Union Bank of India SMS Banking Service Activation

Step2: Fill out the SMS banking request application form and submit it to the bank.

Activate via Customer Care

Customers can also carry out the process by the calling up the customer care unit of Union Bank of India. Follow the steps:

Step1: Ensure your mobile number is registered with Union Bank of India.

Step2:  Call Union Bank's toll-free numbers: 1800-22-2244 or 1800-208-2244.  

Step3: Select your preferred language and enter your bank account number.

Step4: Provide your 16-digit bank account number and the expiry date of your debit card. Choose the option for SMS banking activation.

Step5: Once activated, you can start using the SMS Banking facility to perform various services, such as checking your balance, requesting a mini-statement, and more.

To make it little more convenient for Union Bank of India customers, the bank has rolled out the SMS Banking service connection. Union Bank of India customers can also check their balance, request for a mini-statement, seed their Aadhaar card by using the SMS banking facility offered by Union Bank of India.

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How to use the Union Bank of India SMS service

In addition to the standard SMS banking services, Union Bank of India offers a missed call service for customers to check their account balance. 

1. For this, all that the customer has to do is to give a missed call to 09223008586.
2. The bank will then send a message with the current account balance of the customer.

Available SMS Banking Services

Union Bank of India offers a range of SMS banking services, including:

1. Blocking ATM/debit cards

1. Checking account balances

1. Requesting mini statements

1. Checking cheque status

1. Requesting doorstep banking services

1. Finding the nearest branches and ATMs

1. Seeding Aadhaar ID number to your account
2. union bank missed call service

Request	Process or Feature
Block ATM Debit Card	UBLOCK <space> Last four digits of card  Send it to 09223008486
Balance Enquiry	UBAL <space> Account number and send the message to 09223008486
Mini Statement	UMNS <space> Account Number to 09223008486
Cheque status	UCSR <space> Cheque Number <space> Account Number to 09223008486
Doorstep Banking	UDSB to mobile number
Know the nearest branch	UATM{space}Pin Code{space}City name to 09223008486
Know the nearest ATM	UATM<space>PinCode<space>Location/city
Aadhaar number seeding	UID <space> A/c Number <space> Aadhaar card number to 09223008486.
Missed Call Service	Customers can get their primary account balance by giving a missed call to 09223008586.

Key Features of the Union Bank of India SMS Banking Service

1. Availability: SMS Banking is accessible from anywhere in the world, making it a convenient option even when you're on the move.
2. Safety: SMS Banking provides real-time notifications for all transactions above a certain value, ensuring you're always aware of any activity on your account.
3. Updates: Stay up to date with automatic alerts for deposits, loan installments, interest rate changes, and new products.
4. Convenience: With SMS Banking, there's no need to wait in long queues at the bank or ATM to check your account balance or transactions.

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Benefits of The Union Bank of India SMS Banking Service

Listed below are some of the benefits of Union Bank of India SMS Banking service:

1. Using the SMS Banking facility, Union Bank of India customers can check the balance in their account. If they have multiple accounts with Union Bank of India, customers can check them all using the service.
2. Union Bank of India customers can link their Aadhaar card details to their bank account using the service.
3. Customers can also request for a mini-bank statement using the SMS Banking facility offered by Union Bank of India.
4. Once Union Bank of India customers have deposited a cheque at the bank, they can check the status of the cheque using the SMS Banking facility.
5. If the Union Bank of India customer has lost his/her debit card or it has been stolen, the customer can use this service to block their ATM debit card.
6. Customers can also locate the closest Union Bank of India branch using the SMS banking facility.
7. For every transaction using the Union Bank of India debit card, customers will get a notification message. This will help them keep track of the funds in their account.
8. Customers can use the service anywhere.

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FAQs on Steps to Activate Union Bank of India SMS Banking Service

• Is the customer charged for using the Union Bank of India SMS Banking facility?

  The bank doesn't charge the customer for using the facility but regular SMS charges are applicable.

• How to activate Union Bank mobile banking?

  From your registered mobile number, call *826# and select 1 to activate your Union Bank mobile banking. 

• Do I need to pay anything to activate Union Bank mobile banking?

  No, you will not be required to pay anything to activate Union Bank mobile banking. 

• How to know if my Union Bank of India account is active?

  If you have an ATM card, use it to withdraw some money, if the withdrawal happens it means your account is active. You can also try logging into your net banking account to check if your account is active. Login will be successful if your account is successful. 

• Can I get my dormant Union Bank of India activated?

  Yes, visit the nearest Union Bank of India branch and provide the details of your bank account to get it re-activated. 

• Can I use the Union Bank of India to check the status of a cheque?

  No, since there is no keyword involved when it comes to the missed call service, the customer can only cheque his/her account balance using the missed call service of Union Bank of India. In short, the Union Bank of India customer cannot use the missed call service to check the status of the cheque.

• How can I register for Union Bank of India SMS Banking service?

  Currently, you can register for this facility by filling out a form and submitting it at your branch. The form is available on the Bank's website, at branches, and ATM outlets. 

• Do I need to register separately for alerts on loans and deposits?

  No, alerts for loans and deposit accounts linked to your primary account's Customer ID will be sent to you automatically.

• What are the benefits of Union Bank of India SMS Banking service?

  With SMS Banking, you receive immediate alerts on transactions made at branches, through ATMs/online portals/Point of Sale machines or e-banking. This helps you to stay informed about any unauthorized transactions to your account. You can also check balances, view mini statements, block your ATM card, locate branches/ATMs, and check the status of your cheques anytime you want.

• Will I incur any charges for balance/transaction/cheque status enquiries?

  Yes, you will be charged the normal tariffs of your mobile service operator for such enquiries. 

• Are there any charges from the Bank for this SMS Banking service?

  Yes, the Union Bank of India SMS Banking service charges Rs.15 per quarter. 

• Can I change my mobile number and still use Union Bank of India SMS Banking service?

  Yes, you can inform your branch about your new mobile number to continue availing this service. 

• Can I terminate my Union Bank of India SMS Banking service?

  Yes, you can terminate this service by submitting an application to your branch. 

• Can I check the account balance for any bank using the Union Bank of India SMS Banking facility?

  No, the Union Bank of India facility is only for bank accounts held by Union Bank of India and for its customers.

• Is it possible to make a fund transfer through the Union Bank of India SMS service?

  No, you can only carry out basic functions such as check your balance, request for a mini-statement, check a cheque status and so on, you cannot carry out a fund transfer through the Union Bank of India SMS service. However, you can use the Union Bank of India mobile banking app to carry out a fund transfer and other banking services.

• Is the Union Bank of India SMS Facility only limited to one account held with the bank?

  No, you can carry out the service for as many account you hold with Union Bank of India.