Kotak Bank Business Class Gold Debit Card - Features & Charges

Experience convenience like never before with the Kotak Business Class Gold debit card and transform the way you transact. This debit card has been curated to offer you not only the most exclusive offers, deals and discounts but also to provide you unparalleled convenience of making quick and hassle free payments.

Widely accepted worldwide, Kotak Business Class Gold comes with a host of handpicked features like complimentary insurance covers, high transaction limits, fuel surcharge waiver and many more such.

Features & Benefits of Kotak Mahindra Business Class Gold Debit Card

1. Widely Accepted
   1. The Kotak Mahindra Debit Card is widely accepted not only at national and international merchant locations for POS transactions but also at ATM worldwide in India and abroad. Carry out transactions with ease wherever you go.
2. Magnetic Strip & Chip Based Card for Enhanced Security
   1. The Business Class Gold is available not only in a Chip based but also a Magnetic Strip based variant. This allows you to have flexibility and also enhanced security in making payments at online at e-commerce websites and merchant establishments.
3. Daily High Transaction Limits
   1. Enjoy high transactions limits on your debit card like never before
   2. Purchasing Limit: Rs. 2,50,000 and 
   3. ATM Withdrawal Limit: Rs. 50,000.
   4. Purchasing Limit: Kotak Edge / Pro / Elite is Rs. 2,50,000 and Kotak Ace / Astra is Rs. 3,00,000
   5. ATM Withdrawal Limit : Kotak Edge / Pro / Elite is Rs. 50,000 and Kotak Ace / Astra is Rs. 1,50,000
4. Complimentary Insurance Cover
   1. Stay protected wherever you go as the business Class Gold debit card provides you with a variety of complimentary insurance covers.
   2. With this card, you are entitled to Purchase Protection Limit and Lost Baggage Insurance cover, each up to the amount of Rs 1,00,000.
   3. You also get Lost Card Liability cover worth Rs. 2,50,000 and
   4. Air Accident Insurance cover worth up to Rs 20,00,000.
5. Avail Exciting Offers & Discounts
   1. As a Business Class Gold Debit Card holder, you are privy to a world of offers, discounts, deals and much more on a spectrum of categories like dining, apparel, lifestyle, travel, wellness, health, fitness and much more.
   2. Avail offers from top brands and retailers like Kenneth Cole, Pepperfry, ZoomCar, Freecharge, GoIbibo, Urban Ladder, INOX Cinemas, Cleartrip, Kaya Skin Clinic, National Geographic Magazine and many more.
6. Fuel Surcharge Waiver
   1. With the rising price of fuel, it has become a major expense in an individual's budget. With the Business Class Gold debit card, you get waiver on your fuel surcharge, currently levied at the rate of 2.5%. Over time, it can help you make considerable savings on fuel expenses.
7. Global Customer Assistance Service (GCAS) -
   1. The Business Class Gold is a Visa debit card which also allows you the exclusive access to avail the 24 hours Visa Global Customer Assistance Service, any time the need arises.
   2. The customer assistance service can be contacted any time if you wish to report the loss or theft of your Visa debit card, need an emergency debit card replacement or want to make any other miscellaneous car related queries.
   3. Customer Contact Centre at 0091 22 6600 6022 (24/7)