Union Bank of India Balance Enquiry Number

Union Bank of India has the SMS, Misssed Call, internet banking and the mobile banking facilities for customers to easily check the funds in their account.

Updated On - 06 Sep 2025
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Union Bank Balance Enquiry

The Following are the Toll-Free Numbers for UBI account balance:

Union Bank of India Balance Enquiry Number (Toll-Free )

1800222244

Union Bank Of India Balance Inquiry via Missed Call

09223008586

Union Bank Of India Balance Check Number via SMS

'UBAL' to 09223008486

Steps to use the Union Bank of India Missed Call Service

To carry out this mobile banking missed call service, customers have to follow the steps mentioned below.

  1. The customer has to first ensure that his/her mobile number is registered with Union Bank of India.
  2. Apart from that, the customer has to activate the service. This can be done by calling or messaging the customer care unit of Union Bank of India to activate the service.
  3. Once all that is sorted, all that the customer has to do is give a missed call to toll free number at 09223008586.
  4. As soon as the customer gives a missed call, Union Bank of India will send the customer the current balance in his/her account.
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Union Bank Customer Care Number Balance Enquiry

The customer can get in touch with the Union Bank of India customer care at their toll free numbers 1800 22 2244 or 1800 208 2244 to enquire about account balance. The following are the step by step process:

  1. Call the toll free number 1800 22 2244 from your registered mobile number.
  1. Once your call passes the IVRS, select your preferred language and ‘Banking’ option.
  2. You will be able to hear the total balance via IVRS if you select ‘Balance Enquiry’.
  3. If you call from an unregistered mobile number, you have to verify your details by entering your debit card number and account number.
  4. Once the verification is done, you will get an SMS.
Get more Info about  Union Bank Debit Card  

Union Bank of India Balance Enquiry through SMS

The following are the steps that you need to follow to do Union Bank of India Balance enquiry through SMS:

  1. Firstly, you need to send an SMS by typing ‘UBAL’ and send it to 09223008486.
  2. You will receive a reply to that SMS with a breakdown of the available balance.
  1. In order to enquire about your primary account balance, SMS UBAL to 09223008486.
  2. Now, to check other account balance, SMS UBAL and account number and send it to 09223008486.

Union Bank of India Balance Check Using Passbook

The following are steps to check Union Bank of India balance using passbook:

  1. Carry your bank passbook to the Union Bank’s branch.
  2. Go to the bank officials and request to update your passbook.
  3. They will enter your account details into bank’s system and get a printout of your transaction records.
  4. The bank officials will update your passbook by writing your new account balance and other transactions that you have done since your last passbook update. 
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Union Bank of India Balance Enquiry via Mobile Banking

The following are the steps to do Union Bank of India balance enquiry via mobile banking:

  1. Firstly you need to register for Union Bank of India mobile banking.
  2. The customer ID and passcode will be sent to you shortly.
  3. Once you have downloaded the app, you need to register before using it.
  1. Next, you need to use your registered mobile number to get the OTP which you have to use signing up.
  2. Once you have completed the registration process, you can login to the app by using your login credentials.

Union Bank of India Balance Enquiry via Online Portal

The following are the steps to check Union Bank of India account balance through online portal:

  1. Visit the official website of the Union Bank of India and click on the ‘Internet Banking’ button.
  1. Click on the ‘Retail Login’.
  2. Next, enter your login credentials.
  3. Once you have logged in, you will be able to check your account balance and transaction history.
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Union Bank of India Balance Enquiry via WhatsApp Banking

The following are the steps to check Union Bank of India balance enquiry via WhatsApp Banking:

  1. Send ‘Hello’ to start WhatsApp Banking discussion to 9666606060.
  2. The bank will provide a variety of options as a response.
  3. Now, make a relevant choice to the balance enquiry.
  4. You will get the available balance via WhatsApp chat.

