HDFC Bank Platinum Times Credit Card

Welcome Benefit

1. Kickstart your journey of entertainment and food with a range of vouchers on apparel, shopping, dining and other various categories offered by the bank.

Movie and Dining Benefits

1. Get a wide range of city-based offers and discounts on dining, movie tickets, online shopping, etc.
2. Apart from this, you will get up to 50% off on movie ticket bookings.
3. Enjoy a discount of 15% on dining all throughout the year with your credit card at partner restaurants.

Fuel Benefits

1. With the credit card, you will also be getting a fuel surcharge waiver of 1% for fuel transactions.
2. The maximum waiver per statement cycle is Rs.500.

Insurance Benefits

1. For a minimum of 4 transactions in a month, avail a free Accidental Death insurance worth Rs.50 lakh.
2. Get a free Fire and Burglary protection for goods above Rs.5,000 for 6 months.
3. In the case of loss of credit card, you need to report it by calling HDFC credit card customer care.
4. Once you report the loss, cardholders carry zero liability on any fraudulent transactions.

Reward Point Benefits

1. With the HDFC Bank Platinum Times credit card, get 3 reward points for every Rs.150 spent.
2. Avail accelerated rewards of 10 reward points for every Rs.150 spent on dining during weekdays.
3. The reward points will be valid for 2 years from the date of accumulation.

HDFC Bank Platinum Times Credit Card Limit

The credit limit for the HDFC Bank Platinum Times card will be at the discretion of the bank. The bank takes several factors into consideration before adding a credit limit such as the credit report of the applicant, the credit score and the repayment habits of past and ongoing loans.

Reward Point Benefits on HDFC Bank Platinum Times Credit Card

1. For every Rs.150 spent, earn 3 reward points.
2. Earn 10 points on every Rs.150 on dining during weekdays.
3. The reward points will be valid for 2 years from the date of purchase.
4. The reward points accumulated in the credit card can be redeemed for a wide range of products from the rewards catalogue of the bank.

How to redeem reward points earned on HDFC Bank Platinum Times credit card?

Redemption of HDFC credit card points can be done offline, through post as well as online.

If you wish to redeem the points through post, you will have to download the points redemption form from the website.

Add the details and then send it to the address mentioned below:

Rewards Helpdesk,

HDFC Bank Cards Division,

P.O. Box No. 8654,

Thiruvanmiyur, P.O.,

Chennai - 600041.

To redeem the credit card points online, here are the steps which you need to follow:

1. Login to HDFC credit card net banking account.
2. Select the 'credit cards'tab.
3. If you have registered your card, it will appear on the page. If you have not registered, you will need to do so.
4. Click on 'redeem reward points'on the left side of the navigation bar and select your Platinum Times credit card. Click on 'continue'.
5. Once you do, the website will redirect you to the online redemption portal.
6. On the homepage, click on 'Redeem Reward Points'.
7. Select the 'points range'and 'item category'to check the catalogue.
8. You can select the items you wish to purchase by adding them to the cart.
9. Once done, click on 'view shopping cart'.
10. Read the terms and conditions and check on the box indicating you have read it.
11. Click on 'redeem'and note down the redemption order number for future references.

Fees and Charges on HDFC Bank Platinum Times Credit Card

HDFC Bank Platinum Times Credit Card Eligibility Criteria

1. The age of a salaried applicant must be between the age of 21 years and 60 years.
2. The age of a self-employed individual must be between the age of 21 years and 65 years.
3. The primary applicant must be a resident or a non-resident of the country.
4. The age of the add-on cardholder must be at least 15 years.

Documents Required to apply for the HDFC Platinum Times Credit Card

1. 2 passport size coloured photographs.
2. Copy of the applicant's PAN card or Form 60.
3. A valid identity proof which can be Aadhaar card, driving licence or Passport.
4. Copy of Income proof which includes latest salary slips, Form 16 or Income Tax returns.
5. Address proof, which is Aadhaar card, Passport or copy of the electricity bill.

How to Apply for the HDFC Bank Platinum Times Credit Card?

You can apply for the credit card through offline or online methods.

If you do not have access to the internet or net banking, you can visit the branch of HDFC bank and apply for the card by filling the application form. You are required to present all the documents at the bank while applying for the card.

However, through online methods, you can apply for the credit card from the official website of HDFC Bank.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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