RBL Bank, formerly known as Ratnakar Bank Limited founded in 1943 that offers multiple banking services that includes savings account, current account, deposits, credit cards, debit cards, and other.
The Platinum Debit Card offered by RBL Bank has a plethora of benefits offered to make any customer happy. The card is designed to cater to high spenders with enhanced withdrawal and purchase limits, along with unlimited free transactions across the world and cash withdrawals up to Rs.1 lakh per day.
The card is valid anywhere in the world so it is also suitable for those who like to travel. The debit card also comes with complimentary insurance to give you peace of mind knowing you and your loved ones are financially protected. Upon subscribing for this debit card, you will be entitled to receive welcome gifts offered by RBL Bank. Upon opening your RBL Bank account, vouchers worth Rs.2,500 will be sent to your registered email ID within 45 days.
The following is the list of significant features of RBL Bank international Platinum debit card:
ATM Access
You will have access to unlimited free transactions at any ATM across India. You can withdraw up to Rs.1 lakh per day.
Purchase
You can use your card to shop for up to Rs.2 lakhs per day.
Global Usage
Travel the world with your RBL Bank International Platinum card. The card is enabled for international use and is accepted at ATMs and retail outlets that accept MasterCard all around the world. The card is enabled for international use and accepted at ATMs and retail outlets that accept MasterCard worldwide.
Instant PIN
To set your PIN, you simply need to send an SMS to RBL Bank from your registered mobile number.
PINlast 4 digits of your debit card numberCustomer IDPIN of your choice to 9223366333. Once you have set your PIN, you can activate it by using it at any ATM.
Complimentary Insurance
You will receive complimentary insurance against a host of events such as air accident, personal accident, lost card, purchase protection and so on.
Online Transactions
You can use your card to shop online or carry out other financial transactions. Sign up for MasterCard SecureCode or use an OTP to ensure your transaction is safe.
Security
Your card has enhanced security features such as an EMV chip + PIN which provides an extra layer of security.
Alerts
You will receive alerts via SMS and Email that will keep you informed about transactions made on your debit card.
Insurance Coverage
Type of Insurance | Cover Amount | Details |
Air accident | Rs.10 lakhs | Life insurance protection against loss of life due to air accident |
Personal accident | Rs.5 lakhs | Life insurance protection against loss of life due to any other accident |
Cash in transit liability | Rs.1 lakh | Protection against robbery of money while in transit from the ATM or bank to the destination |
Lost card liability | Rs.1 lakh | Protection against misuse in case of lost or stolen debit card |
Purchase protection | Rs.25,000 | Protection against fraud, misrepresentation, duplication and so on for all your purchases |
Lost checked-in baggage | Rs.25,000 | Insurance cover in case of loss of baggage that has been checked in |
Loss of passport and other travel documents | Rs.10,000 | Insurance cover in case of lost passport and any travel-related document |
Delay in checked-in baggage | Rs.10,000 | Insurance cover for any difficulties faced due to delay in checked-in baggage |
The following is the list of significant benefits of RBL Bank International Platinum debit card:
This card also offers other benefits that comes free of cost are:
Offers on your debit card are numerous and fabulous. You can avail any of the following discounts at the merchant store or website by paying for the purchase with your RBL Bank Platinum Debit Card.
Some offers require a Promo Code which can be found on the RBL Bank website. Please check the terms and conditions of the offers to know more about the validity, promo code and other conditions associated with the offer.
Merchant | Discount |
Enrich Salon | 15% |
Joyalukkas | 15% |
Indiacircus | 15% |
Travelguru.com | 20% |
US Pizza | Buy 1 Get 1 Free |
The Leather Boutique | 15% |
Candere.com | 15% |
Keys Hotel | 15% |
Awfis.com | Up to 20% |
Mylescars.com | 20% |
Artzolo.com | 18% |
Four Fountain Spa | Up to 12% |
SRL | Up to 50% |
Apollo Pharmacy | Up to 15% |
In order to be eligible for this debit card, you need to open a bank account with RBL Bank.
