- Higher Daily Transaction Limit: The cardholders can meet their daily domestic as well as international payment needs through Visa Platinum Debit Card.
- Daily purchase transaction limit: Rs.4 lakh
- Daily ATM cash withdrawal limit: Rs.1 lakh
- Exclusive Deals and Offers: The bank provide exclusive deals and offers across money spent on dining, travel, groceries, entertainment, leisure, and online purchases.
- Secure Online Transaction: Bandhan Bank comes with Near Field Communication (NFC) enabled Europay, Mastercard, and Visa (EMV) chip technology which helps to do secure online shopping and quick and easy contactless payments.
- Personal Accidental Insurance Coverage: Bandhan Bank Debit Card provides Personal Accidental Insurance coverage of Rs.10 lakhs in case of the death of the cardholder due to rail or road accident and Rs.1 crore coverage in case of the death of cardholder due to air accident.
- Purchase Protection: The card offers Rs.2 lakhs of coverage on goods purchased. For the first 90 days after the day the goods were purchased, cover is available.
- Lost Cards Liability Cover: The cardholders will also get lost card liability coverage.
Bandhan Bank Mastercard Platinum Debit Card
Bandhan Bank Mastercard Platinum debit card features higher spending limitations, allowing you to make larger purchases or withdrawals. In addition to powerful fraud detection systems, it offers strong security protections such chip-and-PIN technology, zero-liability protection for unauthorised transactions, and other security measures. The following are the key features of Bandhan Bank Mastercard Platinum Debit Card:
- Higher Daily Transaction Limit: Through the MasterCard Platinum Debit Card, cardholders can fulfil both their daily domestic and international payment needs.
- Daily purchase transaction limit: Rs.6 lakh
- Daily ATM cash withdrawal limit: Rs.2 lakh
- Complimentary Lounge Access: Get two times access to select domestic airport lounges.
- Deals and Offers: The cardholders will get exclusive discounts and offers across dining, travel, groceries, entertainment, leisure spends, and online shopping.
- Support Services: Bandhan Bank Mastercard Platinum Debit Card allows the cardholders to do secure online shopping and easy and quick contactless payments through NFC enabled EMV chip technology.
- It provides global 24/365 emergency support in case of medical, legal, and other kind of services such as block card, hotlist, or request emergency cash advance.
- Personal Accident Insurance Cover: Get personal accident insurance coverage of Rs.10 lakhs in case of the death of the cardholder due to road or rail accident and Rs.1 crore of coverage due to air accident.
- Purchase Protection: Get Rs.2 lakhs of purchase protection on goods purchased through this card.
- Lost Cards Liability Cover: The cardholders will also get lost card liability coverage where they will not be liable for any fraudulent transactions of up to Rs.5 lakhs per card.
Bandhan Bank Visa Classic Debit Card
Bandhan Bank Visa Classic Platinum Debit Card allows the cardholders the liberty to take control over the amount of cash they want to carry as well as the flow of their financial assets. Priority one should be given to having the Visa Classic Platinum Debit Card's advantages and the freedom to manage your finances without being constrained by carrying cash. Having said that, let us have a look at the features and benefits of Bandhan Bank Visa Classic Debit Card:
- Higher Daily Transaction Limit: Bandhan Bank Visa Classic Debit Card helps the cardholders in meeting all the domestic as well as international payment needs.
- Daily Purchase Transaction Limit: Rs.1 lakh
- Daily ATM Cash Withdrawal Limit: Rs.40,000
- Exclusive Offers: The bank provides exclusive deals and discounts across dining, travel, entertainment, online shopping, groceries, and leisure spends.
- NFC Enabled EMV Chip Based Debit Card: As the debit card comes with NFC enabled EMV chip, it allows the cardholders to do safe and secured transactions.
- Personal Accidental Insurance Cover: The cardholders will get personal accidental insurance coverage of Rs.2 lakh in case of death of the cardholders due to air/ road/ rail accident.
- Purchase Protection: Get coverage of Rs.50,000 on items purchased through this card.
- Lost Cards Liability Cover: The cardholders also get lost card liability coverage under which they will not be liable for any fraudulent transactions of up to Rs.50,000 per card.
Bandhan Bank Rupay Classic Debit Card
Bandhan Bank RuPay Classic Debit Card is an all-purpose debit card which allows the cardholder to make purchases online or offline. The following are the key features of this card:
- Higher Daily Transaction Limit: Bandhan Bank RuPay Classic Debit Card allows the cardholders to meet all the domestic payment requirements.
- Daily Purchase Transaction Limit: Rs.1 lakh
- Daily ATM Cash Withdrawal Limit: Rs.40,000
- Contactless Debit Card: It is a contactless debit card which allows the cardholders to do quick and easy transactions.
- Exclusive offers: Bandhan Bank RuPay Classic Debit Cardholders will enjoy exclusive offers and discounts across dining, travel, leisure, groceries, as well as online shopping.
- NFC Enabled EMV Chip Based Debit Card: The debit card's embedded NFC-enabled EMV chip enables secure and safe transactions for cardholders.
