Credit cards are one of the most popular financial products by individuals today. This product allows individuals to borrow money against a line of credit and allows them to pay back the same every month. Credit cards for utility payments have changed the game in the world of personal finance. These cards combine convenience and savings to address the recurring bills of today's consumer. Whether it is electricity bill, water bill , or internet bill, these cards add value through customised rewards, cashback, and exclusive deals.
Utility credit cards ensures on-time payments while optimising the return. Given below are some of the popular products through which paying utility bills is easy. Certain cards also provide Reward Points when individuals use them to pay their utility bills.
Credit Card | Annual Fee |
Standard Chartered Super Value Titanium Credit Card | Rs.750 |
HDFC Regalia Credit Card | Rs.2,500 |
Axis ACE Credit Card | Rs.499 |
SBI Card PRIME | Rs.2,999 |
ICICI Platinum Chip Credit Card | Nil |
This credit card by Standard Chartered is perfect for independent individuals who pay their own bills. This credit card offers not just great deals which will help them save money but also cashback on telephone and fuel bills.
Features and Benefits:
The Standard Chartered Super Value Titanium Credit Card is a highly beneficial credit card to pay utility bills due to the amount of cashback that can be procured through this card. This card can also be used throughout the country and is very convenient.
The HDFC Regalia Credit Card ideal for self-sufficient individuals who prefer paying their own bills. This credit card offers on your utility payment bills.
Features and Benefits:
The Axis ACE Credit Card has been designed to provide cashback on all your utility bill payments.
Features and Benefits:
The SBI Card PRIME comes with a host of benefits including welcome gift, attractive reward points on paying utility bills, and more.
Features and Benefits:
The ICICI Bank Platinum Chip Credit Card provides you with excellent value in a simple, manageable card.
Features and Benefits:
Utility cards are a unique type of card that prepaid cards, which needs to be loaded with sufficient fund to make your utility months.
Utility bill payments are a vital aspect of monthly budget which includes various payments, such as gas, electricity, water, mobile recharge, cable TV recharge, and many others. Credit cards can be used to carry out various transactions which come with various reward points and additional discounts and cashback offers.
Yes, you can use a credit card for making your utility bill payment by paying a minimum processing fee, depending on the card providers.
Yes, you can pay your electricity bill through credit cards of any of the card providers through online mode by visiting their official website or through mobile application (if available).
There are different types of utility bills, such as cable TV, internet, mobile service, water, ewer, electricity, gas, and garbage, which are billed as per the consumption rate of the individual.
To make payment for your utility bills using your utility credit card, login to your account through the official website of your card provider. Select the billers, enter the amount, and provide the card details to complete the payment procedure of your utility bills using your utility credit card.
Yes, some utility credit cards can used on international Point of Sale (PoS) such as GT Utility card which can used in various fuel stations in Nigeria and overseas.
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