American Express Credit Card

For the American Express SmartEarn Credit Card, the annual fee is waived in case Rs.40,000 is spent in a year.

Check out the credit cards that American Express offers if you're looking for a credit card that will give you the most benefits and financial flexibility. These American Express cards are a pleasure to use because they all provide lifestyle discounts in a variety of categories.

Features and Benefits for American Express Credit Cards

American Express Membership Rewards Credit Card

Key Highlights: With the American Express Membership Rewards Credit Card, customers may explore a world of options and benefits. You also get zero lost card liability and fuel cost waiver, among other benefits.

Joining Fee: Rs.1,000 plus taxes

Renewal Fee: Rs.4,500 plus taxes (2nd year onwards)

Features and benefits:

1. 1 reward point for every Rs.50 spent on purchases other than fuel, insurance, utilities, and cash transactions.
2. After using the card four times for transactions totaling at least Rs. 1500 each month, you'll receive 1,000 bonus membership reward points.
3. 5,000 membership rewards points on first year card renewal.
4. Convert any purchase of at least Rs.5,000 to easily manageable EMI.

Rewards redemption options: You can redeem the accumulated points for 18 and 24 Karat Gold collection.

Suitable for: People who want their credit card to come with attractive reward points for spends on diverse categories.

American Express Platinum Reserve Credit Card

Key Highlights: At every stop along the way, the Amex Platinum Reserve Card will offer up a whole new world of travel, accommodations, exquisite dining, and more. A list of premium services, such as wellness and health benefits, is provided to you.

Joining Fee: Rs.10,000 plus taxes

Renewal Fee: Rs.10,000 plus taxes (2nd year onwards)

Features and benefits:

1. 1 reward point for every Rs.50 spent on purchases other than fuel, insurance, utilities, and cash transactions.
2. Online shopping or movie vouchers worth Rs.12,000 per year.
3. The best of the privileges at Taj SeleQtions, Vivanta Hotels, and Preferred Hotels & Resorts.
4. Complimentary Priority Pass membership to visit airport lounges in India.

Rewards redemption options: You can choose from a variety of redemption alternatives in areas like as dining, travel, accessories, etc. They can also be used to cover the costs of your credit card bills and airline tickets.

Suitable for: People who want high-end luxury options on their credit card.

American Express Platinum Travel Credit Card

Key Highlights: The American Express Platinum Travel Credit Card is specifically made for people who travel frequently. It offers a wealth of first-rate travel benefits and privileges that will enhance the enjoyment of every trip. Other advantages like no lost card liability and elimination of the fuel convenience cost would also be yours.

Joining Fee: Rs.5,000

Annual Fee: Rs.5,000 (2nd year onwards)

Features and benefits:

1. Earn one membership reward point for each rupee fifty spent with the card, except purchases made with cash, utilities, fuel, and insurance.
2. Get a Flipkart voucher or Travel benefits worth Rs.4,500 on yearly spends of at least Rs.1.90 lakh.
3. Get a Flipkart voucher or Travel benefits worth Rs.7,500 on yearly spends of at least Rs.4 lakh.
4. 8 complimentary visits to airport lounges per year in India. Maximum of 2 in a quarter.
5. Milestone incentive that may be redeemed for luxurious hotel stays and alluring trip packages.

Suitable for: Frequent travellers who want to enjoy the best travelling experiences provided by a credit card.

American Express SmartEarn Credit Card

Key Highlights: The American Express SmartEarn Credit Card comes with several benefits, where Reward Points can be earned on spending at BookMyShow, Swiggy, Uber, Amazon, Flipkart, etc. The renewal fee is waived in case Rs.40,000 or more is spent in a year.

Joining Fee: Rs.495 plus taxes

Annual Fee: Rs.495 (2nd year onwards)

Features and benefits:

1. 10X Membership Reward Points can be earned on Uber, BookMyShow, and Flipkart spends.
2. 5X Membership Reward Points can be earned on Amazon spends.
3. Purchases can be converted to EMIs.
4. In case Rs.10,000 is spent within the first 90 days, a Welcome Gift of Rs.500 will be provided as a cashback.
5. Earn 1 membership reward point for every Rs.50 spent using the card except for utilities, fuel, insurance, and cash transactions.

Eligibility to Apply for American Express Credit Cards

Documents to Apply for American Express Credit Cards

The following are some of the common documents needed to apply for an American Express credit card.

1. PAN Card
2. Proof of residence
3. Proof of Annual Income
4. Proof of Employment
5. Proof of Identity

When you apply for an American Express credit card, the bank will specify the precise list of required documents. To find out more about the whole set of required documents, get in touch with the American Express Credit Card Customer Care centre.

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>