.
  2. Fuel surcharge waiver of 1%.
  3. Offers 3000 bonus reward points for spending Rs.5 lakh or more within one year of card issuance.
  4. Comprehensive and complimentary golf program.
  5. Offers a foreign currency markup of 1.80%.
  6. Buy One Get One offer on movie ticket bookings from BookMyShow.
  7. Extensive travel benefits of travel insurance, Priority Pass Program, and Travel Plus Programme.
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Features and Benefits of IndusInd Bank Legend Credit Card

The table below shows the features and benefits available to IndusInd Bank Legend Credit Card holders:

Legend Welcome

  1. Luxe Gift Card:Offers access to more than 30 global luxury and premium brands across over 360 stores in 30 cities in India.
  2. Montblanc:Offers an exclusive collection of Montblanc watches, stationery, jewellery, leather goods, and eyewear.
  3. Post Card:Provides access to luxury hotels at various holiday destinations across the country.
  4. Vouchagram:Offers various discount vouchers from multiple brands, such as Amazon, Apollo Pharmacy, Uber, Flipkart, Zee5, Ola, etc.
  5. Vouchgram Premium:Offers discounts on various brands like Bata, Raymond, Pantaloons, Hush Puppies, etc.

Note: Welcome gift is applicable only on selected plan fee.

Legend Lifestyle

  1. Offers buy one get one free movie tickets through BookMyShow.
  2. Offers the second ticket free on purchase of the first.
  3. Offers up to three movie tickets in a month.
  4. BookMyShow offers this deal at all theatres registered on its platform.
  5. Provides a discount of additional Rs.50 on selecting food and beverage option.
  6. You can get a free ticket worth up to ₹200.

Reward Benefits

  1. You earn 1 reward point for every ₹100 spent on weekdays.
  2. You earn 2 reward points for every ₹100 spent on weekends.
  3. Cardholders earn 1 reward point for every Rs.100 spent on medical, automobile, and telecom transactions (on both weekdays and weekends).

Note: Fuel transactions do not provide any reward points.

Entertainment Benefits

  1. Buy one ticket and get the other free while booking movie tickets on BookMyShow.
  2. You can get up to 3 free movie tickets every month.

Legend Travel

  1. Lost baggage cover up to Rs.1 lakh.
  2. Lost ticket insurance up to Rs.25,000.

Note: The lounge access benefit has been discontinued from 7 March 2025.

Legend Concierge

  1. Offers pre-trip assistance such as flight booking, hotel reservations, sports and entertainment bookings, and arranging for a special gift.
  2. Provides complimentary services with a host of premium benefits.

Insurance

  1. Total Protect Cover available with the card, offering coverage equivalent to the credit card limit.
  2. Provides insurance against stolen cards misused as counterfeit cards.
  3. Offers personal accident coverage up to Rs.25 lakh.

Legend Auto Assist

  1. Accident management and medical assistance.
  2. Emergency fuel supply.
  3. Flat tyre service.
  4. Lost key assistance.
  5. Battery service.
  6. Emergency towing assistance.
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IndusInd Bank Legend Credit Card Limit

IndusInd Bank decides the credit limit for the Legend Credit Card at its discretion. The IndusInd Bank will be considering a number of factors before assigning the credit limit for the card. Some of these factors are the annual income of the primary applicant, the credit score, and the repayment habits of previous debts.

