How to Pay your Due Income Tax Online - Complete Information

It is the duty of every eligible earning individual in the country to pay income tax, with the income tax department keeping a watchful eye on tax evaders.

Steps to Pay your Due Income Tax in 2025

The IT Department sends out notices and reminders to people who have taxes due, thereby ensuring that people are aware about their tax liability and can pay the same in order to avoid penalties in the future.

Individuals who are expected to pay their due taxes can do so by following the steps mentioned below:

  1. Step 1: Click on the link https://www.incometax.gov.in/iec/foportal/.
  2. Step 2: Log in using your user ID which can be your PAN number, Aadhaar Number, or any other user ID you may have set earlier and click on ‘Continue’, followed by the password, and tick the box ‘Please confirm your secure access message displayed above’.
  3. Step 3: Click on ‘Continue’ and you will be logged into the portal
  4. Step 4: Then click e-File and then on e-Pay Tax on the Dashboard.
  5. Step 5: Your navigation will take you straight to the e-Pay Tax. To start the online tax payment, select ‘New Payment’ on the e-Pay Tax page.
  1. Step 6: Click ‘Proceed’ on the tax payment option that applies to you on the New Payment screen.
  2. Step 7: After choosing the appropriate Tax Payment options, click ‘Continue’ after selecting the Assessment Year, Minor head, and other information only if necessary. 
  3. Step 8: Add the breakdown of the total tax payment on the ‘Add Tax Breakup Details’ screen, then click on ‘Continue’.
  4. Step 9: Select Payment Gateway mode on the ‘Select Payment Mode’ page and click on ‘Continue’. 
  5. Step 10: Verify the information and tax break up information on the ‘Preview and Make Payment’ page before clicking on ‘Pay Now’.
  1. Step 11: Click ‘Submit to Bank’ after reading, selecting, and agreeing to the terms. You will be taken to the website of Payment Gateway where you may login or enter the details of your Net Banking, debit card, credit card, or UPI and make the payment. Before choosing a payment method, you can examine the transaction fees (per Annexure 1) of the five payment gateways.

Note: You will receive a confirmation email and SMS on the email address and mobile phone registered with the e-Filing portal after a successful payment. Upon payment success, the Challan Receipt and payment information are accessible under the Payment History Tab on the e-Pay Tax page.

Requirements to Pay Due Incometax Online

The requirements to use the service of paying your tax due online are given below: 

Option

Requirements

Before Login

  1. Debit card, credit card, net banking, UPI
  2. Valid mobile phone to get one-time password, 
  3. Valid PAN or TAN for which tax payment is required

After Login

  1. Registered user on the www.incometax.gov.in e-Filing portal
  2. Debit Card, Credit Card, Net Banking, or UPI

Note: Six authorised banks—Canara Bank, Federal Bank, HDFC Bank, Kotak Mahindra Bank, Bank of Maharashtra, and State Bank of India—are currently accepting payments for taxes using the e-Filing Portal's (e-Pay Tax service) Payment Gateway mechanism.

How to pay your tax online without logging in to the e-filling portal 

The steps to pay your tax online without logging in to the e-filling portal are given below: 

  1. Step 1: Click on the link https://www.incometax.gov.in/iec/foportal/ 
  2. Step 2: On the left-hand side of the page under ‘Quick Links’, click on ‘e-Pay Tax’.
  3. Step 3: Fill out the necessary information on the e-Pay Tax page, then click ‘Continue’.
  4. Step 4: Enter the 6-digit one-time password (OTP) and enter it under ‘Mobile OTP’, and then click on ‘Continue’.
  5. Step 5: A message of approval with your PAN/TAN and masked name will be shown upon OTP verification. To continue, click on ‘Continue’.
  1. Step 6: Click ‘Proceed’ on a tax payment category that corresponds to you on the e-Pay Tax page.
  2. Step 7: After choosing the appropriate ‘Tax Payment’ option, click ‘Continue’ after selecting the Assessment Year, Minor head, and other information if necessary. 
  3. Step 8: Add the breakdown of the total tax payment on the ‘Add Tax Breakup Details’ screen, then click ‘Continue’.
  4. Step 9: Select Payment Gateway mode on the Select Payment Mode page and click on ‘Continue’.
  5. Step 10: Click ‘Submit to Bank’ after reading, selecting, and agreeing to the terms and conditions. You will be directed to the Payment Gateway website where you may login or enter the details of your Net Banking, debit card, credit card, or UPI and make the payment.

Note: You will receive a confirmation email and SMS on the email address and mobile phone registered with the e-Filing portal after the payment is successful. The Challan Receipt can be downloaded for future use if the payment is successful. After logging in, go to the ‘Payment History’ tab on the e-Pay Tax website to view the payment information and the Challan Receipt.

Check the Income Tax Refund Status Online?

The refund process for online income tax takes around two to six month from the date of e-filing returns online. If you need to track the income tax refund status, you can follow these steps:

  1. Login to the NSDL-TIN website
  2. Enter your PAN number and assessment year, followed by the captcha code.
  3. The status of your online income tax refund will be displayed on the screen

These are different kind of status that will see:

  1. Refund Status – Expired
  2. Refund Status – Refund Returned
  3. Refund Status – Processed through direct credit mode but failed
  4. Refund Status – Paid (Received the ECS refund advice but account not credited)
  5. Refund Status – Adjusted against outstanding demand from previous year
  6. Refund Status – Processed through NECS/NEFT and failed

Pay income tax online through debit/credit card

The IT department facilitate the website - http://www.tin-nsdl.com to make online income tax payments. An individual can choose to either use a debit or credit card to make the payment. After the individual has completed furnishing the required details, he/she will be redirected to their bank’s website (the individual can choose to make the unpaid income tax payment through ICICI Bank or HDFC Bank).

