United Bank of India VISA Debit Card
The VISA Debit Card from United Bank of India is the ideal card for the average shopper. The bank has restrictions of 5 transactions a day up to Rs. 25,000 which helps budget daily expenditure and curb overspending.
The debit card is also available to minors above the age of 10 and can help inculcate the habit of saving and spending wisely. NRIs are also eligible for this debit card provided they hold an NRO or NRE account with UBI.
Features of United Bank of India VISA Debit Card
- Cash Withdrawal
Withdraw a maximum of Rs. 25,000 per day from ATMs with your United Bank of India VISA debit card. The card can be used at all United Bank of India ATMS, any VISA ATM and all NFS member bank ATMs.
- POS and Online Transactions
Shop online or at retails stores through POS terminals for a maximum of Rs. 25,000 daily.
- Secure Transactions
Your online and POS transactions carried out with your VISA debit card is secured with a One-time password (OTP) which will be sent to the registered mobile number of the cardholder.
- Transaction Limits
A maximum of 5 transactions per day can be carried out which includes withdrawals and shopping.
Eligibility for United Bank of India VISA Debit Card
The eligibility criteria for the United Bank of India VISA debit card is quite simple. You must hold a bank account at any United Bank of India branch in the country.
- Customers who hold a savings, current, or overdraft account with United Bank of India.
- Minors above the age of 10, who hold a minor account are also eligible.
- Customers who have an NRE and NRO account with United Bank of India.
- Visually impaired
Fees and Charges of United Bank of India VISA Debit Card
The following table details the charges applicable on the United Bank of India VISA Debit Card. United Bank of India employees are exempt from annual fees, charges for duplicate card and Reissue of PIN.
Particulars | Charges | GST | Total |
Card Issuance | Free | Nil | Free |
Add on cards (For joint accounts) | Rs.100 | Rs.15 | Rs.115 |
Annual charges (Applicable after 1 year) | Rs.100 | Rs.15 | Rs.115 |
Duplicate card | Rs.150 | Rs.23 | Rs.173 |
Reissue of PIN | Rs.50 | Rs.8 | Rs.58 |
ATM Charges at UBI | Nil | Nil | Nil |
Financial Transactions at other bank ATMs | After 5 transactions, Rs.24 is charged | Nil | Rs.24 |
Non-financial Transactions at other bank ATMs | After 5 transactions, Rs.9 is charged | Nil | Rs.9 |
Documentation to Apply for United Bank of India VISA Debit Card
To be eligible for the UBI VISA Debit Card, you need to have a bank account with any branch of United Bank of India. The documents required while signing up for a bank account will suffice. You need to provide KYC compliance documents that include:
- Proof of identification
- Proof of residence
- Recent passport photograph
You may submit any acceptable Government-issued documents such as PAN card, Voter ID, Aadhaar Card, Driver's Licence, Utility bills and so on.
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
FAQs on United Bank of India VISA Debit Card
- The ATM swallowed my debit card. What do I do?
If the ATM has retained your debit card, you can use the same process listed for loss of debit card. Inform the customer care via phone, email or online banking. The old card will be blocked and a new one will be issued.
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