IndusInd Bank Legend Credit Card Fees and Charges

Below, you’ll find the details of fees and charges for the IndusInd Bank Legend Credit Card:

Type of Charge

Fee

Joining fees

Rs.5,000

Annual fee

Nil

Add-on card fee

Nil

Interest charge

3.95% monthly (47.40% per annum)

Late payment fees

Outstanding balance up to Rs.100 - Nil

From Rs.101 to Rs.500 - Rs.100

From Rs.501 to Rs.1,000 - Rs.350

From Rs.1,001 to Rs.10,000 - Rs.550

Above Rs.10,001 to Rs.25,000 - Rs.800

Rs.25,001 to Rs.50,000 - Rs.1,100

Above Rs.50,000 - Rs.1,300

Over limit charges

2.5% of Over Limit Amount subject to a minimum of Rs.500

Returned cheque

Rs.250

Cash advance charges

Waived

Balance Enquiry charge

Rs.25

Foreign Currency mark-up

1.8%

Eligibility Criteria for the IndusInd Bank Legend Credit Card

Below, you’ll find the eligibility criteria for the IndusInd Bank Legend Credit Card:

Nationality

You must be a citizen of India or a non-resident Indian.

Employment status

You should be salaried or self-employed having a steady source of income.

Age

You must be at least 21 years old and a maximum of 65 years of age.

Income

IndusInd Bank will require you to meet their minimum income requirement before the card application is approved.

Credit Score

A good CIBIL score, with no history of default is very important in making sure that the application is approved.

Documents Required for IndusInd Bank Legend Credit Card

Below, you’ll find the list of documents you need to apply for the IndusInd Bank Legend Credit Card:

  1. Identity proof:
    1. Aadhar
    2. Voter ID card
    3. Driving license
    4. Passport
  2. Address proof:
    1. Passport:
    2. Voter Id:
    3. Utility bills
    4. Rental agreement
    5. Ration card
    6. Aadhar card
  3. Proof of income:
    1. Salary slips
    2. IT returns or Form 16
    3. Bank statement for last three to six months
    4. For self-employed individuals:
      1. Statement of profit and loss
      2. Proof of business continuity
      3. Income Tax Returns for last two years
  4. PAN card
  5. Recent passport-sized photograph

The above-mentioned list of documents is indicative. The bank can ask you to furnish additional documents during the process of application if and when required.

How to Apply IndusInd Bank Legend Credit Card

While you can visit the official website of IndusInd to apply online for this credit card, you can also apply for this credit card through the BankBazaar website:

Given below are the steps you will have to follow to apply for the Legend Credit Card through the BankBazaar website:

Step 1: Click on the link.

Step 2: On the page, you will find the 'Apply For Credit Card on BankBazaar' button. Click on it.

Step 3: Select the type of employment applicable to you and click on 'Continue'. Similarly, provide your pin code, followed by your mobile number. A representative of BankBazaar will get in touch with you and will help you with all the necessary steps to apply for this credit card.

Step 4: You can take the representative's help to fill in the application form and submit it along with all the necessary documents. If all the details are correct, the Credit Card will be sent to your address.

FAQs on IndusInd Bank Legend Credit Card

  • How can I get my IndusInd Bank credit card statement online?

    You can do so by logging in to your IndusInd credit card net banking account and selecting the option of 'cards'. Select your credit card and click on the option of 'Generate Statement'. You can get an overall statement or for specific dates as well.

  • What is the interest-free period for the Legend Credit Card?

    The interest-free period for the Legend Credit Card is up to 50 days. However, the interest-free period will not be given if the total amount due is not paid.

  • Is the foreign currency mark-up for the Legend Credit Card different from other IndusInd Bank credit cards?

    Yes, while the foreign currency mark-up for other IndusInd Bank credit cards is at 3.5%, for the Legend Credit Card, the mark-up is at 1.8%.

  • Does the IndusInd Bank Legend Credit Card have an annual fee?

    No, the Legend Credit Card comes with a one-time joining fee of Rs.5,000 and will not carry any annual fees.

  • How can I redeem the reward points earned?

    Reward points can be redeemed by customers for a variety of benefits such as credit card payments, vouchers, air miles, cashback on future purchases, etc.

  • Will the reward points on the IndusInd Bank Legend credit card expire?

    As long as the credit card account is active, all reward points accrued on the credit card will be active.

  • Can I make contactless transactions using the Legend Credit Card?

    Yes, you can make fast and contactless transactions using the Legend Credit Card.

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