The individual will require to login to their net bank account by using the user ID and password. The bank’s payment gateway will guide the individual in completing the payment process.

Pay Tax in Advance

Most of us pay advance tax on our income, ensuring that the overall tax liability is split up into portions, thereby reducing burden on us to pay a lump sum in one go. A look at our salary slips shows the amount deducted every month as tax, with this computation being done at an approximate level, but the actual tax liability can differ from the amount which has been deducted.

A number of taxpayers self-assess their taxes, which are almost equal to the actual tax liability (in most cases), but there could be times when self-assessment goes off track, providing erroneous results. Again, this results in a situation where additional amounts need to be paid to clear tax dues after the IT return has been filed.

Advance Tax

You are required to pay the advance tax if your annual tax obligations exceed Rs.10,000. Employers often handle these income tax payments for the salaried class through TDS deductions.

You can pay the advance tax if you fall under any one of the categories:

  1. You are a freelance worker.
  2. You own a business of your own.
  3. Despite earning a salary, you have a substantial income through capital gains, interest, or rental income.

What is the Last Date to Pay Advance Tax Online?

The payment of advance taxes of income tax for individual and firms:

Due Date

Tax Payable

On or before 15th June

15%

On or before 15th September

45%

On or before 15th December

75%

On or before 15th March

100%

Things to Consider while paying Dues

There are a few things one should consider while paying dues in order to avoid further hassles.

  1. PAN: It is imperative to enter the right Permanent account number.
  2. Verification: The completed form should be checked and verified to ensure there are no mistakes.
  3. Calculation: The amount due should be cross checked and individuals should calculate it themselves to ensure no mistakes creep in.
  4. Receipt: The receipt generated after the tax has been paid should be kept safe, as the challan identification number on it is useful for future correspondence with the department.

Payment of Outstanding Demand

To satisfy a demand for an income tax notice, you might occasionally need to make a payment. You can pay the demand online if you concur with the officer who assessed you and are prepared to do so. A different name for it is the tax on regular assessment.

Steps to Pay your Due Income Tax in 2025

The IT Department sends out notices and reminders to people who have taxes due, thereby ensuring that people are aware about their tax liability and can pay the same in order to avoid penalties in the future.

Individuals who are expected to pay their due taxes can do so by following the steps mentioned below:

Step 1:

  Click on the link https://www.incometax.gov.in/iec/foportal/.

Step 2:

Log in using your user ID which can be your PAN number, Aadhaar Number, or any other user ID you may have set earlier and click on ‘Continue’, followed by the password, and tick the box ‘Please confirm your secure access message displayed above’.

Step 3:

Click on ‘Continue’ and you will be logged into the portal.

Step 4:

Then click e-File and then on e-Pay Tax on the Dashboard.

Step 5:

Your navigation will take you straight to the e-Pay Tax. To start the online tax payment, select ‘New Payment’ on the e-Pay Tax page.

Step 6:

Click ‘Proceed’ on the tax payment option that applies to you on the New Payment screen.

Step 7:

After choosing the appropriate Tax Payment options, click ‘Continue’ after selecting the Assessment Year, Minor head, and other information only if necessary.

Step 8:

Add the breakdown of the total tax payment on the ‘Add Tax Breakup Details’ screen, then click on ‘Continue’.

Step 9:

  Select Payment Gateway mode on the ‘Select Payment Mode’ page and click on ‘Continue’.

Step 10:

Verify the information and tax break up information on the ‘Preview and Make Payment’ page before clicking on ‘Pay Now’.

Step 11:

Click ‘Submit to Bank’ after reading, selecting, and agreeing to the terms. You will be taken to the website of Payment Gateway where you may login or enter the details of your Net Banking, debit card, credit card, or UPI and make the payment. Before choosing a payment method, you can examine the transaction fees (per Annexure 1) of the five payment gateways.

FAQs on How to Pay your Due Income Tax Online

  • What occurs if I miss the filing deadline for taxes?

    If you don't pay your taxes by the deadline, you could be subject to fines or interest. To prevent further fees, it is important to file as soon as possible. Some nations provide filing extensions; however, these frequently have requirements.

  • What happens if I am unable to pay my taxes?

    It's normally advisable to still file your return by the deadline even if you can't pay your taxes in full to avoid further fines. Then you can consider choices like creating a payment schedule or negotiating a smaller payment or penalty with the taxing body. 

  • How can I determine whether I must pay income tax?

    Depending on your overall income, deductions, and credits, you may or may not have to pay income tax. Generally, you have to pay taxes if your income exceeds a specific amount.

  • How can I figure out my income tax?

    Calculating your income tax requires calculating your taxable income, applying tax rates, and taking any deductions or credits into account. You can estimate your tax liability using tax calculators or tables that are available in many countries.

  • How should my income tax return be filed?

    Typically, you must submit an income tax return to the tax authority in your nation. Online forms or paper forms can frequently be used for this. You must include information regarding your earnings, deductions, and credits.

  • How will I get my tax money back if I overpaid?

    By completing an income-tax return, you can claim a refund for the extra tax. You will receive a refund by having it credited to your bank account via an ECS transfer.

  • Is online tax payment required for me? How can I make a payment for it if not?

    Only the taxpayers listed below are required by law to make their tax payments online: a. Businesses b. Taxpayers who are not businesses subject to Section 44AB audits. By filing the challan at authorised banks, the rest of the taxpayers can make physical tax payments.

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