HDFC Bank EasyShop Debit Card
HDFC's EasyShop Debit Card is one of the many debit cards that the bank offers. The card is furnished with Card Security so that in the event of your card being stolen/misplaced, you will be protected.
What is HDFC Bank EasyShop Debit Card?
The HDFC EasyShop Platinum Debit Card offers various benefits such as insurance coverage, rewards, cashback, and lounge access. The standard advantages of a debit card include increased limits, EMI purchases, and cash withdrawal.
Note: The new issuance of Easyshop Debit Cards has been discontinued. The fees will be based on the new debit card variant and eligibility. The customer will receive the same variant in the event of reissuance or renewal.
Features and Benefits of HDFC Bank EasyShop Debit Card
- HDFC's EasyShop Debit Card has a daily withdrawal limit of Rs. 25,000 and shopping limit of Rs. Rs.2.75 lakh at merchant establishments.
- The EasyShop Debit Card facilitates fast and secure contactless payments at retail outlets.
- When you pay for fuel using the EasyShop Debit Card at any of the select BPCL Fuel Stations. This feature can be of great help in these times of rising fuel prices. Up to Rs. 750.00 can be availed each month with this feature.
- Stay on top of your transactions with the Mobile Phone Alerts which send your messages every time there is a transaction on your card.
- No matter where in the world you are, EasyShop Debit Card holder will be assured to get the support of the very efficient team at Visa and MasterCard.
- If your card has been stolen/lost and you have reported it within 30 days, you will not have any liability in the event of any fraudulent Point of Sale transactions on the same EasyShop Debit Card.
- All your transactions online (online shopping and bill payments) are ensured to be completely safe thanks to the Verified by Visa/ MasterCard Secure Code service.
Eligibility Criteria for EasyShop Debit Card - HDFC Bank
Both NREs and Residents can apply for this debit card.
Indian Residents should be having any of the following to be eligible for this debit card:
- Savings Account
- Loan Against Shares Account (LAS)
- SuperSaver Account
- Salary Account
- Current Account
Fees and Charges for EasyShop Debit Card
The fees and charges associated with the EasyShop Debit Card are mentioned in the table below:
Type of Charge | Fee |
Annual Fee | Rs.150 plus taxes |
Reissuance/Replacement Fee | Rs.200 plus taxes |
Usage Fee | Railway Station: Rs.30 per ticket + 1.8% of the transaction amount IRCTC: 1.8% of the transaction amount |
ATM Pin Generation | NIL |
How to apply for an EasyShop Debit Card?
If you are already a HDFC Bank Account holder, you just need to download the application form for the HDFC Debit Card, get a print-out of it and fill it in with your details.
- You can download the application form from the official HDFC Bank page.
- You must submit the duly filled form a branch of HDFC Bank. That's it! Once processed, you will receive your card in the mailing address provided.
If you don't have a HDFC Account, then you must download the Account Opening form, get a print-out of it, and fill in your information. Since this form includes the EasyShop Debit Card application, you do not need to fill out an additional form for the card. Once filled out, you must take the form to a branch of HDFC Bank in order to complete the process.
Another option is to get an Insta Debit Card which is available for this variant of Debit Card. You can just walk into a branch of HDFC and collect the Insta Debit Card and PIN. You must have a valid ID proof and cancelled cheque leaf on you when you go to the bank to get the card. It will take one working day for the card to be activated.
FAQs on EasyShop Debit Card
- Will I be charged for ATM PIN generation?
No, there are no charges for ATM PIN generation.
- What is the transaction limit for this card?
The ATM withdrawal limit on this card is Rs. 2.75 Lakh per day. The shopping limit is Rs. 1,25,000 at merchant establishments .
- What should I do in the case of a void transaction?
If there has been a void transaction, you just need to fax a copy of the void transaction slip to HDFC. You have the option of sending it to one of the PhoneBanking numbers or to a branch of the bank. You can email the same to the bank as well.
- Where all can I use the EasyShop International Debit Card?
You can use the debit card at any of the HDFC Bank ATMs. At merchant outlets just look out for the Visa logo as they will all accept this particular debit card. In the case of ATMs, as long as they display a Visa or PLUS logo, you can use this debit card for transactions.
- Will I be charged for using my debit card in non-HDFC ATM in a foreign country?
Yes. You will be charged Rs. 25 + taxes per Balance Enquiry as well as Rs. 125 + taxes per Cash Withdrawal.
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