Karnataka Bank Visa Gold Debit Card

  The Karnataka Bank Visa Gold Debit Card offers a blend of convenience, security, and premium features tailored for modern banking needs. Whether you're shopping online, withdrawing cash, or enjoying exclusive offers, this debit card is designed to enhance your financial experience in India and abroad. 

Note: Gold card variant are not being issued now, But existing customer can avail other variant of cards issued by the bank after expiring of the existing Gold Card.

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Features & Benefits of Karnataka Bank Visa Gold Debit Card

  1. High Daily Transaction Limit
    1. This debit card offers you high transaction limits, whether it is for withdrawing cash or making purchases at any POS terminal.
    2. You get a daily ATM cash withdrawal limit of Rs 60,000 and a daily POS transaction / purchase limit of Rs 1,50,000, subject to the balance maintained in your account.
  2. Access to Exclusive Offers & Discounts
    1. As a KBL Debit Card holder, you are privy to some of the most exciting offers, deals and discounts which are offered by KBL in association with VISA.
    2. Currently KBL brings you an exclusive offer in association with Freecharge, India's most popular mobile recharge app.
    3. Every time you use your atm Card to recharge your post-paid or prepaid mobile connection, data card, DTH payment, Utility Bill payment or your Metro Card, you are entitled to a 10% cash back on the same.
    4. This offer is applicable not only for purchases made on the Freecharge website but also for purchases made on the Freecharge mobile app.
  3. Zero Lost Card Liability
    1. With incidents of card related fraud on the rise, it has become very important for your card to be protected from misuse if it falls into the wrong hands. This is why your KBL MoneyPlant Visa Gold debit card features the Zero Lost Liability Feature.
    2. This feature basically protects you, as a card holder, from any loss or liability which may arise following the loss/theft of your card and consequent fraudulent and unauthorized transactions or purchases which may be made with the card, without the card holder's knowledge.
  4. Widely Accepted
    1. One of the most beneficial features of this debit card is that it allows you to make purchases and withdraw money at a large number of POS terminals and ATMS.
    2. Currently, it will allow you to withdraw cash from over 1 lakh ATMS and make purchases at over 10 lakh merchant establishments.
  5. Round The Clock Emergency Helpline
    1. It often happen that you may lose your card or have any card related query which you would like resolved before using your card for a certain transaction. To take care of any of your card related queries, KBL has set up a special 24 hour Emergency Helpline. This helpline is equipped to provide you any assistance or resolve any queries related to the services provided by your debit card.
  6. Multiple Functions and Purposes
    1. It gives you the advantage having instant access to the funds at the time if need. With this card, you can easily make ATM cash withdrawals and also pay for purchases made at Visa enabled Point of Sale terminals. 
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Fees & Charges of KBL Visa Gold Debit Card

Following is the schedule of charges associated with the KBL MoneyPlant Visa Gold Debit Card.

Particulars

Charges Applicable

Re-issue of Card

Rs 100

Re-generation of PIN

Rs 100

Making Purchases at Petrol Stations

Surcharge of 2.5% on transaction amount or Rs 10, whichever amount is higher.

Purchasing Railway tickets

Surcharge of Rs 2.5% is levied on transaction amount.

Transactions at Shared ATMs

Cash Withdrawals - Domestic ATMs

5 cash withdrawals / per month allowed, free of charge. Beyond free limit, Rs 20 will be levied per transaction.

Balance Enquiry - Domestic

Free of Charge

Cash Withdrawal - International

Rs 100 / per transaction (incl. Tax)

Balance Enquiry - International

Rs 25 / per transaction (incl. Tax)

FAQs on KBL Gold Debit Card

  • What are the daily transaction limits allowed on the KBL Visa Gold debit Card?

    This debit card offers you high transaction limits, whether it is for withdrawing cash or making purchases at any POS terminal. You get a daily ATM cash withdrawal limit of Rs 60,000 and a daily POS transaction / purchase limit of Rs 1.50,000.

  • Are there any charges levied on purchase of fuel with the KBL Gold Debit Card?

    Yes, a surcharge at the rate of 2.5% will be levied on the purchase of fuel. This surcharge will be levied in the value of fuel purchased.

  • How much cashback do I get on recharging via the Freecharge web app or mobile app?

    Every time you use your KBL MoneyPlant Visa Gold Debit Card to recharge your post-paid or prepaid mobile connection, data card, DTH payment, Utility Bill payment or your Metro Card, you are entitled to a 10% cash back on the same.

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