PNB Rupay Select Debit Card - Usage, Fees, and Rewards Overview
The PNB Rupay Select Debit Card is a premium offering from Punjab National Bank (PNB) in collaboration with Rupay, India’s domestic card payment network.
This PNB Rupay Select Debit Card offers lots of exclusive benefits, including reward points, cashback offers, travel privileges, and enhanced security features. Whether you are shopping online, or traveling abroad, the PNB Rupay Select Debit Card ensures a seamless transaction and rewarding banking experience.
Features of PNB Rupay Select Debit Card
The following are the features of PNB Rupay Select Debit Card:
- Contactless Payments: Supports NFC-enabled transactions for quick and secure payments.
- Wide Acceptance: Accepted at all Rupay-enabled ATMs, POS terminals, and online platforms.
- Enhanced Security: Comes with EMV chip and PIN protection for secure transactions.
- Insurance Cover: Offers accidental insurance coverage for cardholders.
- Reward Points: Earn reward points on every transaction, redeemable for exciting gifts and vouchers.
- Digital Integration: Compatible with mobile wallets and UPI for seamless digital payments.
Benefits of PNB Rupay Select Debit Card
The PNB Rupay Select Debit Card offers several benefits. Here are the key advantages:
- Exclusive Discounts: Avail discounts on shopping, dining, and entertainment through Rupay’s partner merchants.
- Lounge Access: Enjoy complimentary access to airport lounges across India.
- Cashback Offers: Regular cashback offers on online and offline transactions.
- Fuel Surcharge Waiver: Get a waiver on fuel surcharges at selected petrol pumps.
- Global Usage: Use the card for international transactions (where Rupay is accepted).
- Zero Liability: Protection against fraud transactions if reported on time.
Lounge Access of PNB Rupay Select Debit Card
The PNB Rupay Select Debit Card offers complimentary access to airport lounges across India. Cardholders can enjoy:
- Free access to over 1,000 lounges worldwide.
- Complimentary snacks and beverages at selected lounges.
- A relaxed travel experience before your flight.
How to Apply Online for PNB Rupay Select Debit Card
You can easily get PNB Rupay Select Debit Card by following the steps given below:
- Visit PNB’s official website
- Log in with your credentials
- Select the Rupay Select Debit Card option
- Fill the application form with necessary details such as account number, personal information, and card variant
- Review the details and submit the application
- The PNB debit card will be dispatched to your registered address within seven to 10 working days.
Fee Structure of PNB Rupay Select Debit Card
Below you can find the fee structure as follows:
Fee Type | Amount (INR) | Remarks |
Joining Fee | Rs.500+GST | One-time fee at the time of card issuance |
Annual Maintenance Fee | Rs.500+GST | Charged annually for card maintenance |
Card Replacement Fee | Rs.100+GST | Applicable if the card is lost, or damaged and needs replacement |
Cash Withdrawal Fee | Free at PNB ATMs | Charges may apply for non-PNB ATMs as per bank rules |
Foreign Currency Markup | 2% of transaction | Applicable on international transactions |
GST | 18% | Applicable to all fees and charges. |
FAQs on PNB Rupay Select Debit Card
- What is the PNB Rupay Select Debit Card?
It is a premium debit card offered by Punjab National Bank in collaboration with Rupay, providing exclusive benefits like lounge access, rewards, and discounts.
- How can I check my reward points?
You can check your reward points by logging into PNB’s internet banking or mobile app, or by contacting customer care.
- Is there a fee for lounge access on PNB Rupay Select Debit Card?
No, lounge access is complimentary, but it is limited to a certain number of visits per quarter or year.
- Can I use this card for international transactions?
Yes, the card can be used for international transactions where Rupay is accepted.
- Are there any cashback offers on this card?
Yes, the card offers regular cashback on select transactions. Check PNB’s website for ongoing offers.
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