American Express® Platinum Travel Credit Card

For globetrotters, the American Express Platinum Travel Credit Card is a must have. From complimentary travel vouchers and free Priority Pass Program membership, to MakeMyTrip.com offers and gift cards from premium hotels, the credit card has it all.

The American Express Platinum Travel Credit Card is an ideal credit card for frequent travellers. The credit card provides a wide range of travel benefits and privileges that will make your trips more interesting and rewarding. Let's explore the features and benefits offered by the card in detail.

Features and Benefits of American Express Platinum Travel Credit Card

American Express Platinum Travel Credit Card has plenty to offer to its cardholders.

  1. Welcome bonus: Welcome gift includes 10,000 Membership Rewards points that can be redeemed for a Flipkart voucher or Pay with Points option in Amex Travel online worth Rs. 3,000. The reward points will be credited only when the annual fee is paid and when the cumulative spends within the first 90 days of card issuance reach Rs.15,000.
  2. Spend based rewards: On spends of Rs.1.90 lakh in a year, you can avail travel vouchers or a Flipkart voucher worth over Rs.4,500. On spending Rs.4 lakh in a year, you can earn Taj Experiences e-Gift Cards worth Rs.10,000 from the Taj, SeleQtions and Vivanta Hotels or Flipkart travel vouchers worth Rs.7,500.
  3. Complimentary airport lounge access: You will get eight complimentary airport lounge visits per year to ten airport lounges in Mumbai, Bangalore, Delhi and eight other cities in India. The maximum free visits are capped at two per quarter.
  4. Free priority pass membership: Cardholders can avail free membership to the Priority Pass Program worth US$99. Accompanying guests to pay a usage fee of US$32 for every visit.
  5. Dining offers: Through the American Express Selects Dining Programme, you can avail up to 20% discount at select premium restaurants, multi-cuisines and others.
  6. Pay in EMI:You can convert any big purchase in easy monthly instalments (EMI) through American Express Pay-in-parts facility. The feature offers low-interest rates, paperless approval and zero foreclosure charges.
  7. Zero fuel surcharge: Use the Amex Platinum Travel card at Hindustan Petroleum fuel stations and avail 0% fuel surcharge on transactions less than Rs.5,000. A convenience fee of 1.00% is charged on fuel purchases of Rs.5,000 and above.
  8. Add-on credit cards: You are eligible for four supplementary credit cards at no extra cost. The cards can be availed for immediate family members including spouse, parents, siblings and children of above 18 years of age.
  9. Zero liability on lost card: In case of lost or stolen card, you are 0% liable for any fraudulent transactions that may happen on the card after reporting. Loss before reporting is limited to a maximum of Rs.1,000.
  10. Rewards program: Earn one membership reward point on every Rs.50 spent on the card except on fuel, insurance, utility payments, and cash withdrawals. Accrued reward points can be redeemed for travel vouchers or from over 600 redemption options.

Fees and Charges of American Express Platinum Travel Credit Card

Type of fee/charges

Amount

Joining fee

Rs.5000 + taxes

Annual fee

Rs.5,000 + taxes (Second year onwards)

Interest rate

3.35% per month or 40.2% per annum

Cash withdrawal fee

3.5% of the withdrawn amount or Rs.250

Add-on card fee

Rs.0 for first two cards, Rs.1,500 thereon

Fee for duplicate statement

Rs.100 for each statement that is minimum of 3 months old

Over limit fee

Rs.500

Air Miles redemption fee

NIL

Fee for transactions made in foreign currency

Currency conversion factor assessment - 3.5%

Late payment charge

30% of the minimum due amount (Minimum - Rs.500, Maximum - Rs.1,000)

Eligibility to Apply for Amex Platinum Travel Card

The eligibility criteria for the Amex Platinum Travel Card are as follows. The applicant should be:

  1. Minimum 18 years of age
  2. Permanent resident of India
  3. Have a savings or current account with any Indian or multinational bank
  4. Either salaried or self-employed.
  5. Have an annual income of Rs.6 lakh or above
  6. Should have a good credit history
  7. For self-employed, the firm should be in operation for more than 12 months

Documents Required to Apply for Amex Platinum Travel Card

The following documents are required to apply for the Amex Platinum Travel Card:

  1. Know Your Customer (KYC) documents such as Permanent Account Number (PAN), ID Proof and address proof
  2. One recent photograph
  3. Form 16/ Salary slip

FAQs on Amex Platinum Travel Card

  • How do I know the credit limit of Amex Platinum Travel Card?

      The credit limit will be mentioned in the welcome letter sent with your credit card. You can also check the credit limit on your credit card statements.  

  • What are the travel benefits offered with Amex Platinum Travel Card?

    You get a complimentary Priority Pass membership with the Amex Platinum Travel Card and eight complimentary visits to ten airport lounges in India.

  • Does this card come with any lifestyle privileges?

    Yes, the American Express Platinum Travel credit card comes with numerous lifestyle privileges dining discounts and a Taj Experiences E-Gift Card worth Rs.10,000 from the Taj, SeleQtions and Vivanta Hotels.

  • What is the joining fee for the American Express Platinum Travel credit card?

    The joining fee for the American Express Platinum Travel credit card is Rs.5,000 + taxes.

  • Can I add-on credit cards with my American Express Platinum Travel credit card?

    Yes, you can get up to two add-on credit cards for free. You will have to pay Rs.1,500 per card thereafter.

  • What is the dining benefit offered on the American Express Platinum Travel credit card?

    With the American Express Platinum Travel credit card, you can avail up to 20% discounts at select restaurants.

  • Does the American Express Platinum Travel credit card offer contactless payments?

    Yes, you don’t have to enter the PIN for transactions up to Rs.5,000.

  • What is the Priority Pass membership offered on the American Express Platinum Travel credit card?

    The American Express Platinum Travel credit card offers a complimentary Priority Pass membership and the yearly membership fee of $99 for Priority Pass is waived.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.