Kotak Pay Shop More Debit Card

Kotak Bank PayShopMore Debit card is a Visa card and is one of the most customer-oriented debit cards provided by Kotak Bank. The card allows its customers to enjoy cash-free and convenient shopping at 30 lakhs stores across the country.

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It can be swiped well both on mobile applications and websites. Apart from this, you can even use your card for shopping when you are outside India. Kotak Bank PayShop More is also used to check balances, withdraw cash and make offline and online payments.

Features of kotak Pay Shop More Debit Card

The following are the important features of the Kotak PayShopMore Debit card:

  1. Kotak PayShopMore debit card provides easy cash-free shopping in different stores in India.
  1. It offers a personal accident death cover of up to Rs.2 lakhs.
  2. It provides a purchase protection limit of up to Rs.50,000.
  3. The card can be availed with minimum eligibility and documentation.

Eligibility of kotak Pay Shop More Debit Card

To obtain a Kotak Bank PayShopMore Debit card, an individual should meet the following eligibility criteria:

  1. An applicant should be at least 18 years of age to avail of a Kotak Bank PayShopMore Debit card.
  2. Parents can also avail this card on behalf of the minors.
  3. An applicant should have a current or savings account with Kotak Bank to avail this card.

Apart from the above-mentioned points, let us have a look at other features of Kotak Bank PayShopMore Debit card:

  1. Daily purchase limit: Rs.2,00,000
  1. International usage limit: Rs.50,000
  2. Personal accident cover: Rs.5,00,000
  3. Purchase protection limit: Rs.50,000
  4. Lost card liability: Rs.2,50,000
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Fees and Charges of kotak Pay Shop More Debit Card

Let us have a look at the following table:

Maximum cash withdrawal

No Limit

Issuance charge

Rs.250

Card replacement charge

Rs.250

Annual maintenance charge

Rs.250

Maximum purchase limit

No Limit

Documents Required for kotak Pay Shop More Debit Card

To attain a Kotak Bank PayShopMore Debit card, you need to provide the following documents:

  1. Aadhar card
  2. Permanent Account Number (PAN) card
  1. Voter ID card
  2. Driving license
  3. Passport
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FAQs on kotak Pay Shop More Debit Card

  • What is the maximum limit of the Kotak Bank PayShopMore Debit card?

    The maximum cash withdrawal limit of Kotak Bank PayShopMore Debit card is Rs.2 lakhs, while the maximum amount for making purchases at Point of Sales is Rs.2 lakhs.

  • Can I use Kotak Bank PayShopMore Debit card internationally?

    Yes. You can use your Kotak Bank PayShopMore Debit card to make payments when you are travelling abroad.

  • What is the annual maintenance charge of the Kotak Bank PayShopMore Debit card?

    A customer has to pay Rs.250 as an annual maintenance charge for using Kotak Bank PayShopMore Debit card.

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