ICICI Bank Expressions Business Debit Card

High Daily withdrawal and spending limits

1. Your daily domestic cash withdrawal limit at an ATM is Rs. 1.5 lakhs
2. Your daily international cash withdrawal limit at an ATM is Rs. 1 lakhs
3. Your daily domestic purchase limit on online websites and retail outlets is Rs. 5 lakhs
4. Your daily international purchase limit on online websites and retail outlets is Rs. 2 lakhs

Complimentary Airport Lounge Access

1. Two complimentary access per calendar quarter per card.
2. Eligible only if minimum spends of Rs.3,000 in previous calendar quarter.

Zero Surcharge at Select HPCL Pumps for Fuel Purchases

1. You can avail the 2.5% surcharge on fuel spends of Rs. 400 and below at select HPCL pumps.
2. This offer is only applicable when you swipe your ICICI Bank Debit Card on the ICICI Bank Terminals.

Access to Participating Airport Lounges

1. Swipe your ICICI Bank Expressions Business Debit Card for a minimum value of Rs. 2 at the point of entry to get your complimentary access to the lounge.
2. You are eligible for a maximum of 2 complimentary access per card each quarter at the participating airport lounges in India. For the complete list of the participating airport lounges, please contact the bank.

Earn PAYBACK Reward Points on your Purchases

1. For every Rs. 200 that you spend at retail outlets and on online websites within India, you will earn 6 PAYBACK Reward Points.
2. For every Rs. 200 that you spend at retail outlets and on online websites overseas, you will earn 6 PAYBACK Reward Points.   

Get Complimentary Insurance and Purchase Protection

1. You are entitled for a complimentary Air Accident Insurance worth Rs. 20, 00, 000.
2. You are entitled for a complimentary Personal Accident Insurance worth Rs. 10, 00, 000.
3. You are entitled for Purchase Protection worth Rs. 2, 50, 000.

Zero Liability Protection

This is a unique feature that protects your card from any loss or misuse such as unauthorized purchases on loss, misplacement or theft. All you need to do is contact ICICI on their 24 hour Customer Care and inform them regarding the same within 15 days of the incident. Once, you provide the necessary documentation, the balance on your card will be restored.

Fees and Charges

1. Joining Fee - Rs. 499 + GST. This is a onetime charge that you pay the first year on purchase of the card.
2. Annual Fee - Rs. 499 + GST. You will be charged the Annual Fee from the 2nd year onwards.

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

A good credit score can help you secure lower interest rates on loans and credit cards.

Get Free Credit Score