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Bank of Baroda Visa Platinum DI Debit Card

Headquartered in Vadodara, Bank of Baroda was founded in 1908. It is one of the major public sector banks in India. The bank provides various services like net banking, personal loans,credit cards, etc. One such service is debit cards. One of the most famous debit cards offered by Bank of Baroda is visa platinum DI debit card.

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The Bank of Baroda visa platinum DI debit card uses Near Field Communication (NFC) technology, which eliminates the need to dip the debit card at the point of sale. Instead, to make a transaction at a POS, the cardholder just taps the card over the designated POS terminals (capable of taking contactless cards).

Benefits of Bank of Baroda Visa Platinum DI Debit Card

The various benefits of Bank of Baroda visa platinum DI debit card are -

  1. Bank of Baroda visa platinum DI debit cards are accepted widely.
  2. Users can withdraw cash 24/7 with the Bank of Baroda visa platinum DI debit card.
  1. Users can do domestic and international transactions with this card.
  2. The quick tapping feature makes it easier to shop with this card.

Features of Bank of Baroda Visa Platinum DI Debit Card

The various features of Bank of Baroda Visa Platinum DI Debit card are mentioned below -

  1. The card provides a daily cash withdrawal limit of Rs.50,000 from ATM.
  1. The card provides a daily purchase limit of Rs.2,00,000 to its users.
  2. At the point of sale, contactless transactions up to Rs.5,000 can be made without a PIN.
  3. The Bank of Baroda atm card is usable for domestic as well as international transactions.
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Bank of Baroda Visa Platinum DI Debit Card Eligibility Criteria

The eligibility criteria of Bank of Baroda Visa Platinum DI Debit Card are -

  1. The applicant should be 18 years old and above
  2. The applicant should have a savings or current account with the bank

Documents Required for Bank of Baroda Visa Platinum DI Debit Card

The documents required to open the Bank of Baroda Visa Platinum DI debit card are -

  1. Identity proof (Aadhaar card, PAN card, passport, driving license, etc.)
  1. Address proof (Aadhaar card, ration card, voter ID, passport, etc.)
  2. Passport size photographs
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How to Apply for Bank of Baroda Visa Platinum DI Debit Card

Follow the steps mentioned below to apply for Bank of Baroda Visa Platinum DI debit card -

Step 1: Contact your nearest Bank of Baroda branch.

Step 2: Open a savings/current account with the bank, if you don’t have one.

Step 3: Fill in the application for the debit card and submit it with all the required documents at the bank.

Step 4: When you submit your application, you will receive your Insta Debit Card and PIN (Personal Identification Number).

Step 5: If a named Debit Card is used, the card will be sent to the customer's home address. The PIN must be obtained from the relevant Branch.

Step 6: 24 hours after receiving the card, the consumer must activate it by using an ATM of Bank of Baroda to withdraw cash.

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Bank of Baroda Visa Platinum DI Debit Card Dos and Don’ts

The various dos and don’ts of Bank of Baroda visa platinum DI debit card are given below -

Dos

Don’ts

  1. Make sure to change your PIN frequently.
  2. Use your debit card at an ATM to activate it first.
  3. Only once the card has been activated at an ATM can it be used for POS or online purchases.
  4. When making purchases at a POS, always make sure your card is used in your presence and that you input the PIN for authentication stealthily.
  5. To prevent suspicions of fraudulent activities in your account, register your cellphone number with the bank and sign up for SMS alerts
  6. Check your account statements frequently.
  7. Check the validity of any emails and links you claim to get from your social networking site.
  8. Before throwing away your card once it expires or your account is closed, cut it into four pieces by going through the magnetic stripe. 
  1. Never give anyone your debit card.
  2. If you need to give up the card, you can ask for its closure and then give it to bank representatives once it has been destroyed.
  3. Using Baroda BOB World (Mobile Banking), Bob World Internet (Internet Banking), IVR, or WhatsApp Banking, you can easily block a card.
  4. Do not save a written copy of the PIN anywhere that could be used to aid its misuse by someone.
  5. Even if it appears to be coming from Bank of Baroda, never give out your card or PIN information over email links, phone calls, or bank officials.
  6. It should be highlighted that the Bank will never ask you for such information.
  7. Don't disregard transaction warnings sent to you via SMS.
  8. Never write your PIN on the card itself or the card's cover.
  9. Stay away from posting personal information like your address, phone number, email address, licence number, Aadhaar number, place of birth, where you will be on any given day, the names of your children's schools and family information. 

Conclusion 

The Bank of Baroda Visa Platinum DI debit card is a great debit card that provides its users with various features and benefits. If you want to get a visa platinum DI debit card, then contact your nearest Bank of Baroda branch now.

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FAQs on Bank of Baroda Visa Platinum DI Debit Card

  • What is the daily withdrawal limit of Bank of Baroda visa platinum DI debit card?

    The daily withdrawal limit of Bank of Baroda visa platinum DI debit card is Rs.50,000 from ATM.

  • What is the daily purchase limit with the Bank of Baroda visa platinum DI debit card?

    The daily purchase limit with the Bank of Baroda visa platinum DI debit card is Rs.2,00,000.

  • Do I need to have a savings/current account to apply for a Bank of Baroda visa platinum DI debit card?

    Yes, you need to have a savings/current account with Bank of Baroda to apply for the visa platinum DI debit card.

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