HDFC Bank Teacher’s Platinum Credit Card

1. Earn 2 reward points for every Rs.150 spent with your credit card.
2. During weekends, get a 3X the reward points with the Teacher's Platinum card. You will earn 6 points for every Rs.150 spent.
3. On the 5th of September, every year, you will get 500 reward points as a special gift.
4. Your reward points will be valid for 2 years from the date of accumulation.

Fuel Benefits

1. On all your fuel spends, the fuel surcharge of 2.5% will be replaced by a 1% convenience fee added with service tax.
2. Fuel surcharge will be capped at Rs.250 per billing cycle.

Zero liability for loss of card

1. In case your credit card is lost, you will need to report the loss to the HDFC credit card customer care. Once you report it, you will not be held liable for any kind of fraudulent transaction on the card.

Add-On Credit Cards

1. By opting for the HDFC Teacher's Platinum credit card, you can also avail up to 3 add-on credit cards for your relatives or family members.

HDFC Teacher's Platinum Credit Card Limit

The credit limit of the HDFC Teacher's Platinum credit card is completely at the discretion of the bank. There are several factors which are taken into consideration before assigning a credit limit of the card. These factors are credit score, the annual salary of the applicant, the credit report along with any past and ongoing debts.

Reward Point Benefits of the HDFC Teacher's Platinum Credit Card

Regular Rewards

1. For every Rs.150 spent on various purchases on your card, get 2 reward points.

Accelerated Rewards

1. Shop during weekends (Saturday and Sunday) and get 3X the reward points. For every Rs.150 spent on your card, you will receive 6 reward points.

Teacher's Day Rewards

1. Since the card is specially curated for teachers in the country, on 5th September of every year, get 500 reward points as a teachers' day gift from HDFC Bank.

How to redeem reward points earned on the HDFC Teacher's Platinum Credit Card?

You can redeem your reward points earned on your credit card through offline and online methods.

If you wish to redeem your points offline, you will have to download the rewards redemption form from the website and fill it with all the details required. Once you have, the form needs to be posted to the following address:

Rewards Helpdesk,

HDFC Bank Cards Division,

P.O. Box No. 8654,

Thiruvanmiyur, P.O.,

Chennai - 600041.

However, if you wish to redeem your reward points, you can do so by following the steps mentioned below:

1. Log in to your HDFC credit card netbanking account.
2. Click on the tab of 'credit cards'.
3. If you have not registered your card, you must do so by adding the card number and PIN.
4. Once your card has been registered, select the 'redeem reward points' and click on 'continue'.
5. HDFC's net banking website will then redirect you to the rewards redemption page of the bank.
6. Click on 'Redeem Reward Points'.
7. Select the category of the item and choose the points range to check the catalogue of products.
8. You can then select the items which you wish and add them to the cart to purchase.
9. After you have chosen the products, click on the option to view your shopping cart.
10. If everything checks out, you should read the terms and condition and then check the box.
11. Once done, click on 'redeem' and note the redemption order number for future references.

How to apply for the HDFC Teacher's Platinum Credit Card?

You can apply for the credit card through offline or online methods. If you do not have access to the internet, you can visit the branch of HDFC bank, fill out the application form and submit all the required documents to apply for the card.

Through online methods, you can either directly from the HDFC Bank website or through BankBazaar. To apply for the card through BankBazaar, here are the steps you will need to follow:

1. Click on the 'check eligibility' tab on the web page of HDFC Teacher's Platinum credit card on BankBazaar.
2. Add the information which is required to be filled up in the form.
3. You will also need to upload all the documents required to apply for the card.
4. Once done, click on submit and a tracking ID will be given to you. You can use that ID to track the application status of your card.

Fees and Charges on the HDFC Teacher's Platinum Credit Card

Eligibility Criteria for HDFC Teacher's Platinum Credit Card

1. If the primary applicant is a salaried employee, the minimum age must be 21 years and the maximum, 60 years.
2. However, if the primary applicant is self-employed, the minimum age must be 21 years and the maximum, 65 years.
3. The age of the add-on cardholder must be at least 15 years.
4. The applicant must be a resident or a non-resident of India.

Documents required to apply for HDFC Teacher's Platinum Credit Card

1. Accepted identity proof such as Passport, driving licence or Aadhaar card.
2. Valid address proof which can include a Passport, Voter ID or a copy of the electricity bill.
3. 2 passport-sized coloured photographs.
4. Valid proof of income which should include latest salary slips, Form 16 or a copy of IT returns.
5. Duly filled application form.
6. Copy of your PAN card and Form 60.

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