HDFC Bank Diners ClubMiles Card

The Diners Club Miles Credit Card by HDFC Bank is among the most premium products offered by the bank. This credit card comes with some of the best-in-class features and benefits in the category of travel. Even though it is a travel credit card, the Diners Club Miles card also offers a wide range of benefits in the dining category as well. This credit card comes with an annual fee of Rs.1,000 and an interest rate of 3.49%.

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Key Highlights of HDFC Diners ClubMiles Credit Card

  1. A premium travel card with best-in-class air miles program.
  2. Redeem reward points for air miles through miles exchange program.
  3. Free airport lounge visits to both domestic and international airports.
  4. Dining discounts at partner outlets.

HDFC Diners ClubMiles Credit Card Features and Benefits

Welcome gift

  1. As a welcome gift, you will get 1,000 reward points, which will be credited once the joining fee is paid.
  2. Also, for every card renewal, you can earn 1,000 reward points as a renewal bonus. However, the bonus is not applicable if the fee is waived off.

Annual fee waiver

  1. The annual fee on the card will be waived off if you spend Rs.1 lakh or more in a year.

Travel benefits

  1. Book air tickets across more than 150 airlines and hotel rooms from a wide choice of hotels listed at hdfcbankdinersclub.in and enjoy special benefits.
  2. Enjoy 6 complimentary visits per year to 25+ domestic lounges in India and 700+ lounges worldwide.
  3. Exchange HDFC credit card reward points for air miles with leading airlines.
  4. Avail a complimentary insurance cover that protects you and your family.
    1. Air accident coverage worth Rs.1 crore.
    2. Emergency medical expenses coverage worth up to Rs.25 lakh.
    3. Credit liability coverage worth Rs.9 lakh.
    4. Travel insurance coverage worth up to Rs.55,000 in case of loss or delay of baggage.

Reward points programme

Reward points on Diners ClubMiles Credit Card are powered by the Miles Exchange Program.

  1. You can earn 4 reward points on every Rs.150 spent on the card.
  2. Reward points can be redeemed for air miles with partner airlines and hotels including British Airways, Singapore Airlines, Trident Hotels, and Club Vistara.
  3. 1 reward point = 1 air mile.
  4. Reward points can also be redeemed for gifts and vouchers from HDFC's exclusive Rewards Redemption Catalogue.
  5. Points can also be exchanged for an air ticket or hotel bookings at HDFC Bank Diners Club website. (1 reward point = Re.0.50)

Lifestyle privileges

  1. You can enjoy a discount of 15% and other benefits at some of the finest restaurants in your city.
  2. Get assistance for your travel needs by booking a concierge, which is available 24/7.
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HDFC Diners ClubMiles Credit Card Limit

The limit of the HDFC Bank Diners ClubMiles Credit Card will be assigned at the discretion of the bank. HDFC Bank conducts a thorough check on the primary applicant's credit score, credit report and other factors before assigning a credit limit. The applicant's repayment habits of past and ongoing debts will also play a major factor in this part of the procedure.

HDFC Diners ClubMiles Credit Card Fees and Charges

Type of Fee/charge

Amount

Joining fee

Rs.1,000

Annual fee

Rs.1,000

Interest rate

3.49% per month

Cash withdrawal fee

2.5% of the withdrawn amount or Rs.500

Rewards redemption fee

Rs.99

Late payment charges

  1. Less than equal to Rs.100 - Nil
  2. Rs.101 to Rs.500 - Rs.100
  3. Rs.501 to Rs.1,000 - Rs.500
  4. Rs.1,001 to Rs.5,000 - Rs.600
  5. Rs.5,001 to Rs.10,000 - Rs.750
  6. Rs.10,001 to Rs.25,000 - Rs.900
  7. Rs.25,001 to Rs.50,000 - Rs.1100
  8. More than Rs.50,000 Rs.1300

Outstation cheque processing charge

  1. Cheque value of up to Rs.5,000 - Rs.25
  2. Cheque value of more than Rs.5,000 - Rs.50.

Cash processing fee

Rs.100

Over limit charges

2.5% of the over-limit amount (minimum Rs.500)

Reissue of lost, stolen or damaged card

Rs.100

Foreign currency transaction fee

3.5%

Payment return charges

2% of payment amount (minimum Rs.450)

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Eligibility Criteria and Documents Required

The HDFC Diners ClubMiles Card is offered by the bank to both salaried and self-employed individuals. The eligibility criteria are different for both the type of customers.