Charges and Fees of Bandhan Bank Debit Card
Now, let us have a look at the fees and charges of Bandhan Bank Debit Cards:
Debit Card Transaction Limit
Card Type | ATM Limit | Overseas ATM Limit Per Day | PoS Limit Per Day | Overseas PoS Limit Per Day | Txn Count Per Day |
VISA Platinum Debit Card | Rs.1,00,000 | FCY equivalent of Rs.1 lakh | Rs.4,00,000 | FCY equivalent of Rs.4 lakhs | 15 |
MasterCard Platinum Debit Card | Rs.2,00,000 | FCY equivalent of Rs.2 lakhs | Rs.6,00,000 | FCY equivalent of Rs.6 lakhs | 15 |
RuPay Classic Card | Rs.40,000 | NA | Rs.1,00,000 | NA | 5 |
VISA Classic Card | Rs.40,000 | FCY equivalent of Rs.40,000 | Rs.1,00,000 | FCY equivalent of Rs.1 lakh | 5 |
Debit Card Charges
Card Type | Issuance Charge | Annual Charge | Re-issuance Card | PIN Re-Generation |
VISA Platinum Debit Card | Rs.500 | Rs.300 | Rs.150 | Rs.100 |
MasterCard Platinum Debit Card | Rs.750 | Rs.500 | Rs.100 | Rs.100 |
RuPay Classic Card | Rs.200 | Rs.200 (Rs.50 for product MB Sanchay) | Rs.150 | Rs.100 |
VISA Classic Card | Rs.200 | Rs.200 | Rs.150 | Rs.100 |
Debit Card ATM Domestic Transaction Charges
Card Type | Free Transaction at Bandhan Bank ATM Per Month | Free Transaction at Other Bank ATM Per Month | Charges beyond free limit Financial Txn | Charges beyond free limit – Non-Financial Txn | ATM Decline due to Insufficient Funds |
VISA Platinum | Unlimited | According to the account type linked to the debit card | Rs.20 | Rs.10 | Rs.25 |
MasterCard Platinum | Unlimited | According to the account type linked to the debit card | Rs.20 | Rs.10 | Rs.25 |
RuPay Classic | Unlimited | According to the account type linked to the debit card | Rs.20 | Rs.10 | Rs.25 |
VISA Classic | Unlimited | According to the account type linked to the debit card | Rs.20 | Rs.10 | Rs.25 |
Debit Card International Transaction Charges
Debit Card Charges (Overseas) | ATM Cash Withdrawal Charges (per instance) | ATM Balance Enquiry (per instance) | ATM Decline Charges – Insufficient Balance (per instance) | Cross Currency Mark Ups on International Transactions |
VISA Platinum | Rs.125 | Rs.25 | Rs.25 | 3.50% |
MasterCard Platinum | Rs.125 | Rs.25 | Rs.25 | 3.50% |
RuPay Classic | NA | NA | NA | NA |
VISA Classic | Rs.125 | Rs.25 | Rs.25 | 3.50% |
Eligibility Criteria to Apply for Bandhan Bank Debit Card
The following are the eligibility criteria to apply for Bandhan Bank Debit Card:
- An applicant should be at least 18 years old.
- He or she should have a savings bank account with Bandhan Bank.
- He or she should be the citizen of India.
Also, know about Bandhan Bank ATM PIN Generation from our latest articles.
How to Apply for Bandhan Bank Debit Card?
Bandhan Bank Debit Card can be applied both online and offline.
Bandhan Bank Debit Card Apply Online
- Firstly, visit the official website of Bandhan Bank.
- Login to the internet banking portal using your user ID and password.
- Go to the ‘Cards’ section and choose your desired card type.
- Next, click on ‘Apply Card Online’ and enter all your required information.
- Finally, click on ‘Submit’ button.
- Once the verification is done, your card will dispatched within five to seven working days.
Bandhan Bank Debit Card Apply Offline
- To apply for Bandhan Bank Debit Card offline, you need to visit your nearest branch of the Bandhan Bank.
- Ask the bank officials for the debit card application.
- Fill in all your details and sign the application form.
- Enclose the scanned copies of your required documents and submit it to the branch.
- The branch officials will verify your details and documents.
- Once your application has been approved, the card will be issued to you within five to seven working days.
Bandhan Bank provides various types of debit cards which has several benefits across multiple categories. In order to choose the desired debit card, you need to analyze your financial needs and requirements.
A good credit score can help you secure lower interest rates on loans and credit cards.
- What are the documents required to apply for Bandhan Bank debit card?
The documents that are required to apply for Bandhan Bank debit card are Bandhan Bank savings account, identity proof, address proof, and a passport size photograph.
- Can I apply for a Bandhan Bank debit card for free?
Yes, you can apply for a Bandhan Bank debit card for free.
- Can I apply for a Bandhan Bank debit card offline?
Yes, you can apply for a Bandhan Bank debit card offline.
- Can I activate Bandhan Bank debit card online?
Yes, you can activate Bandhan Bank debit card online through net banking or through mBandhan app.
- Can I do international transactions through Bandhan Bank RuPay Classic debit card?
No, you cannot do international transactions through Bandhan Bank RuPay Classic debit card.
- I am a minor. Can I apply for a Bandhan Bank Debit Card?
No, a minor cannot apply for a Bandhan Bank Debit Card.
- What is the helpline number of Bandhan Bank debit card?
The helpline number of Bandhan Bank debit card is 18002588181/ +913366333333.
- What is the customer support email ID of Bandhan Bank?
The customer support email ID of Bandhan Bank is customercare@bandhanbank.com.