ICICI Bank MasterCard World Debit Card
ICICI Bank has introduced a special international debit card, ICICI Bank MasterCard World Debit Card, that offers special discounts, rewards, and other conveniences.
From fuel surcharge waiver and complimentary insurance feature to high withdrawal and online transaction limit, the debit card provides various attractive features to the card users. Here are some more details that you need to know about ICICI Bank MasterCard World debit card.
Features and Benefits of ICICI Bank MasterCard World Debit Card
The following is the list of features and benefits of ICICI Bank MasterCard World debit card:
- Airport Lounge Access:
Per quarter a maximum of two free access per card will be offered by ICICI Bank MasterCard World debit card at the participating airport lounges.
- Online transactions:
The card offers Rs.7.50 lakh as online transaction limit per day and the card can be used for various online transactions, such as paying utility bills, buying movie or travel tickets, and many more.
- High withdrawal limit:
The withdrawal and transaction limit for the savings account holders for this card is given below:
Type of transactions | Daily cash withdrawal at ATM | Purchase limit (per day) |
Domestic | Rs.1 lakh | Rs.7.50 lakh |
International | Rs.2 lakh | Rs.2.50 lakh |
Note: The cash withdrawal limit at ATM for domestic and international transactions for current account holders is Rs.2 lakh.
- Fuel surcharge waiver:
For fuel purchased at selected Government fuel outlets, card holders can avail themselves of fuel surcharge waiver for the transactions done on ICICI Bank swipe machines.
- Rewards:
On spending every Rs.200 using this card, cardholders will earn two ICICI Bank rewards on transactions, such as utilities, insurance premium, government payments, fuel, and many more.
- Insurance:
Cardholders can also avail themselves of the complimentary insurance feature linked with the savings account.
- Zero Liability Protection:
Provides protection against unauthorised purchase or loss, theft or misplacement, if reported within 30 days of loss or misuse by calling the customer care center.
- Itemised billing:
Allows users to track their spendings on ICICI Bank MasterCard World debit card and provides them with merchant name, transaction amount, and transaction date.
- Better tracking system:
Provides SMS alert on transactions made by the user using their ICICI Bank MasterCard World debit card.
Fees and Charges
The fees and charges related to ICICI Bank MasterCard World Debit Card is given in the table below:
Debit Card Services Charges | Charges (Excluding GST) |
Card replacement Fee | Rs.200 per instance |
Foreign currency Mark-up Fee | 3.50% of transaction amount |
ATM Balance Enquiry charges from ATMs outside India | Rs.25 |
ATM withdrawal charges from ATMs outside India | Rs.125 plus 3.50% Currency Conversion Charges |
Fee for Redemption Handling |
|
Fuel Surcharge | Fuel surcharge waiver applicable on following conditions, such as:
|
EMI Processing Fee on Debit Card | Rs.199 plus Goods and Services Tax (GST) applicable. Note: Processing fees are non-refundable. |
Fee on debit card for EMI payment in cash at branches | Rs.100 per instances |
How to Activate ICICI Bank MasterCard World Debit Card?
To activate your ICICI Bank MasterCard World debit card follow the below given procedures:
- Visit the official website of ICICI Bank
- Log into the internet banking account using your User ID and password
- Navigate to the ‘Generate PIN’ option and click on ‘Generate Now’
- Enter the 16-digit ATM card number and the CVV number mentioned on the back of your card
- Enter the above details to obtain the OTP
- Enter the OTP received on your registered mobile number
- Set 4-digit debit card PIN
- Once PIN is generated, your card is activated, and you can use it for cash withdrawals and other transactions.
FAQs on ICICI Bank MasterCard World Debit Card
- Does MasterCard World debit card have lounge access?
Yes, ICICI bank MasterCard World debit card offers two airport lounge access at zero cost per quarter.
- How can I find out when my debit card was issued to me?
The validity period of your ICICI Bank MasterCard World debit card is mentioned on the front of the card in ‘MM/YY’ format as ‘Valid From’ which is the issuing date of the card.
- Is it possible to change the limits on my ICICI Bank MasterCard World debit card?
Yes, you can change the withdrawal or transaction limits on your ICICI Bank MasterCard World debit card either by visiting the nearest bank’s branch or calling the customer care number from your registered mobile number and request for change in card limits.
- Can I track the status of my ICICI Bank MasterCard World debit card?
Yes, you can track the status of your ICICI Bank MasterCard World debit card by either logging into the internet banking account, or logging into the iMobile application.
- How can I check if my debit card is eligible for airport lounge access or not?
You can check by visiting the bank’s official website and navigate to the ‘Product’ option. Click on ‘Cards’ then on ‘Debit Card’ and select your debit card.
- Do I need to pay any charges for using my debit card for retail or online transactions?
No, you need to pay any charges for using your debit card for retail or online transactions.
- Can I avail myself of a fuel surcharge waiver on my ICICI Bank MasterCard World debit card?
Yes, fuel surcharge waiver can be availed by you on your ICICI Bank MasterCard World debit card only at selected government petrol pumps on using your card at ICICI Bank payment terminals only.
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