American Express Platinum Reserve Credit Card

Benefits of American Express Platinum Reserve Credit Card

The following are some of the key benefits of American Express Platinum Reserve credit card:

1. Offers movie or online shopping vouchers of Rs.12,000 per year
2. Offers complimentary Taj Epicure and EazyDiner Prime membership
3. Provides complimentary access to domestic lounges across India
4. Offer complimentary access to American Express and membership to Priority Pass with annual membership fee of 99 USD waived off
5. Offers golfing privileges with complimentary access to 32 lush green courses in India twice each month
6. On spending Rs.5 lakh in a card membership year and paying annual fess of Rs.10,000 per year, cardholders will get Taj stay voucher worth Rs.10,000.

Reward points program

The following is the list of rewards offered to the American Express Platinum Reserve credit card holders:

1. Every Rs.50 spent on the card gives you 1 Membership Rewards Point except for spends on fuel, insurance, utility payments, and cash withdrawals.
2. Enables users to redeem the reward point across 500 options including dining, travel, accessories, and others
3. Through ‘Pay with Points’, cardholders can make payment for flight tickets using their Membership Rewards Points
4. Cardholders can also use their Membership Rewards Points to make payment for their card charges.

Offers and Privileges of American Express Platinum Reserve Credit Card

The following are some of the privileges and offers of American Express Platinum Reserve credit card that the cardholders can avail themselves of:

Health and wellness benefits - Avail special discounts on healthcare packages from premium health brands like Max Healthcare, Fortis Healthcare, and Texas Medical Concierge.

Golf privileges - You get complimentary access to 25 premier golf courses in India. You can enjoy zero green fee at all domestic golf courses and golf lessons at discounted rates.

Elite Tier Membership - Enables users to enjoy Taj Epicure and EazyDiner Prime membership Prime membership

Lounge Access - Apart from domestic airport lounges, this card also offers American Express® Lounge at Delhi and Mumbai along with Priority Pass membership

Supplementary cards - You are entitled to 4 free supplementary cards that carry the same features as the primary card.

Dedicated concierge service - From arranging a golf round to booking a vehicle, Amex provides dedicated Platinum concierge services to you. Through the concierge services, you can get assistance for various bookings like movies, dining reservations, flowers or gifts, golf rounds, etc.

Purchase protection - Everything you purchase with the Platinum Reserve card comes with protection. In case the item is stolen or gets damaged within 60 days of purchase, the entire purchase amount will be refunded to you.

24X7 assistance - Any card related queries or concerns can be resolved through a 24X7 Platinum Assist toll-free service helpline.

Contact less payment system - Enables users to make contactless payment by touching the card on the front of American Express Contactless Reader. No Personal Identification Number (PIN) required for purchase less than Rs.5000.

Zero liability on lost card - You remain 0% liable on all the transactions that take place on the card once it's lost or stolen. However, the loss needs to be reported within 3 working days of the incidence.

Fuel benefits - With the American Express Platinum Reserve Credit Card, you enjoy 0% convenience fee at HPCL stations across the country.

Fees and Charges of the American Express Platinum Reserve Credit Card

Eligibility to Apply for American Express Platinum Reserve Credit Card

If you meet the conditions listed below, you are eligible for the American Express Platinum Reserve Credit Card:

1. You are a resident of India.
2. You are at least 18 years of age.
3. Your minimum annual income is Rs.6 lakh (for both salaried and self-employed individuals).
4. You have a good credit history with no payment defaults.
5. You have a multinational or Indian bank's savings or current account in India.
6. You have a valid credit offered by any bank.
7. You are a resident of Ahmedabad, Bangalore, Ernakulam, Goa, Kolkata, Mumbai, Bhopal, Bhubaneshwar, Guntur, Hyderabad, Pune, Surat, Chandigarh, Chennai, Indore, Jaipur, Vijayawada, Vadodara, Coimbatore, Delhi (NCR), Kanchipuram, or Vizag.

Documents for American Express Platinum Reserve Credit Card

1. You must submit documents that prove your income, identity, and residential address.
2. Others include PAN card photocopy, a photograph, etc.
3. Apart from these, any other documents needed shall be informed to you by the bank.

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