Bank of Baroda MasterCard Gold Debit Card
Bank of Baroda caters to its premium customers who have higher requirements by offering the MasterCard Gold Debit Card. With this card, customers are granted higher cash withdrawal limits.
The debit card is accepted at any merchant outlet or ATM that bears the MasterCard logo. Customers can also use the card to carry out online transactions and purchases.
Features and Benefits of Bank of Baroda MasterCard Gold Debit Card
- Spend limits are extended up to Rs.1 lakh per day.
- Can be use at more than 6,900 BOB ATMs and more than 1.18 lakh ATMs of 66 member banks of NFS (National Financial Switch) in India.
- Cash withdrawals at ATMs are capped at Rs.50,000 per day.
- The card can be used for dining, shopping, and travelling expenses.
- The card is enabled for online usage.
- The card is PIN based so the customer must verify the transaction with the PIN.
- Card to card fund transfers at ATMs.
How to Apply for Bank of Baroda MasterCard Gold Debit Card
To apply for this debit card, you need to open a savings account or current account with Bank of Baroda. Based on your income/expected turnover, Bank of Baroda will determine if you are eligible for this card.
- To apply, you can download the "account opening" form on the Bank of Baroda website, or procure one at a bank branch.
- You need to fill in your details.
- To apply for the debit card, you need to check the box "BOB card".
- You need to enter the name in which you would like the debit card to be issued.
- Submit the duly filled form to Bank of Baroda along with the KYC documents required.
- Once your bank account is opened, your debit card and PIN will be issued.
Documents Required for MasterCard Gold Debit Card
You need to submit one latest identification with photograph:
- Voter's ID
- Passport (Mandatory for NRI)
- Driving Licence
- PAN card
- Government ID card
- Identity Card or confirmation from employer
- Letter from recognized public authority or public servant
- Confirmation letter from other bank
- Any other document with photograph acceptable to the Bank of Baroda
- Married women may submit any proof of identity with the maiden name provided it is backed by a certified true copy of marriage certificate
You need to submit one address proof:
- Driving license
- Passport
- Ration card
- Voters ID
- Income or Wealth Tax assessment order
- Telephone bill or electricity bill
- Bank account statement
- Letter from employer
- Any document of communication issued by any authority of Central or State Government or local body showing residential address of the applicant
- Any documentary evidence in support of residential address acceptable by Bank of Baroda
- Married women can submit address proof in the name of their husband
Fees and Charges of Bank of Baroda MasterCard Gold Debit Card
Listed below are the fees and charges associated with Bank of Baroda debit cards. The fees applicable on the Bank of Baroda MasterCard Gold Debit Card may vary.
Details | Charges |
Annual Fees | Waived for the first year. Rs.100 p.a. for subsequent years. (Not applicable on No Frill Accounts) |
Add-on Cards | Waived for the first year. Rs.100 p.a. for subsequent years. (Not applicable on No Frill Accounts) |
Renewal Charges | Free |
ATM transactions at Bank of Baroda ATMs | Free |
ATM transactions at Metro ATMs of other banks (Bengaluru, Hyderabad, Chennai, New Delhi, Kolkata and Mumbai) |
|
ATM transactions at ATMs of other banks at other locations |
|
ATM transactions at ATMs for current/overdraft account holders | Rs.20 per transaction |
PIN regeneration | Rs.150 |
Card replacement (delivery within India) | Rs.200 |
Charge Slip retrieval | Rs.400 |
Rail ticket surcharge | 2.5% of transaction amount or Rs.10, whichever is higher |
Fuel Surcharge | 2.5% of transaction amount or Rs.10, whichever is higher |
Surcharge for payment at certain schools, colleges, universities, and government services | 1% of the transaction amount |
*Fees and charges are subject to amendments from time to time as per the bank's regulations. Service tax as per the tax laws will be applicable.
FAQs on Bank of Baroda MasterCard Gold Debit Card
- How do I activate my ATM card?
When you receive your debit card, the bank will mail a PIN in a sealed envelope to your registered address. You can activate your new debit card at any ATM.
- What are the services offered at Bank of Baroda ATMs?
You can carry out Cash withdrawal, Balance enquiry, Print Mini Statement, PIN change, Card to Card transfer, and NEFT services.
- What is card to card fund transfers at ATMs?
Using the NPCI NPS platform, Bank of Baroda offers card to card transfers that can be done instantly at ATMs via the debit card number of the beneficiary. Bank account numbers and IFSC codes are not required.
- What should I do if I have misplaced my debit card?
Inform Bank of Baroda immediately whether the card is misplaced, stolen or lost. You can call the customer care service 24/7. Your card will be blocked and you will be issued a new one.
- The ATM machine swallowed my debit card. How do I get it back?
If your debit card has been held back by the ATM, you need to inform Bank of Baroda immediately by calling the customer care service. Your card will be blocked and you will be issued a new one.
- How do I properly dispose of my old debit card?
To properly dispose of your expired or invalid debit card, you should cut the card into four pieces through the magnetic strip. This will ensure that the card can no longer be used for any purpose, fraud, misuse and so on.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.