Once your bank account is open, RBL Bank will issue your debit card.
To open a savings account with RBL Bank, you need to submit a recent passport photograph along with the following documents:
Any one Address Proof
Any one ID Proof
*RBL Bank may request for more documents at their own discretion
Given below are the fees and charges for the RBL Bank International Platinum Debit Card based on the type of account held by the customer:
Prime Edge, Seniors First, Woman's First and Advantage Savings Account | Prime SavingsAccount | Seniors First Savings Account | Prime Edge Savings, Max Savings Account | Women's First Savings Account | Advantage Savings Account | Basic Savings Account | Classic Savings | |
Annual Fee | Annual Fee is collected in advance within 30 days of opening the account | Rs.400 | Rs.400 | Rs.200 | Rs.500 | Free | NA | Rs.400 |
Optional SMS Service | 25 paisa per SMS or Rs.100 per month, whichever is lower | 25 paisa per SMS or Rs.100 per month, whichever is lower | 25 paisa per SMS or Rs.100 per month, whichever is lower | 25 paisa per SMS or Rs.100 per month, whichever is lower | 25 paisa per SMS or Rs.100 per month, whichever is lower | 25 paisa per SMS or Rs.100 per month, whichever is lower | 25 paisa per SMS or Rs.100 per month, whichever is lower | 25 paisa per SMS or Rs.100 per month, whichever is lower |
Replacement of Lost Card | Rs.50 | Rs.50 | Rs.50 | Rs.50 | Rs.50 | Rs.50 | Rs.50 | Rs.50 |
Replacement of Damaged Card | Free | Free | Free | Free | Free | Free | Free | Free |
Transactions at RBL Bank ATM | Free | Free | Free | Free | Free | Free | Free | Free |
Cash withdrawal at Other Bank's VISA ATMs | Rs.15 | Rs.15 | Rs.15 | Rs.15 | Rs.15 | Rs.15 | Rs.15 | Rs.15 |
Balance Enquiry at Other Bank's VISA ATMs | Rs.5 | Rs.5 | Rs.5 | Rs.5 | Rs.5 | Rs.5 | Rs.5 | Rs.5 |
Cash withdrawal at Other Bank's VISA ATMs abroad | Rs.125 | Rs.125 | Rs.125 | Rs.125 | Rs.125 | Rs.125 | Rs.125 | Rs.125 |
Balance Enquiry at Other Bank's VISA ATMs abroad | Rs.25 | Rs.25 | Rs.25 | Rs.25 | Rs.25 | Rs.25 | Rs.25 | Rs.25 |
Foreign Currency Mark up | 3.5% | 3.5% | 3.5% | 3.5% | 3.5% | 3.5% | 3.5% | 3.5% |
The following are the steps to generate RBL Bank International Platinum debit card PIN:
Here are the steps to enable or disable transaction preference:
Here are the steps to set your RBL Bank International Platinum debit card PIN via SMS service:
PIN (space) Last four Digits of Debit card (space) Customer ID or Last four digits of PAN number (space) New four digits PIN
Yes, you can cancel the debit card by requesting the bank to do so at the branch or via the customer care. You can also close your bank account at no charge. If you close your account within 6 months from the date of opening, you will be charged Rs.500.
Inform RBL Bank immediately by calling the customer care service. Your card will be blocked. You can then request for a replacement card at a fee of Rs.50.
All claims forms are available on the RBL Bank website. You can also procure a form at an RBL Bank branch.
To get the discounts or offers available on your debit card, simply inform the merchant that you wish to avail the offer by paying the bill with your RBL Bank debit card. Some offers require a promo code which is available on the RBL Bank website.
Kankana Mukherjee is an engineer and has over 4.5 of experience in content writing. Combining the expertise in financial content writing achieved in her 2 years association with BankBazaar, and a knack for clear and engaging content, Kankana simplifies complex financial concepts and offers practical insights to help readers make informed decisions and achieve financial success.
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