Bandhan Bank Debit Card

Bandhan Bank debit cards help in making your life hassle free by allowing you to do cashless transactions. Not only this but also you will be getting several perks such as reward points, cashbacks, and Equated Monthly Installments (EMI) facility.

Updated On - 06 Sep 2025
Animated Svg

Now, we will have a look at the types of debit cards offered by the Bandhan Bank.

Types of Bandhan Bank Debit Cards

Bandhan Bank Visa Platinum Debit Card

From merchant locations to Automated Teller Machines (ATMs), and online stores that accept Visa cards, the Bandhan Bank Visa Platinum Debit Card is accepted everywhere. This enables convenient domestic and international cash withdrawals and purchase transactions. Now let us have a look at the features of Bandhan Bank Debit Card:

  1. Higher Daily Transaction Limit: The cardholders can meet their daily domestic as well as international payment needs through Visa Platinum Debit Card.
  1. Daily purchase transaction limit: Rs.4 lakh
  2. Daily ATM cash withdrawal limit: Rs.1 lakh
  1. Exclusive Deals and Offers: The bank provide exclusive deals and offers across money spent on dining, travel, groceries, entertainment, leisure, and online purchases. 
  1. Secure Online Transaction: Bandhan Bank comes with Near Field Communication (NFC) enabled Europay, Mastercard, and Visa (EMV) chip technology which helps to do secure online shopping and quick and easy contactless payments.
  2. Personal Accidental Insurance Coverage: Bandhan Bank Debit Card provides Personal Accidental Insurance coverage of Rs.10 lakhs in case of the death of the cardholder due to rail or road accident and Rs.1 crore coverage in case of the death of cardholder due to air accident.
  3. Purchase Protection: The card offers Rs.2 lakhs of coverage on goods purchased. For the first 90 days after the day the goods were purchased, cover is available.
  4. Lost Cards Liability Cover: The cardholders will also get lost card liability coverage.
Animated Svg

Bandhan Bank Mastercard Platinum Debit Card

Bandhan Bank Mastercard Platinum debit card features higher spending limitations, allowing you to make larger purchases or withdrawals. In addition to powerful fraud detection systems, it offers strong security protections such chip-and-PIN technology, zero-liability protection for unauthorised transactions, and other security measures. The following are the key features of Bandhan Bank Mastercard Platinum Debit Card:

  1. Higher Daily Transaction Limit: Through the MasterCard Platinum Debit Card, cardholders can fulfil both their daily domestic and international payment needs.
  1. Daily purchase transaction limit: Rs.6 lakh
  2. Daily ATM cash withdrawal limit: Rs.2 lakh
  1. Complimentary Lounge Access: Get two times access to select domestic airport lounges.
  1. Deals and Offers: The cardholders will get exclusive discounts and offers across dining, travel, groceries, entertainment, leisure spends, and online shopping.
  2. Support Services: Bandhan Bank Mastercard Platinum Debit Card allows the cardholders to do secure online shopping and easy and quick contactless payments through NFC enabled EMV chip technology.
  3. It provides global 24/365 emergency support in case of medical, legal, and other kind of services such as block card, hotlist, or request emergency cash advance.
  4. Personal Accident Insurance Cover: Get personal accident insurance coverage of Rs.10 lakhs in case of the death of the cardholder due to road or rail accident and Rs.1 crore of coverage due to air accident.
  5. Purchase Protection: Get Rs.2 lakhs of purchase protection on goods purchased through this card.
  1. Lost Cards Liability Cover: The cardholders will also get lost card liability coverage where they will not be liable for any fraudulent transactions of up to Rs.5 lakhs per card.
Animated Svg

Bandhan Bank Visa Classic Debit Card

Bandhan Bank Visa Classic Platinum Debit Card allows the cardholders the liberty to take control over the amount of cash they want to carry as well as the flow of their financial assets. Priority one should be given to having the Visa Classic Platinum Debit Card's advantages and the freedom to manage your finances without being constrained by carrying cash. Having said that, let us have a look at the features and benefits of Bandhan Bank Visa Classic Debit Card:

  1. Higher Daily Transaction Limit: Bandhan Bank Visa Classic Debit Card helps the cardholders in meeting all the domestic as well as international payment needs.
  1. Daily Purchase Transaction Limit: Rs.1 lakh
  1. Daily ATM Cash Withdrawal Limit: Rs.40,000
  1. Exclusive Offers: The bank provides exclusive deals and discounts across dining, travel, entertainment, online shopping, groceries, and leisure spends.
  2. NFC Enabled EMV Chip Based Debit Card: As the debit card comes with NFC enabled EMV chip, it allows the cardholders to do safe and secured transactions.
  3. Personal Accidental Insurance Cover: The cardholders will get personal accidental insurance coverage of Rs.2 lakh in case of death of the cardholders due to air/ road/ rail accident.
  4. Purchase Protection: Get coverage of Rs.50,000 on items purchased through this card.
  1. Lost Cards Liability Cover: The cardholders also get lost card liability coverage under which they will not be liable for any fraudulent transactions of up to Rs.50,000 per card.
Animated Svg

Bandhan Bank Rupay Classic Debit Card

Bandhan Bank RuPay Classic Debit Card is an all-purpose debit card which allows the cardholder to make purchases online or offline. The following are the key features of this card:

  1. Higher Daily Transaction Limit: Bandhan Bank RuPay Classic Debit Card allows the cardholders to meet all the domestic payment requirements.
  1. Daily Purchase Transaction Limit: Rs.1 lakh
  1. Daily ATM Cash Withdrawal Limit: Rs.40,000
  1. Contactless Debit Card: It is a contactless debit card which allows the cardholders to do quick and easy transactions.
  2. Exclusive offers: Bandhan Bank RuPay Classic Debit Cardholders will enjoy exclusive offers and discounts across dining, travel, leisure, groceries, as well as online shopping.
  3. NFC Enabled EMV Chip Based Debit Card: The debit card's embedded NFC-enabled EMV chip enables secure and safe transactions for cardholders.

Charges and Fees of Bandhan Bank Debit Card

Now, let us have a look at the fees and charges of Bandhan Bank Debit Cards:

Debit Card Transaction Limit

Card Type

ATM Limit

Overseas ATM Limit Per Day

PoS Limit Per Day

Overseas PoS Limit Per Day

Txn Count Per Day

VISA Platinum Debit Card

Rs.1,00,000

FCY equivalent of Rs.1 lakh

Rs.4,00,000

FCY equivalent of Rs.4 lakhs

15

MasterCard Platinum Debit Card

Rs.2,00,000

FCY equivalent of Rs.2 lakhs 

Rs.6,00,000

FCY equivalent of Rs.6 lakhs

15

RuPay Classic Card

Rs.40,000

NA

Rs.1,00,000

NA

5

VISA Classic Card

Rs.40,000

FCY equivalent of Rs.40,000

Rs.1,00,000

FCY equivalent of Rs.1 lakh

5

Debit Card Charges

Card Type

Issuance Charge

Annual Charge

Re-issuance

Card

PIN Re-Generation

VISA Platinum Debit Card

Rs.500

Rs.300

Rs.150

Rs.100

MasterCard Platinum Debit Card

Rs.750

Rs.500

Rs.100

Rs.100

RuPay Classic Card

Rs.200

Rs.200 (Rs.50 for product MB Sanchay)