For salaried individuals

  1. The applicant must be aged between 21 and 60 years

For self-employed individuals

  1. The applicant must be aged between 21 and 65 years.

Documents Required

  1. Address Proof
    1. Ration Card
    2. Voter ID
    3. Passport
    4. Aadhaar card
  2. Proof of Identity
    1. Driving License
    2. Aadhaar card
    3. Passport
  3. Income Proof
    1. Salary Slip
    2. Form 16
    3. IT Returns

The list mentioned above is indicative. The bank may ask for additional documents as and when required during the application procedure.

How to Apply for HDFC Diners ClubMiles Credit Card Online

Apply for Diners ClubMiles Credit Card online by visiting HDFC Bank website directly. Alternatively, you can also apply through BankBazaar to enjoy partner benefits.

Follow the steps mentioned below to apply for the card through BankBazaar.

  1. Click the 'Check Eligibility' button on the page and establish your eligibility for the card.
  2. If you're eligible, you will find the 'Apply Now' button.
  3. Click on it and enter the necessary details before submitting it.
  4. You would then be prompted to upload the documents. Upload the same and click on 'Submit'.

You will receive the application number on your registered mobile number once you successfully submit the application. You can use the same number to check the status of your credit card application by clicking 'Track Application' on the website.

Other HDFC Bank Credit Cards
  1. HDFC Bank Regalia Credit Card
  2. HDFC Bank Solitaire Credit Card
  3. HDFC Bank Superia Credit Card
  4. HDFC Bank Titanium Edge Credit Card
  5. HDFC Business Regalia First Credit Card
  6. HDFC Bank Platinum Times Credit Card
  7. HDFC Bank Titanium Times Credit Card
  8. HDFC Bank Business Platinum Credit Card
  9. HDFC Bank Visa Signature Credit Card
  10. HDFC Bank MoneyBack Credit Card
  11. HDFC Bank Infinia Credit Card
  12. HDFC Bank Platinum Edge Credit Card
  13. HDFC Bank Platinum Plus Credit Card
  14. HDFC Bank All Miles Credit Card
  15. HDFC Bank Diners Club Black Credit Card
  16. HDFC Diners Club Privilege Credit Card
  17. HDFC Bank Millenia Credit Card
  18. HDFC Regalia First Credit Card
  19. HDFC Bank Freedom Credit Card
  20. 6E Rewards IndiGo HDFC Bank Credit Card
  21. 6E Rewards XL Indigo HDFC Bank Credit Card
  22. IndianOil HDFC Bank Credit Card
  23. HDFC Bank Easy EMI Card
  24. HDFC Business Regalia Credit Card
  25. HDFC Best Price Save Max Credit Card
  26. HDFC Business MoneyBack Credit Card
  27. HDFC Best Price Save Smart Credit Card
  28. HDFC Bank Diners Club Premium Credit Card
  29. HDFC Diners Club Rewardz Credit Card
  30. HDFC Bank Doctor's Regalia Credit Card
  31. HDFC Bank Doctor's Superia Credit Card
  32. HDFC Bank Teacher's Platinum Credit Card
  33. HDFC Bank World MasterCard Credit Card
  34. HDFC Bharat Credit Card
  35. HDFC Bank Business Gold Credit Card
  36. HDFC Bank Corporate Platinum Credit Card
  37. HDFC Bank Corporate Premium Credit Card
  38. HDFC SAP Concur Solutions Black Corporate Credit Card
  39. HDFC SAP Concur Solutions Prime Corporate Credit Card
  40. HDFC Business Corporate Regalia Credit Card
  41. HDFC Business Corporate MoneyBack Credit Card
  42. HDFC Bank Corporate World MasterCard Credit Card
  43. HDFC Bank Corporate Visa Signature Credit Card
  44. HDFC Bank Purchase Credit Card
  45. HDFC Bank Central Travel Account Credit Card
  46. HDFC Bank Distributor Credit Card
  47. MakeMyTrip HDFC Bank ForexPlus Card
  48. HDFC Bank Regalia ForexPlus Card
  49. HDFC Bank Multicurrency Platinum ForexPlus Chip Card
  50. HDFC Bank ISIC Student ForexPlus Card

FAQs on HDFC Diners ClubMiles Credit Card

  • Is the reward rate different for HDFC Diners ClubMiles and Diners Club Rewardz?

    Yes, the reward rates that the cardholder is eligible for is different for both the credit cards offered by HDFC.

  • What is the minimum age requirement for availing the card?

    An individual must be of minimum 18 years of age.

  • Do I pay for availing additional cards?

    No, you can avail add-on cards without paying any fee.

  • What is the reward redemption fee?

    For each reward redemption request, you would be charged Rs.99.

  • Is the card available only for salaried individuals?

    No, it is available for both salaried and self-employed individuals.

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