RBL Bank International Platinum Debit Card - Features & Benefits

  RBL Bank, formerly known as Ratnakar Bank Limited founded in 1943 that offers multiple banking services that includes savings account, current account, deposits, credit cards, debit cards, and other.

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The Platinum Debit Card offered by RBL Bank has a plethora of benefits offered to make any customer happy. The card is designed to cater to high spenders with enhanced withdrawal and purchase limits, along with unlimited free transactions across the world and cash withdrawals up to Rs.1 lakh per day.

The card is valid anywhere in the world so it is also suitable for those who like to travel. The debit card also comes with complimentary insurance to give you peace of mind knowing you and your loved ones are financially protected. Upon subscribing for this debit card, you will be entitled to receive welcome gifts offered by RBL Bank. Upon opening your RBL Bank account, vouchers worth Rs.2,500 will be sent to your registered email ID within 45 days.

Features of RBL Bank International Platinum Debit Card

The following is the list of significant features of RBL Bank international Platinum debit card:

ATM Access

You will have access to unlimited free transactions at any ATM across India. You can withdraw up to Rs.1 lakh per day.

Purchase

You can use your card to shop for up to Rs.2 lakhs per day.

Global Usage

Travel the world with your RBL Bank International Platinum card. The card is enabled for international use and is accepted at ATMs and retail outlets that accept MasterCard all around the world. The card is enabled for international use and accepted at ATMs and retail outlets that accept MasterCard worldwide.

Instant PIN

To set your PIN, you simply need to send an SMS to RBL Bank from your registered mobile number.

PINlast 4 digits of your debit card numberCustomer IDPIN of your choice to 9223366333. Once you have set your PIN, you can activate it by using it at any ATM.

Complimentary Insurance

You will receive complimentary insurance against a host of events such as air accident, personal accident, lost card, purchase protection and so on.

Online Transactions

You can use your card to shop online or carry out other financial transactions. Sign up for MasterCard SecureCode or use an OTP to ensure your transaction is safe.

Security

Your card has enhanced security features such as an EMV chip + PIN which provides an extra layer of security.

Alerts

You will receive alerts via SMS and Email that will keep you informed about transactions made on your debit card.

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Insurance Coverage

Type of Insurance

Cover Amount

Details

Air accident

Rs.10 lakhs

Life insurance protection against loss of life due to air accident

Personal accident

Rs.5 lakhs

Life insurance protection against loss of life due to any other accident

Cash in transit liability

Rs.1 lakh

Protection against robbery of money while in transit from the ATM or bank to the destination

Lost card liability

Rs.1 lakh

Protection against misuse in case of lost or stolen debit card

Purchase protection

Rs.25,000

Protection against fraud, misrepresentation, duplication and so on for all your purchases

Lost checked-in baggage

Rs.25,000

Insurance cover in case of loss of baggage that has been checked in

Loss of passport and other travel documents

Rs.10,000

Insurance cover in case of lost passport and any travel-related document

Delay in checked-in baggage

Rs.10,000

Insurance cover for any difficulties faced due to delay in checked-in baggage

Benefits of RBL Bank International Platinum Debit Card

The following is the list of significant benefits of RBL Bank International Platinum debit card:

  1. Ensures cashless shopping using VISA debit cards
  1. Offers safe and secure transactions
  1. Customers can avail themselves of 24x7 customer care facilities regarding any issues related to the card
  1. Provides SMS and email alerts on registered mobile number regarding transaction made using this card
  1. Online shopping is safe using this card
  1. For Card Blocking or assistance, customers can call the bank's Emergency Helpline number
  1. complimentary Visa platinum concierge services can be availed 24x7
  1. at merchant outlets like Lifestyle, Fine Dining, Travel, Health, and Fitness, customers can avail themselves of discounts and cashbacks using this card
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This card also offers other benefits that comes free of cost are:

  1. Purchase Protection Coverage of Rs.25,000
  1. Offers ATM assault and Robbery Coverage of Rs.1
  1. Personal Accident Coverage of Rs.5 lakh
  1. Card Protection Coverage of Rs.1 lakh
  1. Air Accident Insurance coverage of Rs.5 lakh
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RBL Bank International Platinum Debit Card Offers

Offers on your debit card are numerous and fabulous. You can avail any of the following discounts at the merchant store or website by paying for the purchase with your RBL Bank Platinum Debit Card.

Some offers require a Promo Code which can be found on the RBL Bank website. Please check the terms and conditions of the offers to know more about the validity, promo code and other conditions associated with the offer.

Merchant

Discount

Enrich Salon

15%

Joyalukkas

15%

Indiacircus

15%

Travelguru.com

20%

US Pizza

Buy 1 Get 1 Free

The Leather Boutique

15%

Candere.com

15%

Keys Hotel

15%

Awfis.com

Up to 20%

Mylescars.com

20%

Artzolo.com

18%

Four Fountain Spa

Up to 12%

SRL

Up to 50%

Apollo Pharmacy

Up to 15%

How to Apply for RBL Bank International Platinum Debit Card

In order to be eligible for this debit card, you need to open a bank account with RBL Bank.

  1. You can do so by visiting the nearest RBL Bank branch.
  2. You can either download the account opening form online or procure one at the branch.
  3. Submit the duly-filled form along with the documents required.
  4. In your application form, you need to select the debit card you wish to get with the bank account.

Once your bank account is open, RBL Bank will issue your debit card.