Rs.150

Rs.100

VISA Classic Card

Rs.200

Rs.200

Rs.150

Rs.100

Animated Svg

Debit Card ATM Domestic Transaction Charges

Card Type

Free Transaction at Bandhan Bank ATM Per Month

Free Transaction at Other Bank ATM Per Month

Charges beyond free limit Financial Txn

Charges beyond free limit – Non-Financial Txn

ATM Decline due to Insufficient Funds

VISA Platinum

Unlimited

According to the account type linked to the debit card

Rs.20

Rs.10

Rs.25

MasterCard Platinum

Unlimited

According to the account type linked to the debit card

Rs.20

Rs.10

Rs.25

RuPay Classic

Unlimited

According to the account type linked to the debit card

Rs.20

Rs.10

Rs.25

VISA Classic

Unlimited

According to the account type linked to the debit card

Rs.20

Rs.10

Rs.25

Debit Card International Transaction Charges

Debit Card Charges (Overseas)

ATM Cash Withdrawal Charges (per instance)

ATM Balance Enquiry (per instance)

ATM Decline Charges – Insufficient Balance (per instance)

Cross Currency Mark Ups on International Transactions

VISA Platinum

Rs.125

Rs.25

Rs.25

3.50%

MasterCard Platinum

Rs.125

Rs.25

Rs.25

3.50%

RuPay Classic

NA

NA

NA

NA

VISA Classic

Rs.125

Rs.25

Rs.25

3.50%

Eligibility Criteria to Apply for Bandhan Bank Debit Card

The following are the eligibility criteria to apply for Bandhan Bank Debit Card:

  1. An applicant should be at least 18 years old.
  2. He or she should have a savings bank account with Bandhan Bank.
  1. He or she should be the citizen of India.

Also, know about Bandhan Bank ATM PIN Generation from our latest articles.

Animated Svg

How to Apply for Bandhan Bank Debit Card?

Bandhan Bank Debit Card can be applied both online and offline.

Bandhan Bank Debit Card Apply Online

  1. Firstly, visit the official website of Bandhan Bank.
  1. Login to the internet banking portal using your user ID and password.
  2. Go to the ‘Cards’ section and choose your desired card type.
  3. Next, click on ‘Apply Card Online’ and enter all your required information.
  4. Finally, click on ‘Submit’ button.
  5. Once the verification is done, your card will dispatched within five to seven working days.

Bandhan Bank Debit Card Apply Offline

  1. To apply for Bandhan Bank Debit Card offline, you need to visit your nearest branch of the Bandhan Bank.
  2. Ask the bank officials for the debit card application.
  3. Fill in all your details and sign the application form.
  4. Enclose the scanned copies of your required documents and submit it to the branch.
  1. The branch officials will verify your details and documents.
  2. Once your application has been approved, the card will be issued to you within five to seven working days.

Bandhan Bank provides various types of debit cards which has several benefits across multiple categories. In order to choose the desired debit card, you need to analyze your financial needs and requirements.

Animated Svg

FAQs on Bandhan Bank Debit Card

  • What are the documents required to apply for Bandhan Bank debit card?

    The documents that are required to apply for Bandhan Bank debit card are Bandhan Bank savings account, identity proof, address proof, and a passport size photograph.

  • Can I apply for a Bandhan Bank debit card for free?

    Yes, you can apply for a Bandhan Bank debit card for free.

  • Can I apply for a Bandhan Bank debit card offline?

    Yes, you can apply for a Bandhan Bank debit card offline.

  • Can I activate Bandhan Bank debit card online?

    Yes, you can activate Bandhan Bank debit card online through net banking or through mBandhan app.

  • Can I do international transactions through Bandhan Bank RuPay Classic debit card?

    No, you cannot do international transactions through Bandhan Bank RuPay Classic debit card.

  • I am a minor. Can I apply for a Bandhan Bank Debit Card?

    No, a minor cannot apply for a Bandhan Bank Debit Card.

  • What is the helpline number of Bandhan Bank debit card?

    The helpline number of Bandhan Bank debit card is 18002588181/ +913366333333.

  • What is the customer support email ID of Bandhan Bank?

    The customer support email ID of Bandhan Bank is customercare@bandhanbank.com.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.