Kotak 811 Dream Different Debit Card
The Kotak 811 #DreamDifferent debit card is specifically designed for Kotak 811 savings account holders and provides standard debit card features such as easy ATM withdrawals, a virtual card, insurance coverage, and round-the-clock customer support.
Features and Benefits of Kotak 811 Dream Different Debit Card
- Cardholders can avail of special offers and exclusive discounts through this card.
- The card is equipped with chip technology that enhances the security of all transactions.
- Making payments is extremely convenient with Tap & Pay/Contactless Payments.
- The card has a daily purchasing limit of Rs. 1,00,000 for transactions made in India or abroad.
- The daily ATM withdrawal limit for the card is Rs. 25,000.
- The card comes with complimentary insurance coverage that includes:
- Card Protection Liability Cover of up to Rs. 2,50,000
- Purchase Protection Cover of Rs. 50,000, and Personal
- Accidental Death Cover of up to Rs. 5,00,000.
- The card offers various discounts and deals across categories such as travel, lifestyle, fine dining, health & fitness, and more.
- 24-hour VISA Global Customer Assistance Services (GCAS) is available for services such as reporting lost or stolen cards, emergency card replacement, and miscellaneous inquiries.
Eligibility and Required Documents to Apply Kotak 811 Debit Card
- Usually, a savings account comes with a debit card. However, to receive this particular debit card, you must have a Kotak 811 Savings Account.
- This card is exclusive to Kotak 811 Savings Account holders and is not available to those who have any other type of Kotak account, including Kotak 811 Lite account holders.
- To open a Kotak 811 Savings Account and become eligible for this card, you need to provide your PAN card and address proof.
Fees and Charges of DreamDifferent Debit Card
Fee Type | Details |
Annual Fee | Rs. 299 |
Card Replacement Fee | Rs. 299 |
ATM Charges (beyond free transactions) | For Financial Transactions: Rs. 21For Non-Financial Transactions: Rs. 8.50 on domestic ATMs of other banks |
ATM Charges (on declined transactions due to insufficient balance) | Rs. 25 per transaction |
For Cardless Cash Withdrawal | Rs. 10 per transaction after one free transaction per month |
Foreign Exchange Mark-up Fee | 3.5% |
How to Apply for the Kotak Mahindra Dream Different Debit Card
- You can obtain this card by having a Kotak 811 account and applying for it at your nearest Kotak Mahindra Bank branch or through the online procedure.
- You can log in to your account through the bank's website or mobile app to obtain both the virtual and physical variants of the Kotak 811 #DreamDifferent debit card.
To obtain the Virtual Debit Card, follow these Steps:
Step 1: Downlaod the Kotak Bank App via https://app.kotak.com/
Step 2: Now, Log in to your Kotak 811 savings account using login credentials
Step 3: Then, tap on the '811' option and select the 'Virtual Debit Card' tab.
Step 4: Finally, click on 'Get One Now' to complete the process.
Top Bank Pages on Debit Card
Generate Kotak Dream Different Debit Card PIN via Mobile Banking
Kotak811 customers are not permitted to regenerate their PINs physically. Instead, they must use the mobile banking app to generate a new PIN.
Step 1: Access the Kotak mobile banking app and navigate to the 'Service requests' section.
Step 2: Choose 'Debit Card/Spendz Card' and then select 'Regenerate PIN'.
Step 3: Scroll through the options to select the Debit Card for which you want to set a new PIN.
Step 4: After selecting the card, enter and confirm the new PIN.
Kotak 811 #Dream Different Debit Card PIN Generation Online
Customers can follow the simple steps to generate a pin on Kotak bank debit card:
Step 1: Visit the official pini generation site at https://www.kotak.com/en/transaction-services/generate-pin.html
Step 2: Select Card Type: 'Debit Card/Best Compliments Card/Smart EMI Card'
Step 3: Next, Select 'Visa/Rupay' option
Step 4: It will Redirect you to details Page. Now, Fill all the req details like card num, CVV, expiry date, PIN and more.
Step 5: Finally, Click on 'confirm'
Step 6: Customers will receive a status as Pin generation is Successfully done.
Note: The generation of a PIN is restricted to active cards only. In the event that a card is temporarily blocked, the card must be unblocked before a PIN can be regenerated.
It is impossible to regenerate a PIN for Debit Cards or Credit Cards that have been permanently blocked. Additionally, if incorrect card details are entered three times in a row, the PIN will become locked. To obtain a new PIN in such a situation, please select the option to request a physical PIN.
FAQs on Kotak Bank 811 #DreamDifferent Debit Card
- How can I get in touch with the customer care centre regarding issues related to my Kotak 811 #DreamDifferent Debit Card?
You can contact the 24-hour Kotak customer care service in India by dialling 18602660811. For overseas customers, they can call +91 22 6204 2001 to obtain the toll-free numbers.
- How can I access my Kotak 811 virtual Debit Card?
Once you have opened your account, you can access your Kotak 811 #DreamDifferent virtual debit Card through the Kotak mobile banking app. This card is issued to individuals who have verified their details using Aadhaar OTP and can be used for online payments and 'scan and pay' transactions at Point-of-Sale (POS) terminals.
- Is there a fee for the Kotak 811 Debit Card?
Yes, the Kotak 811 #DreamDifferent Debit Card has an annual fee of Rs. 299. Please visit the bank's website to see other fees and charges associated with this debit card.
- What are the limits for the Kotak 811 Debit Card?
The limit for the Kotak 811 Debit Card differs for cash withdrawals and shopping. For cash withdrawals at ATMs, the daily limit is Rs. 25,000, while the daily shopping limit is Rs. 1 lakh. Please note that the limit may vary from cardholder to cardholder.
- What should I do if I have not received my physical Kotak 811 Debit Card?
If you haven't received your physical Kotak 811 #DreamDifferent Debit Card even after ten days of submitting your order request, please get in touch with Kotak customer assistance services.
- Where can I obtain the Kotak 811 Debit Card?
The Kotak 811 Debit Card is available through the Kotak mobile banking app. Note that this card is only issued to Kotak 811 account holders.
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