HDFC Bank RuPay Premium Debit Card

The card protects you with a Permanent Disability/ Personal Accidental Death cover which is worth upto Rs. 2 lacs. RuPay Debit Card is designed for use at indian websites, indian merchant outlets and ATMs.

It is not meant for international use, thus if you are looking for a card which can be used internationally you must go to a branch of the bank and ask for a Visa / MasterCard Debit Card.

Features and Benefits of RuPay Premium Debit Card - HDFC Bank

1. RuPay Premium Debit Card comes with a daily withdrawal limit of Rs 25,000 and shopping limit at POS & merchant outlets of Rs 1.25 Lakhs
2. When you pay your Utility Bills with the card, you will be getting a 5% CashBack. Up to Rs 50 per month can be accumulated as cashback under this feature. You will be receiving the cashback in a month's time.
3. Zero Fuel Surcharge: No matter where you fill fuel, as long as you pay for it using this Debit Card, you will be getting it reversed in a month's time. (Up to Rs 75 per month). The feature is only valid for fuel filled in India. Also, the transaction value should be a minimum of Rs. 300.
4. These are the Exclusive Offers that you will receive as a RuPay Premium Debit Card holder:
   1. Welcome Vouchers at Cafe Coffee Day.
   2. Merchant Discounts at Cafe Coffee Day and IRCTC bookings. Visit the official website for more details.
5. Permanent Disability Insurance / Personal Accidental Death by road/air/rail worth Rs. 2 lacs. One of the conditions for card holders to make this claim is that the card should have been used a minimum of one time for any transaction in the previous 30 days of the event.
6. Pay online: Everything from paying utility bills, booking movie tickets, online shopping etc, can done using the HDFC Bank RuPay Premium Debit Card. It's both convenient and extremely safe thanks to the added security of RuPay Premium PaySecure
7. Zero Liability Protection: In case your card is stolen/misplaced, and there has been a fraudulent transaction on it, you will not have any liability for it. However, this means that the card should have been reported missing within 30 days. Further, only Point-Of-Sale (POS) transactions will be covered, and not the ATM/ NetSafe /Online Debit Card transactions. Each card will have a maximum liability of Rs 1 lakh. For the claim to be accepted, the card should have been used at least one time within 6 months of making the claim.
8. Airport Lounge Access will give access to all RuPay Premium Debit Card holders access to lounges in 27 airport lounges. All you have to do is present the card, make a nominal transaction fee of Rs. 2 and enter the valid PIN for the transaction to be completed.
9. Concierge Facility is available to all card holders throughout India. The service is available 24x7 in Hindi or English. The charges will be communicated according to what you need. The following services are included:
   1. Gift Delivery Assistance
   2. Flower Delivery Assistance
   3. Restaurant Referral and Arrangement
   4. Courier Service Assistance
   5. Car Rental and Limousine Referral and Reservation Assistance
   6. Golf Reservations
   7. Movie ticket sourcing Assistance
   8. Car Rental and Sight Seeing Assistance
   9. IT Return Assessment and filling assistance
   10. Investment Consultancy
   11. Insurance Consultancy