DCB Bank Debit Card

DCB Bank is considered one of the best, Simple, far reaching, feature rich and versatile. This is the 'plastic' generation- money, not people.

Updated On - 06 Sep 2025
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From credit cards to debit cards, our financial lives are simplified and fast-forwarded by these miracle pieces of rectangular plastic that lessen our dependency on hard currency and yet, allows our money to go further than liquid money ever could.

Features and Benefits of DCB Bank Debit Cards

  • Convenience and safety when shopping, dining and traveling across India and the world.
  • Accepted everywhere where Visa based cards are entertained
  • .ATM and Point of Sale (POS) transactions were never this simple.
  • High degree of online and offline security when using your DCB Bank debit card for any financial transaction.
  • A dedicated and expert team of customer support professionals are always at hand to attend to all your queries and concerns.
  • Avail exciting offers and discounts (courtesy Visa) on shopping, fine dining and lifestyle indulgences.
  • All activity on your debit card is reported to you instantly, as it happens, via email and SMS.
  • Take advantage of the complementary fraud loss insurance, and
  • protect yourself against the fraudulent use of your debit card in cases where the latter is deemed lost or stolen.
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Eligibility Criteria for DCB Bank ATM Card

The DCB Bank's debit card is available to all bank customers with a DCB savings or current account. Customers who are already qualified for this card can update their accounts to apply for it.

Types of DCB  Bank Debit Cards

DCB Bank Debit Card

The debit card from DCB Bank works its wonders across all Visa enabled Automated Teller Machine (ATM) and POS outlets, in India and across the world. The salient features of this card are as follows-

  1. Very easy to register an application for the debit card, online or offline.
  2. Affiliated to the very versatile DCB Bank Savings Account.
  3. High levels of safety ensures that all ATM/POS transactions are safe.
  4. Use your debit card at DCB Bank ATMs across India to affect a number of banking functions.
  5. All debit card activities are instantly intimated to you via email and SMS.
  6. Avail exciting offers and discounts on the debit card for specific planned usage.
  7. Feel secured against malicious use of your stolen card with the free fraud loss insurance.
  8. Robust and ever-active customer support will attend to all your concerns, 24x7.
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DCB Bank Niyo Global Card

The DCB Niyo Global Card is issued with a DCB Niyo Current Account and is powered by Visa. Customers may use this card as a travel companion to access their money at any time. Make your international journey worry-free. They won't have to worry about running out of money or calculating foreign exchange mark-ups.

DCB RuPay Platinum Debit Card

The following are the features and benefits of DCB RuPay Platinum Debit Card:

  1. It provides complimentary lounge access to cardholders.
  2. Customers will get domestic lounge access twice a quarter and international airport lounge access twice a year.
  3. Get up to Rs.2 lakhs of lost card liability cover and Rs.1 lakh of accidental insurance cover.
  4. Cardholders will also get exciting offers and discounts from time to time both online and offline stores.
  1. With the help of partner programmes like Pulse, Discover, and Diner's Club, this Card can be used anywhere in the world.

DCB Travelsmart Card

Given below are the features and benefits of DCB Travelsmart Card:

  1. DCB Travelsmart Card is accepted at Visa merchant stores.
  2. The foreign currency mark-up fee is 2%.
  1. Cardholders will get accidental death insurance cover of Rs.1 lakh and lost card liability cover of Rs.2 lakh.
  2. Customers will get international travel insurance cover.
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Fees and Charges of DCB Bank Debit Card 

Particulars

Fees and Charges

Debit card withdrawal limit

Up to Rs.1 lakh per day

Debit card POS spending limit

Up to Rs.1 lakh per day

Issuance fee

Free

Annual Fee

Up to Rs.500

Usage at DCB Bank ATMs

Unlimited

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How to Generate DCB Bank Debit Card PIN? 

Customers of DCB Bank can generate their debit card PIN online by visiting the official website of DCB Bank:

  1. Open the official website of DCB Bank.
  1. Go to the ‘Quick Links’ option.
  2. Click on the ‘PIN Generation’ option.
  3. Enter all your details.
  4. Set the four-digit PIN and complete the procedure.

How to Block DCB Bank Debit Card?

There are various ways to block DCB Bank debit card. Let’s look at all the ways one by one.

Block DCB Bank Debit Card through SMS

The following are the steps to block DCB Bank debit card through SMS:

  1. In order to block your DCB Bank debit card through SMS, send SMS by typing BLOCK DC last four digit of the debit card.
  1. Send the SMS to 9821878789 from your registered mobile number.
  2. If the customer does not remember the card number then he or she can send SMS BLOCK AC Last four digit of his or her bank account number and send it to 9821878789 from the registered mobile number.
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Block DCB Bank Debit Card through Net Banking

The following are the steps to block DCB Bank debit card through net banking:

  1. Login to the DCB Bank net banking portal using your user ID and password.
  1. Go to the ‘ATM Card Services’ and click on the ‘Block ATM Card’ option.
  2. You can choose the action such as ‘Block or Unblock Card’.
  3. You will be redirected to a new page where there will be a drop down menu containing the list of cards you have.
  4. Choose the card that you want to block and click on ‘BLOCK’ button.
  5. Enter the One Time Password (OTP) and click on ‘Confirm’ button.
  1. You will get a message that your ATM cum Debit Card has been blocked.

Block DCB Bank Debit Card by Visiting Bank

The following are the steps to block DCB Bank debit card by visiting bank’s branch:

If you do not have the access to DCB Bank’s internet banking, you can visit any of the nearest branches of DCB Bank and submit an application form requesting the branch officials to block your debit card.

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FAQs on DCB Bank Debit Card

  • Can I apply for a DCB Bank debit card?

    Yes, you can apply for a DCB Bank debit card by visiting your nearest DCB Bank’s branch.

  • Can I block DCB Bank debit card online?

    Yes, you can block DCB Bank debit card online.

  • Can I get domestic airport lounge access through DCB Bank debit card?

    Yes, you can definitely get domestic airport lounge access twice a quarter through DCB Bank debit card.

  • I'am traveling to the US on business. Can I use my DCB Bank debit card for shopping there?

    Of course, any shopping outlet that accepts Visa based cards will allow for the usage of your DCB Bank debit card.

  • How can I stay abreast with all the offers and discounts applicable on my DCB debit card?

    You can always check these offers and discounts on the DBS website, more specifically the page that deals with DCB Bank debit cards.

  • I just lost my debit card. What must I do next?

    Report the card loss to the DBS Bank customer support immediately. This will, a) help block the card, thereby avoiding its misuse, b) put the free fraud loss insurance into effect c) put action into motion to provide you with a replacement debit card ASAP.

  • Are there any fees for my debit card usage at an ATM?

    Usage of your DCB Bank debit card at a DCB Bank ATM is completely free for unlimited instances. However, at ATMs belonging to other banks, a set number of transactions are free per month, followed by a minimal fee per transaction.

  • What are the best use scenarios for my DCB Bank debit card?

    Shopping, fine dining, lifestyle related spends, online shopping, POS transactions at retail outlets- in short, every possible scenario wherein payments by debit card is a possibility.

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