SMS Banking Service & Its Application

SMS Banking is a service that delivers real-time notifications about your account transactions, enabling you to monitor your account around the clock. You will receive an SMS notification for every credit or debit exceeding your desired limit. With SMS Banking, you can quickly detect any unauthorized access to your account.

Moreover, SMS Banking allows you to instantly access your account balances and mini statements by simply sending an SMS. This service also offers additional features such as:

  1. Safety: You will be notified of all transactions exceeding your specified value, providing you with up-to-date information on your transactions.
  2. Convenience: You can check your account without having to visit a branch or ATM, saving you time and effort.
  1. Updates: You will receive automatic updates on deposits, loan instalments, interest rate changes, and new products.
  2. Availability: You can access this service from anywhere in the world, even when you are on the move.

Request

Method

To Block ATM Debit Card

UBLOCK<space>Last four digit of debit card Number

(e.g., UBLOCK<space>1234 sent to 09223008486)

Balance Enquiry

  Primary account balance: UBAL

(e.g., UBAL sent to 09223008486) Other account balance: UBAL<space>Account number

(e.g., UBAL<space>566802071234567 sent to 09223008486)

Mini Statement

Primary account statement: UMNS

(e.g., UMNS sent to 09223008486) Other account statement: UMNS<space>Account number 

(e.g., UMNS<space>566802071234567 sent to 09223008486) 

Cheque Status

If cheque is from Primary account: UCSR<space>cheque number

(e.g., UCSR 51236985 sent to 09223008486)

If cheque is of other account:  UCSR <space> cheque number<space>Account number

(e.g., UCSR<space>51236985 566802071234567 sent to09223008486)

Door Step Banking

UDSB (e.g. UDSB sent to 09223008486)

Know the Nearest Bank Branch

UBRANCH<space>Pin Code<space>Location/city (e.g., UBRANCH<space>400076<space>Powai sent to 09223008486)

Know the Nearest ATM

UATM<space>Pin Code<space>Location/city

(e.g., UATM<space>400076<space>Powai sent to 09223008486)

Aadhaar Number Seeding

UID<space>Account Number<space>Aadhaar Number

(e.g., UID<space>566802071234567<space>234567891234 sent to09223008486)

Read more Info about  Debit Card  

Features and Benefits of the Union Bank of India Missed Call Service for Account Balance

Listed below are some of the features and benefits of the Union Bank of India missed call service to check one's balance:

  1. This mobile banking service is completely free.
  2. All customers that have registered their mobile with Union Bank of India can use the missed call service.
  3. Customers that do have the service have to send an SMS request to Union Bank of India to activate the service.
  4. If by chance the Union Bank of India customer has multiple accounts with the bank, then the balance of the last active account will be sent to the customer following the missed call.
  5. The missed call mobile banking service offered by Union Bank of India is available only for domestic mobile numbers.

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FAQs on Union Bank of India Balance Check

  • Is it possible to request a mini-bank statement through the missed call service?

    No, the missed call service offered by Union Bank of India can only be used to know the balance in your account. You will have to use the Union Bank of India SMS banking facility to request a mini statement.

  • What if the bank has failed to register my number though I have submitted it?

    Call the customer care unit of Union Bank of India and ask them to rectify the situation. If the problem persists, visit the bank to solve the problem.

  • What functions can I carry out using the Union Bank of India missed call service?

    You can only know the balance in your Union Bank of India account. If you have multiple accounts with Union Bank of India, then the balance of the last active account will be sent to your registered mobile number.

  • How much will I be charged for the Union Bank of India missed call service?

    There are no charges for the Union Bank of India missed call service. For the Union Bank of India SMS banking service, regular SMS charges are applicable.

  • Can I call the toll-free customer care number of Union Bank of India to know my balance in the account?

    No, you will have to specifically call 09223008586 to know the balance in your account. Only if your mobile number is registered with the bank will you receive an SMS stating the current balance in your account.

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