Steps to Register RuPay Debit Card for First Online Transaction

Steps to Register and Activate RuPay Debit Card Online

As already mentioned, the RuPay debit card will be accepted on domestic payment gateways only. To register the RuPay debit card on domestic e-commerce sites, the customer has to first choose the products he/she wishes to buy and then follow the steps mentioned below to register and activate the card:

Here is the step-by-step process for using a RuPay card for the first-time transaction:

Step 1: Register your RuPay card to activate it for e-commerce.

Step 2: On the payment screen, select the RuPay card as the payment option.

Step 3: Enter the card details, including the card number, expiration date, and CVD2 (Card Validation Data – the 3 digits on the back of the card).

Step 4: An OTP (unique password) will be sent to the mobile phone number or email ID registered with the bank.

Step 5: After you enter the OTP you received you will see a random mixture of images displayed on the screen.

Step 6: Select an image from the random mixture of images. Make sure you remember the image for all subsequent transactions. This transaction image will be used for the online payment's trust authentication.

Step 7: Enter a ‘phrase’ for identification during future transactions. The customer must type a sentence (with a maximum of 40 characters) Any online transaction will include this graphic to verify its authenticity. It is a crucial step to protect customers from fraud and phishing,

Step 8: Enter the correct ATM PIN code by clicking on the mouse only.

Step 9: The transaction will be successful once the correct ATM PIN code has been entered.

Your registration is complete. For the following transactions, you must enter the complete card information, including card number, expiration date, and CVD on the payment page. Then you must select the appropriate image from the screen (the one you registered during the first transaction). Type the ‘phrase’ that was typed in during registration. To complete the transaction, enter your PIN.

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FAQs on RuPay Debit Card for First Online Transaction

• Are RuPay debit cards offered only for zero-balance savings accounts?

  No, RuPay debit cards are offered for regular savings accounts as well. Customers choose debit cards from foreign card associates as it gives them a wider option with regard to making transactions.

• Is there any way I can use a RuPay debit card to make ATM withdrawals and transactions abroad?

  You can make only domestic withdrawals and transactions with the regular RuPay debit card. However, if a customer avails the RuPay Global card with Discover, or the Pulse and Diner Network logos, they can make withdrawals and transactions abroad at over 39 million POS locations and 1.8 million plus ATMs.

• Should I carry out the registration process for all E-commerce websites that I shop on for the first time using the card?

  No, doing the registration and activation process of the RuPay debit card once will be enough.

• What should I do if my phone number is not registered with the bank? Can I still register and activate my RuPay debit card?

  If your phone number is not registered with your bank, you will have to visit the bank and get it registered with them. If not, you can register your number at the bank ATM as well. Choose the register mobile number option when you swipe your card and enter your number.

• What should I do if I'm not receiving the OTP?

  If you haven't received the OTP, click on the resend OTP option and wait for a few minutes for it to be sent. If you still do not receive the number, contact your bank, verify your mobile number and ask them to rectify the problem.

• What should I do if I face any issues during the registration process for a RuPay Debit Card for the first online transaction?

  If you face any issues during the registration process, you should contact customer service at your bank for assistance. 

• Is it necessary to register a RuPay Debit Card for e-commerce before making the first online transaction?

  Yes, it is necessary to register a RuPay Debit Card for e-commerce before making the first online transaction. 

• How long does it take to register a RuPay Debit Card for the first online transaction?

  The registration process for a RuPay Debit Card for the first online transaction usually takes a few minutes to complete, but it may vary based on the bank's policies and procedures. 

• Can the registration process for a RuPay Debit Card for the first online transaction vary across different banks?

  Yes, the registration process may vary across different banks, but the general steps are similar. 

• What is the purpose of an OTP in the registration process?

  An OTP (One-Time Password) is sent to the mobile phone number or email ID registered with the bank to verify the authenticity of the registration process. 

About the Author

Karishma VP

Karishma VP has over a decade of experience in content writing which includes over five years specializing in personal finance. Her career in BankBazaar has given her the opportunity to write on a wide variety of financial products ranging from credit cards and home loans to insurance policies and government schemes. She believes that an understanding of personal finance is an important step to leading an independent, empowered life. This has led to her being passionate about learning more about the BFSI sector and writing about it as clearly, concisely, and accurately as possible to make it accessible to a larger audience through BankBazaar.