Documents Required

To open a savings account with RBL Bank, you need to submit a recent passport photograph along with the following documents:

Any one Address Proof

  1. Utility bill like electricity, phone, and water (not more than 3 months old)
  2. Ration Card
  3. Driving Licence
  4. Insurance Copy
  5. Voter ID
  6. Passport
  7. Any document with your photo on it which has been issued by the Central/State government or any of its departments

Any one ID Proof

  1. Passport (Mandatory for NRIs)
  2. PAN Card
  1. Voter ID
  2. Aadhaar Card
  3. Driving Licence
  4. Any document which has your photo on it and which has been attested by the Central/State government or any of its departments

*RBL Bank may request for more documents at their own discretion

Fees and Charges

Given below are the fees and charges for the RBL Bank International Platinum Debit Card based on the type of account held by the customer:

Prime Edge, Seniors First, Woman's First and Advantage Savings Account

Prime SavingsAccount

Seniors First Savings Account

Prime Edge Savings, Max Savings Account

Women's First Savings Account

Advantage Savings Account

Basic Savings Account

Classic Savings

Annual Fee

Annual Fee is collected in advance within 30 days of opening the account

Rs.400

Rs.400

Rs.200

Rs.500

Free

NA

Rs.400

Optional SMS Service

25 paisa per SMS or Rs.100 per month, whichever is lower

25 paisa per SMS or Rs.100 per month, whichever is lower

25 paisa per SMS or Rs.100 per month, whichever is lower

25 paisa per SMS or Rs.100 per month, whichever is lower

25 paisa per SMS or Rs.100 per month, whichever is lower

25 paisa per SMS or Rs.100 per month, whichever is lower

25 paisa per SMS or Rs.100 per month, whichever is lower

25 paisa per SMS or Rs.100 per month, whichever is lower

Replacement of Lost Card

Rs.50

Rs.50

Rs.50

Rs.50

Rs.50

Rs.50

Rs.50

Rs.50

Replacement of Damaged Card

Free

Free

Free

Free

Free

Free

Free

Free

Transactions at RBL Bank ATM

Free

Free

Free

Free

Free

Free

Free

Free

Cash withdrawal at Other Bank's VISA ATMs

Rs.15

Rs.15

Rs.15

Rs.15

Rs.15

Rs.15

Rs.15

Rs.15

Balance Enquiry at Other Bank's VISA ATMs

Rs.5

Rs.5

Rs.5

Rs.5

Rs.5

Rs.5

Rs.5

Rs.5

Cash withdrawal at Other Bank's VISA ATMs abroad

Rs.125

Rs.125

Rs.125

Rs.125

Rs.125

Rs.125

Rs.125

Rs.125

Balance Enquiry at Other Bank's VISA ATMs abroad

Rs.25

Rs.25

Rs.25

Rs.25

Rs.25

Rs.25

Rs.25

Rs.25

Foreign Currency Mark up

3.5%

3.5%

3.5%

3.5%

3.5%

3.5%

3.5%

3.5%

How to Generate RBL Bank Debit Card PIN

The following are the steps to generate RBL Bank International Platinum debit card PIN:

  1. Login to RBL MoBank App
  1. Click on ‘Manage Your Cards’
  1. Click on ‘Change PIN’
  1. Login to Internet Banking
  1. Click on ‘Request’
  1. Choose ‘Debit Card’
  1. Choose ‘Debit Card PIN set or reset’
  1. Type SMS: PIN (space) last four digits of your Debit Card No.  (space) your Customer ID (space) four digits PIN of your choice 
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Managing Transaction Preferences on RBL Bank Debit Card

Here are the steps to enable or disable transaction preference:

  1. Mobile banking
  1. Login to your mobile banking app MoBank by entering your credentials
  1. Click on ‘Manage Debit Card’
  1. Click on ‘Security Settings’
  1. Internet banking
  1. Log into your internet banking account using your credentials
  1. Click on Requests
  1. Click on ‘Debit Cards’
  1. Click on ‘Debit Card Security Settings’
  1. Visiting branch: Transaction preference for RBL Bank International Platinum debit card can be enabled or disabled by visiting branch by submitting the application form.
  1. Call customer care: Customers can call 022 261156300 from registered mobile number to reach out for enabling or disabling transaction preference.

Setting Your RBL Debit Card PIN via SMS?

Here are the steps to set your RBL Bank International Platinum debit card PIN via SMS service:

  1. Type SMS in the below format:

PIN (space) Last four Digits of Debit card (space) Customer ID or Last four digits of PAN number (space) New four digits PIN

  1. Send the SMS from your registered mobile number to 9223366333
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FAQs on RBL Bank International Platinum Debit Card

  • Can I cancel this RBL Bank International Platinum Debit Card?

    Yes, you can cancel the debit card by requesting the bank to do so at the branch or via the customer care. You can also close your bank account at no charge. If you close your account within 6 months from the date of opening, you will be charged Rs.500.

  • What should I do if I have lost my debit card?

    Inform RBL Bank immediately by calling the customer care service. Your card will be blocked. You can then request for a replacement card at a fee of Rs.50.

  • Where can I find the claims form for insurance under this debit card?

    All claims forms are available on the RBL Bank website. You can also procure a form at an RBL Bank branch.

  • How do I avail the offers and discounts on my debit card?

    To get the discounts or offers available on your debit card, simply inform the merchant that you wish to avail the offer by paying the bill with your RBL Bank debit card. Some offers require a promo code which is available on the RBL Bank website.

About the Author

author

Kankana Mukherjee

Kankana Mukherjee is an engineer and has over 4.5 of experience in content writing. Combining the expertise in financial content writing achieved in her 2 years association with BankBazaar, and a knack for clear and engaging content, Kankana simplifies complex financial concepts and offers practical insights to help readers make informed decisions and achieve financial success.

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