Union Bank of India RuPay Kisan Debit Card
The RuPay Kisan Debit Card from United Bank of India was launched to provide the Kisan Credit Card account holders with a debit card that provides them easy access to ATMs and POS terminals.
Farmers and agriculturists can now have a debit card that allows them to shop conveniently and gives them more choices to spend their money. The transactions on the card are secure. There are also restrictions on the number of transactions and spending limit to ensure wise expenditure of money.
Features of RuPay Kisan Debit Card
- Secure transactions
All transactions carried out at POS terminals require a signature for verification.
- Transaction Limits
A maximum of 5 transactions can be carried out every day which includes withdrawals and shopping.
- Cash Withdrawal
Card holders have access to ATMs with a limit of Rs.25,000 daily. The card can be used at United Bank ATMs, NFS Member Bank ATMs and RuPay enabled POS.
- Shopping
The card can be used at stores to shop and buy required items. The maximum daily limit is Rs.25,000.
Eligibility Criteria for Union Bank of India RuPay Kisan Debit Card
The UBI RuPay Kisan Debit card is available only to customers who hold a Kisan Credit Card Account at United Bank of India under the CCUKC scheme. All farmers and agriculturists who reside within the operational areas of the bank branch can apply for the Kisan Credit Card.
Fees and Charges for Union Bank of India RuPay Kisan Debit Card
The fees and charges associated with this debit card has been listed below. Employees of United Bank of India are exempt from charges for duplicate card, annual fees, and reissue of PIN.
Particulars | Total Charge | Breakdown | |
Bank Charges | GST | ||
Card Issuance | Free | Free | Nil |
Reissue of PIN | Rs.58 | Rs.50 | Rs.8 |
Duplicate card | Rs.173 | Rs.150 | Rs.23 |
ATM Charges at UBI | Nil | Nil | Nil |
Financial Transactions at other bank ATMs | Rs.24 | After 5 transactions, Rs.24 is charged | Nil |
Non-financial Transactions at other bank ATMs | Rs.9 | After 5 transactions, Rs.9 is charged | Nil |
Documents Required for RuPay Kisan Debit Card from Union Bank of India
To be eligible for the UBI RuPay Kisan Debit Card, you need to have a Kisan Credit Card account with any branch of United Bank of India. You will need to provide KYC documentation for the Kisan Credit Card account.
- Recent passport photograph
- Proof of identification
- Proof of residence
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
FAQs on RuPay Kisan Debit Card
- Which ATMs can I use to withdraw money?
You can use any of the United Bank of India ATMs. You can also use your debit card at any ATM that bears the RuPay sign. The card is also accepted in any of the 93 NFS member bank ATMs and their subsidiaries.
- What do I do if I lost my Union Bank of India RuPay Kisan Debit Card?
Please inform the bank as soon as possible. You can call the customer care, write to their email address or use online banking to inform them. The debit card will be blocked. A new one will be issued to you.
- Can I use this debit card to shop at retail stores?
Yes, you can pay for your purchases at retail stores using your RuPay Debit Card. You can shop for up to Rs.25,000 total in a day. You can swipe your card for up to 5 transactions including ATM withdrawals.
- How do I get a new ATM PIN?
You can reset your ATM PIN at any ATM. If you have forgotten your ATM PIN, please contact United Bank. A new PIN will be issued at a fee of Rs.58.
- Can I get another debit card if mine is damaged?
Yes, United Bank will issue a new debit card to replace the old one. A fee of Rs.173 might be charged.
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