ICICI Bank Titanium Debit Card

Carrying a debit card in your wallet ensures quick and easy payment whether you prefer shopping online or offline. ICICI Bank offers a range of debit cards with a host of benefits.

Updated On - 06 Sep 2025
Animated Svg

The Titanium Debit Card is one of the many special benefits of ICICI Bank Privilege Banking services. Here is more about this debit card including its features, benefits, fees and many other details.

Features of ICICI Titanium Debit Card With Lounge Access

The following are the features of ICICI Bank Titanium Debit Card:

  1. Offers high limits on ATM cash withdrawal, online and international transactions
  2. Allows users to book travel tickets, movie tickets, pay utility bills and many others
  3. Provides monthly e-statement
  4. Offers attractive discounts, offers, and rewards
Animated Svg

Benefits of Using ICICI Titanium Debit Card for Lounge Access

The following are the benefits of Titanium Debit Card offered by the ICICI Bank:

  1. High transaction limit of Rs.1.5 lakh per day
  2. High withdrawal limit of Rs.1 lakh per day
  3. International transaction limit of Rs.1.25 lakh
  4. Online transaction limit of Rs.5 lakh per day
  5. Zero fuel surcharge at selected selected government fuel petrol outlets (HPCL/ IOCL/ BPCL)
  1. Insurance coverage on air accidents and personal accidents is Rs.15 lakh and Rs.5 lakh respectively
  2. Offers purchase protection of about Rs.1 lakh
  3. Offers Zero Liability Protection on your ICICI Debit Card for added security
  4. Sends instant SMS alerts on transaction made for better tracking
  5. Offers PAYBACK rewards on every Rs.200 spent
    (i) Merchant establishment in India: 4 points
    (ii) Merchant  in India: 4 points
    (iii) Merchant establishment in outside India: 10 points
  1. Provides itemized billing to track your spending on a regular basis

Note

  1. The zero-fuel surcharge applicable only when transactions are done on ICICI Bank swipe machines.
  2. Reward programme not applicable for transactions on Mutual Funds, Telecom, Education, Utilities, Insurance and Insurance Premium, Government Payments, Fuel, Post Office Payment, Wallets & Account transfer.
Animated Svg

Who is Eligible for ICICI Titanium Debit Card With Lounge Access

  1. Must have a Privilege Banking Titanium Savings Account.
  2. Must have an MAB or Monthly Average Balance of Rs. 1, 25, 000.

How to Apply for an ICICI Bank Titanium Debit Card

You can apply for an ICICI Bank Titanium Debit Card in the following ways:

Receive Call:

  1. Visit the official website
  1. Fill in the contact form mentioning your name, contact number, PIN code and product name
  2. The bank representative will call to guide about the process

Email:

Send an email to customer.care@icicibank.com mentioning every detail. The bank representative will get in touch with you.

Customer Care Number:

Raise a request by calling the customer care number- 1800 200 3344 between 9.00 a.m. to 06.00 p.m. from Monday to Friday.

Offline mode:

You can locate the nearest ICICI Bank branch and apply directly for Titanium Debit Card.

Animated Svg

ICICI Titanium Debit Card: Annual Fees, Lounge Charges & More

The following is the list of charges applicable on ICICI Bank Titanium Debit Card:

Charges as

Amount

Enrolment Fee

Nil

Annual Fee

Rs.150 + GST

PoS/Ecom Transactions

Nil

Replacement/Reissuance Charges for Debit Cards

Rs.200 + GST

Cancellation Fee

Nil

Mark Up Charges for each POSP transaction at Railway Bookings

1.8% of transaction amount

Animated Svg

FAQs on Titanium Debit Card

  • Will I earn PAYBACK points when I use my ICICI Bank Titanium Debit Card outside India?

    Yes, for every Rs.200 that you spend overseas, you will earn 10 PAYBACK points.

  • Can I apply for the ICICI Bank Titanium Debit Card using any ICICI Savings Account?

    No. You need to have a Privilege Banking Titanium Savings Account only in order to be eligible to apply for an ICICI Bank Titanium Debit Card.

  • How many days do I have till I have to report my card lost, stolen or misplaced?

    You will have 15 days to report your card to the ICICI Customer Care. They are available 24 hours a day. You will also need to submit necessary documents supporting your claim. Once this is done, your account balance will be restored.

  • Does ICICI Bank Titanium debit card provide lounge access?

    Yes, on ICICI Bank Family Debit Card you can avail complimentary airport lounge access to a maximum of 1+3 pax visits every quarter at Delhi, Karnataka, Maharashtra, Tamil Nadu, Telangana, and West Bengal airports. 

  • Can I use my ICICI Bank Titanium Debit Card internationally?

    Yes, you can use ICICI Bank Titanium Debit Card internationally. The bank provides EVM Chip cards for international usage, which have all the data encrypted in a microchip that makes it difficult to duplicate and secure the sensitive data of the customer’s banking details. 

  • Is Titanium Debit Card free?

    Titanium Family Debit card cost Rs.250 for annual maintenance and charges Rs.200 during issuance. For more details about the fees and charges of Titanium Debit Card contact your nearest ICICI Bank branch or call the customer care number. 

  • Can I increase my debit card limit?

    Yes, you can increase as well decrease your debit card limit by going to the Service Request option on the official website of the bank. Select the 'Increase/Decrease Debit Card Limit' to set your desired limit for your debit card. 

  • What do I do if I do not receive SMS alerts of transactions made on ICICI Bank Privilege Banking Titanium Debit Card?

    If you do not receive SMS alerts on your phone, contact customer care or visit the nearest ICICI Bank branch. Make sure your mobile number registered with the bank is active otherwise you will not be able to receive transaction alerts on your mobile.  

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.